ICICI Prudential Global Multi Asset Advantage Fund
ICICI Prudential Global Multi Asset Advantage Fund is an innovative investment solution designed to help you build global wealth. This dynamic, multi-asset fund automatically navigates changing market conditions by allocating across international equities, gold, and US sovereign debt. By diversifying globally, it offers a resilient portfolio that adapts in real-time. This fund represents a unique global opportunity, Launching on 20th August with a starting NAV of $10.
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Plans starting from₹1000/month
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
ICICI Prudential Global Multi Asset Advantage Fund
What is ICICI Prudential Global Multi Asset Advantage Fund?
The ICICI Prudential Global Multi Asset Advantage Fund is a dynamic, multi-asset global fund offered under the ICICI Prudential Global Wealth Accelerator Plan. Rather than tying your capital to a single asset class, this fund dynamically navigates different market environments by automatically managing your exposure.
Dynamic GEMS Strategy: The fund operates using the GEMS framework, which invests across three major asset classes with a dynamic 5% to 90% allocation:
Gold (for diversification during uncertain markets)
Equity (global companies for long-term growth)
Multi-Asset (combining multiple strengths in one fund)
Sovereign Bonds (U.S. Government Bonds for stability)
Market-Adaptive Navigation: The fund acts automatically based on prevailing market conditions. In bull markets (when economies are growing and earnings are rising), the fund shifts to a maximum allocation in Equities. In bear markets (characterized by geopolitical tension, high volatility, and rising inflation), it automatically reallocates towards Gold or Sovereign Debt to protect capital and lock in gains.
Complementary Asset Roles: Every asset in the portfolio has a defined role: global equity serves as the growth engine, gold provides a protection shield/hedge against market drops, and US government debt functions as the stability anchor.
What is GIFT City?
The GIFT City (Gujarat International Financial Tec-City), located in Gandhinagar, Gujarat, is India's Global Finance Hub. It serves as a specialized gateway connecting Indian investors to international markets through a robust legal and operational framework:
Unique Regulatory Framework: The International Financial Services Centres Authority (IFSCA) serves as a single, unified regulator, consolidating the powers of RBI, SEBI, and IRDAI to provide faster, streamlined approvals.
Global Portability: It is a specially regulated zone designed to make global investing simple and cost-efficient. It allows domestic Indian investors, NRIs, OCIs, and PIOs to invest in USD-denominated funds, global markets, and international ETFs directly through Indian insurance providers.
Structural Benefits: GIFT City operates with a separate tax ecosystem, liberalized foreign exchange laws, and international-standard investment regulations distinct from the rest of India
Why Should You Invest in ICICI Prudential Global Multi Asset Advantage Fund
Adaptability Over Static Diversification: Traditional multi-asset funds often stick to a fixed allocation (e.g., 33% per asset class), which can cause you to miss top-performing trends or experience unnecessary volatility. This fund dynamically shifts its allocation (between 5% and 90%) to favor the asset class currently positioned to perform best.
Auto-Pilot Management: Trying to time the market is extremely difficult; no single asset class wins every year, and the top performer is constantly changing. The fund manages this on "auto-pilot," shifting your capital seamlessly between assets, geographies, and sectors without requiring active manual intervention from you.
Access to Global Megatrends: Through the fund’s global equity allocation, you gain direct investment exposure to the growth engines of tomorrow including AI, robotics, semiconductor technology, EVs, space technology (like SpaceX), and clean energy.
Strong Defensive Guardrails: During times of high inflation or geopolitical unrest, the fund's dynamic access to Gold (a timeless hedge) and U.S. Sovereign Bonds (currently offering attractive yields near a decade-high) acts as a powerful buffer against domestic and global market downturns.
Institutional Pricing Advantage: Investors can enter during the Pre-NFO (20th to 24th August) or NFO (25th to 31st August) periods at an attractive, accessible starting NAV of just $10
How to Buy ICICI Prudential Global Multi Asset Advantage Fund from Policybazaar?Â
To buy the ICICI Prudential Global Multi Asset Advantage Fund from Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking View Plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with ICICI Pru Investment Plans on a blue and red card. Select the ICICI Prudential Global Multi Asset Advantage Fund option that best suits your needs.
Step 5: In the ICICI Prudential Global Multi Asset Advantage Fund, click the "Get Details" tab for more information.
You can also get Free expert consultation; just click on the talk to an expert button.Â
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred mode of payment for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Investing in the ICICI Prudential Global Multi Asset Advantage Fund from Policybazaar?Â
Investing via Policybazaar provides various advantages, including:
Ease of Access: Invest digitally in the ICICI Prudential Global Multi Asset Advantage Fund without the hassle of visiting banks or agents.
Plan Comparison: Evaluate various investment options, including the latest funds, to make well-informed choices and secure competitive deals.
Professional Support: Benefit from expert advice to choose the NFO plan that aligns with your financial goals and requirements.
Tax Savings: Enjoy tax benefits under Section 80C and Section 10(10D) of the Income Tax Act by investing through Policybazaar.
FAQs
How does the fund's "Auto-Pilot" feature work in bull vs. bear markets?
The fund monitors key economic indicators and automatically reallocates your portfolio:
In Bull Markets (characterized by economic growth and rising corporate earnings), the fund shifts to a maximum allocation in Equities to capture growth.
In Bear Markets (marked by geopolitical tensions, rising prices, or volatility), the fund shifts its weight into Gold or Sovereign Debt to lock in and protect your gains
What is the fee structure under the Global Wealth Accelerator Plan?
The plan features an investor-friendly charge structure:
Premium Allocation Charge: Nil (0%)
Policy Administration Charge: Nil (0%)
Fund Management Charge (FMC): 2% per annum
What onboarding documents are required to open an account?
You will need to submit the following standard documents:
A valid Passport
Current address proof
A work visa, proof of employment, or business registration
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in *Past 10 Year annualised returns as on 01-08-2026 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).