Comprehensive General Liability Insurance for Stores

Comprehensive general liability insurance for stores protects against third-party claims for damage or loss. It covers unexpected accidents that can result in financial loss. Businesses and organizations subscribe to this policy to manage such risks.

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Liability from Product or Service
Property damage or Bodily Injury
Medical & Legal Costs Covered

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Liability from Product or Service
Property damage or Bodily Injury
Medical & Legal Costs Covered
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Comprehensive General Liability Insurance for Stores: Inclusions

The comprehensive general liability policy offers coverage for the following.

  • Any liability arising within the business premises shall be compensated under comprehensive general liability policy
  • Any lawsuit instituted against the policyholder due to negligence shall be dealt under comprehensive general liability policy
  • Any damage or bodily injury caused to a third party due to fire shall be covered under comprehensive general liability policy
  • A comprehensive general liability policy covers personal injuries to third parties, including reputation damage caused by product advertisements in the market.
  • Infringement of trademark shall be dealt under comprehensive general liability policy
  • Cases of employee or third-party claims related to harassment or discrimination are handled under comprehensive general liability policies.

Comprehensive General Liability Insurance for Stores: Exclusions

The following risks shall not be covered under comprehensive general liability insurance:

  • Any intentional injury caused to a third party is not entitled to be covered under comprehensive general liability policy
  • Any attempt of causing harm made by the policyholder deliberately shall be excluded from comprehensive general liability policy
  • Any loss or damage to the third party arises due to pollution issues shall not be obeyed under comprehensive general liability policy
  • Any property damage shall not be covered under comprehensive general liability policy
  • Any loss or damage to the public arises due to earthquake or nuclear explosions shall not be covered under comprehensive general liability policy

Comprehensive General Liability insurance for Stores: Add-ons

A policyholder may extend the policy coverage of a comprehensive general liability policy. He may consider addition of the following coverage in the existing comprehensive general liability policy.

  • Loss or damage caused due to pollution
  • Loss or damage caused due to act of God such as earthquake
  • Personal or reputation loss covered to a third party
  • Any medical expenditure incurred to a third party

Comprehensive General Liability insurance for Stores: Claiming Process

A policyholder may follow the below mentioned steps in order to file a claim under comprehensive general liability policy.

  • The policyholder should inform the insurance company with regard to the loss or damage caused to a third party in the business premises
  • The policyholder must appraise the insurance company immediately after acknowledgement of such incident
  • The policyholder must issue a claim from the insurance company
  • The policyholder must fill the claim form correctly
  • The policyholder is required to provide the necessary document which might be asked by the insurer
  • The insurance company shall appoint a surveyor to investigate the claim
  • The investigator shall verify the claim and make a report
  • The report shall be submitted to the insurance company
  • Based on the report submitted by the investigator or surveyor, the insurance company shall either accept or reject the claim
  • The insurance company shall compensate the policyholder upon accepting the claim
  • The insurance company shall inform the policyholder if the claim is rejected along with the grounds of rejection

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Written By: PolicyBazaar - Updated: 09 June 2023
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Policybazaar for Business - Comprehensive Liability Insurance - Customer Reviews
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4/5
Based on 27 reviews
4
out of 5
Based on 27 reviews
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4.3 April 09, 2023
Shubh
Competitive Premiums
The premiums offered by PolicyBazaar for the Comprehensive General Liability Insurance are competitive, considering the extensive coverage and top-notch customer service they provide.Truly recomend it.
Ludhiana
4.3 March 28, 2023
Prakhar
Worth Buying
PolicyBazaar worked closely with me to tailor the coverage to meet the specific needs of my business.Worth buying.
Dehradun
3.8 March 16, 2023
Veer
Wide Coverage
One of the most significant aspects of this insurance is its coverage. It provides extensive protection against a wide range of liabilities, including bodily injury, property damage, etc. Thanks for the policy PB
Lucknow
3.8 March 04, 2023
Akash
Peace Of Mind
I have been a satisfied customer of PolicyBazaar for several years now. It offers a comprehensive and reliable safety that has given me peace of mind and allowed me to focus on growing my business without constant worry about unforeseen events.Thankyou PB.
Bareilly
3.8 February 20, 2023
Ram
Claim Process Is Hassle Free
PolicyBazaar's claims process is efficient and hassle-free. In the unfortunate event of a claim, they handled everything swiftly and professionally, ensuring a smooth resolution without unnecessary delays. This reliability and promptness have further strengthened my trust in their services.Thankyou.
Delhi
4 February 20, 2023
Rohan
Great Customer Support
PolicyBazaar can help you get your Insurance as I am in the construction Industry and needed some guidance on risk concerns. I contacted PolicyBazaar Team, whO explaned to me the process to get the Insurance. Thank you PolicyBazaar.
Jamshedpur
3.8 February 16, 2023
Aditi
Damages Covered
I recently purchased CGL insurnace from PolicyBazaar. They helped me to cover my damages. Thankyou.
Jamshedpur
4 February 12, 2023
Neha
Helpful Team
We were looking to buy Comprehensive General Liability Insurance Plan that protects Third party property from any accidental damage at my workplace. So we landed on the PolicyBazaar website. It was well managed and described all the benfits in detaill... We contacted their Customer support and dcided to buy from them. Thanks, PolicyBazaar Team
Coimbatore
3.8 February 08, 2023
Veer
All In One Platform
It is an All in one platform which provided me unique perks, Low premium prices and a fast claim settlement process. Thankyou PB. Excellent platform.
Vadodara
4.3 February 04, 2023
Amar
Good Package
Got a really good coverage. Thanks, PolicyBazaar
Lucknow