Bajaj Allianz Life Nifty 500 Multifactor 50 Index Fund
Bajaj Allianz Life Nifty 500 Multifactor 50 Index Fund is an upcoming New Fund Offer (NFO) launching on 1st July 2025. This fund is designed to deliver smarter equity investing by tracking the Nifty 500 Multifactor 50 Index, which applies a multi-factor strategy for stock selection. It offers investors the opportunity to tap into high-growth potential by investing in a diversified basket of 50 stocks selected based on four proven factors like: Quality, Value, Low Volatility, and Momentum.
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Plans starting from₹1000/month
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
Bajaj Allianz Life Nifty 500 Multifactor 50 Index Fund
What is Bajaj Allianz Life Nifty 500 Multifactor 50 Index Fund?
Launching as a New Fund Offer (NFO) on 1st July 2025, Bajaj Allianz Life Nifty 500 Multifactor 50 Index Fund is a market-linked ULIP fund designed to deliver smarter and more consistent returns by investing in the Nifty 500 Multifactor 50 Index. This index selects 50 high-potential stocks from the Nifty 500 universe based on four key factors—Quality, Value, Low Volatility, and Momentum—which are known to perform well across different market cycles.
The fund aims to offer better diversification, reduced downside risk, and long-term capital appreciation by tracking this well-balanced and high-performing index. With zero premium allocation charges, return of mortality charges, and loyalty boosters, this fund is available under various Bajaj Allianz Life ULIP plans like Smart Wealth Goal, Capital Guarantee (Growth/Child), and more, making it a compelling option for goal-based wealth creation.
Highlights of Bajaj Allianz Life Nifty 500 Multifactor 50 Index Fund
Particulars
Details
Benchmark Index
Nifty 500 Multifactor 50 Index
Benchmark Index Returns
5-Year Returns: 31.3% p.a.
Risk Profile
High
NFO Launch Date
1st July 2025
NFO Duration
1st July to 14th July 2025
Current NAV
₹10
Minimum Investment
₹2,200 per month
Reasons Why You Should Consider Investing in Bajaj Allianz Life Nifty 500 Multifactor 50 Index Fund
Superior Long-Term Performance: The underlying index has delivered a 31.3% 5-year return and 21% RSI over 20 years, among the highest in the market.
Smart Factor-Based Strategy: Uses a combination of proven investing factors (Quality, Value, Low Volatility, and Momentum) to maximize returns and reduce risk.
Wide Market Coverage: Picks 50 strong-performing stocks from the broader Nifty 500, ensuring balanced exposure across sectors.
Zero Premium Allocation Charges: Low-cost ULIP structure with 1.35% fund management charge, helping you save more.
Part of Bajaj Allianz Life’s Flagship ULIP Plans: Available with Smart Wealth Goal, Capital Guarantee (Growth plan/Child plan), and Life Long Goal variants.
What is the Nifty 500 Multifactor 50 Index?
The Nifty 500 Multifactor 50 Index is a performance-driven index that combines four smart beta factors—Quality, Value, Low Volatility, and Momentum—to identify 50 high-potential stocks from the Nifty 500 universe. It is designed to adapt to changing market dynamics, delivering more consistent performance over time. Historically, it has demonstrated 6.7X returns over 10 years, with a 5-year return of 31.3% and a 20-year RSI of 21%, outperforming traditional indices like Nifty 50, Nifty 100, and Nifty 200.
Nifty 500 Multifactor 50 Index With Other Indices
Index Name
5-Year Return
RSI (20 Years)
NIFTY 500 Multifactor 50 Index
31.3% (Highest)
21% (Highest)
NIFTY 200
22%
12.6%
NIFTY 50
20.3%
11.9%
NIFTY 100
20.4%
12%
NIFTY 500
23.1%
13.2%
Sector Representation of Nifty 500 Multifactor 50 Index
Sector
Allocation (%)
Financial Services
25.39%
Oil Gas & Consumable Fuels
14.85%
Fast Moving Consumer Goods
13.29%
Healthcare
11.52%
Automobile and Auto Components
8.91%
Consumer Durables
5.79%
Information Technology
5.38%
Construction Materials
4.54%
Chemicals
2.85%
Textiles
2.55%
Services
1.75%
Consumer Services
1.60%
Capital Goods
1.59%
Companies of the Nifty 500 Multifactor 50 Index
How To Buy Bajaj Allianz Life Nifty 500 Multifactor 50 Index Fund From Policybazaar?
To buy the Bajaj Allianz Life Nifty 500 Multifactor 50 Index Fund from Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking View Plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with Bajaj Allianz Investment Plans on a blue and red card. Select the Bajaj Allianz Life Nifty 500 Multifactor 50 Index Fund option that best suits your needs from the following options:
Step 5: In the Bajaj Allianz Life Nifty 500 Multifactor 50 Index Fund, click the "Get Details" tab for more information.
You can also get FREE expert consultation; just click on the talk to an expert button.
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred mode of payment for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Purchasing the Bajaj Allianz Life Nifty 500 Multifactor 50 Index Fund From Policybazaar?
Investing via Policybazaar provides various advantages, including:
Ease of Access: Invest digitally in the Bajaj Allianz Life Nifty 500 Multifactor 50 Index Fund without the hassle of visiting banks or agents.
Plan Comparison: Evaluate various investment options, including the latest funds, to make well-informed choices and secure competitive deals.
Professional Support: Benefit from expert advice to choose the NFO plan that aligns with your financial goals and requirements.
Tax Savings: Enjoy tax benefits under Section 80C and Section 10(10D) of the Income Tax Act by investing through Policybazaar.
FAQs
What makes the Nifty 500 Multifactor 50 Index unique?
Unlike traditional indices that are market-cap based, this index uses a multi-factor strategy to choose stocks. This approach offers better risk-adjusted returns by adapting to changing market conditions and reducing volatility.
Is there any premium allocation or hidden charge?
No, the fund comes with zero premium allocation charges and a competitive Fund Management Charge (FMC) of 1.35%. Mortality charges are returned at maturity under eligible plans, making it a cost-effective investment.
Who should consider investing in this fund?
Investors looking for long-term growth, low-cost investing, and smart factor-based exposure to equity markets should consider this fund. It's suitable for wealth creation, child plans, retirement goals, and more.
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in *Past 10 Year annualised returns as on 01-07-2025 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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