Tata AIG Comprehensive General Liability Insurance

Benefits of Tata AIG Comprehensive General Liability Insurance

Tata AIG’s CGL policy provides extensive protection, helping businesses manage financial and legal risks effectively. Here's how:

• Covers legal defense expenses, including lawyer and consultant fees, for third-party claims.
• Can be customized to match your business needs or specific contractual obligations.
• A single policy provides coverage for multiple business locations or facilities, both nationwide and globally.

Tata AIG Commercial General Liability Policy Inclusions

The Tata AIG CGL policy combines multiple protections into one, covering:

• Bodily Injury & Property Damage (Coverage A): Protects against claims if a third party suffers injury or property damage due to your business operations.
• Personal & Advertising Injury (Coverage B): Covers liabilities arising from non-physical injuries like libel, slander, or infringement of copyrights.
• Medical Expenses (Coverage C): Pays for medical costs if someone is injured at your business premises, regardless of fault.

Tata AIG Comprehensive General Liability Insurance Exclusions

The key exclusions under the Tata AIG Comprehensive General Liability Insurance are:

• Injury Caused Intentionally: The policy does not cover harm or damage that is deliberately caused by the insured.
• Workers Compensation and Related Laws: Employee injuries or illnesses that fall under workers compensation insurance or similar legal provisions are excluded.
• War-Related Risks: Any loss or damage resulting from war, invasion, or military actions is not covered.

Note: For complete details on coverage, exclusions, and conditions, please refer to the policy document.