What is Bajaj Allianz Life Dynamic Asset Allocation Fund?
Bajaj Allianz Life Dynamic Asset Allocation Fund is a balanced fund that invests in a mix of securities and bond assets. The fund manager of Bajaj Allianz Life Dynamic Asset Allocation Fund regularly adjusts the asset allocation between these two asset classes based on a quantitative model of the market cycle and limited qualitative inputs.
You can purchase this fund at a lower NAV of Rs. 10 during the NFO period between 01 September to 25 September.
This Dynamic Asset Allocation Fund is available under the various investment plans of Bajaj Allianz Life, like:
Investment Strategy under Bajaj Allianz Life Dynamic Asset Allocation Funds:
This fund can invest anywhere between 10% to 90% in equity assets.
When the market is going up, the Fund Manager will invest more in equity assets, and when the market is going down, the fund manager will invest more in bonds/debt instruments.
This helps to reduce market volatility and preserve returns.
The Fund Manager rebalances the asset allocation on a monthly basis.
Benefits of Bajaj Allianz Life Dynamic Asset Allocation Fund
You can avail of the following benefits by investing in the Bajaj Allianz Life Dynamic Asset Allocation Fund:
Dynamic Fund Switching: You do not have to worry about when to switch from equity to debt and vice versa. Asset allocation will be done automatically based on a quantitative model and the market cycle.
Diversification: The asset allocation portfolio of the Bajaj Allianz Life Dynamic Asset Allocation Fund is diversified across various asset classes and sectors, reducing the risk associated with investing in a single asset class.
Risk Management: This fund will help you to reduce volatility and generate returns. During periods of market volatility, the fund manager will allocate a larger portion of assets to debt instruments to provide stability, and increase exposure to equities during bullish phases to seek higher returns.
Long-term Growth Potential: This dynamic asset allocation fund is a good investment option for long-term capital appreciation. By participating in the equity markets, it has the potential to deliver higher returns over the long run compared to traditional fixed-income investments.
Professional Management: Bajaj Allianz Life Dynamic Advantage Fund is managed by experienced professionals who make strategic investment decisions based on their market expertise and analysis.
About Bajaj Allianz Life Insurance Company
Bajaj Allianz Life Insurance Company Limited is a joint venture between Bajaj Finserv Limited and Allianz SE, one of the world's leading insurers. The company was founded in 2001 and is headquartered in Pune, Maharashtra.
Bajaj Allianz Life Insurance offers a wide range of life insurance products, including term insurance, endowment plans, money back plans, and Unit Linked Insurance Plans (ULIPs). The company also offers health insurance, pension plans, and other financial products. Bajaj Allianz Life Insurance Company has a high solvency ratio and has been rated as a "AAA" (stable) by CRISIL.
Now, let us check the historical performance of the insurance company in various asset classes before deciding to invest in this new NFO.
Performance of Newly Launched Funds by Bajaj Allianz Life Insurance
|Date of Inception
|Returns Since Inception (RSI)*
|Current NAV (in Rs.)
|Flexi Cap Fund
|Small Cap Fund
*RSI as on 31 August 2023 in the last 1 year.
Is Dynamic Asset Allocation Fund a Smart Investment?
A dynamic asset allocation fund can be a smart investment for you as a way to reduce risk and volatility while still seeking growth potential.
These funds invest in a mix of equity and debt instruments, and the asset allocation between these two asset classes is adjusted over time based on market conditions.
This can help to smooth out the returns of the fund and reduce the chances of large losses.
However, whether or not a dynamic asset allocation fund is a smart investment for you will depend on your individual circumstances and risk tolerance. Therefore, it is important to do your research and understand the risks involved before investing.
People Also Read: Bajaj Allianz Life Midcap Index Fund NFO
Benefits of Purchasing Bajaj Allianz Life Dynamic Asset Allocation Fund from Policybazaar
The key benefits of investing in Bajaj Allianz NFO through Policybazaar are as follows:
Convenience: You have the convenience of investing in the NFO online through Policybazaar, eliminating the need to make a physical visit to a bank or insurance agent.
Comparison: Policybazaar offers the ability to compare various plans featuring new funds before making your investment. This allows you to ensure that you are securing the best deal available.
Expert Guidance: The team of financial experts at Policybazaar is available to assist you in selecting the ideal NFO plan to suit your specific requirements and financial goals.
Tax Advantages: Your investment in the NFO also makes you eligible for tax benefits. Policybazaar assists you in comprehending these potential advantages.
Easy Redemption: You can easily redeem the NFO investment through Policybazaar at your convenience, subject to the terms and conditions specified in the NFO agreement.
Explore more Investment options
How to Buy Bajaj Allianz Life Dynamic Asset Allocation Fund from Policybazaar?
You must follow the steps mentioned below to purchase the Bajaj Allianz Life Dynamic Allocation Fund NFO from Policybazaar:
Step 1: Go to the Policybazaar website or app. Log into your account or create one if you don't have an account.
Step 2: Fill in your name, city, age, and contact numbers in the given form to check the personalized benefits of the plans.
Step 3: Select from the following Bajaj Allianz Life Plans as per your need:
Bajaj Allianz Life Signature
Bajaj Allianz Life LongLife Goal
Bajaj Allianz Life Capital Guarantee Solution Plan
Bajaj Allianz Life Invest Protect Goal
Bajaj Allianz Life Smart Wealth Goal II
Step 4: To take advantage of the Dynamic Asset Allocation Fund click on the “Get Details” tab.
Step 5: Check the details of the plan carefully and click on “Proceed” by following the prompts displayed on the screen to finalize your purchase.
Step 6: Enter the essential details, deposit the amount you want to invest and select the mode of payment.
Step 7: Provide your KYC details and complete the payment.
Step 8: Upon successful payment, you'll receive confirmation of your purchase.