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Aditya Birla ULIP Calculator
An Aditya Birla ULIP Calculator is an online tool that helps you achieve your financial goals at your desired time with the desired returns. It is beneficial for simplifying your investment strategies and making them exclusive. By entering all the important details of your investment, the ULIP calculator simplifies financial calculations and provides you with an overall estimate of your potential returns.
ULIP Plans
- Take the first step to ₹1 Crore
- Plans delivering up to 18% CAGR
- 100% online, Zero paperwork
- Expert help at no extra cost
- 4.8++ Rated
- 15.8 Crore Registered Consumer
- 53 Partners Insurance Partners
- 7.16 Crore Policies Sold
We are rated++
15.8 Crore
Registered Consumer
53
Insurance Partners
7.16 Crore
Policies Sold
In-Built life cover
Invest ₹10K/month & Get
₹1 Crore* Tax-Free
Plans starting from ₹1,000/month
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Home
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Life Insurance
-
Ulip Plans
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ULIP Calculator
- Aditya Birla ULIP Calculator
Investment Return Calculator (Power of Compounding)
- One Time
- Monthly
- Yearly
₹
Top Funds with High Returns (Past 7 Years)
15.87%
Midcap Fund
12.77%
Opportunities Fund
19.8%
High Growth Fund
11.99%
Opportunities Fund
19.26%
Multi Cap Fund
12.45%
Accelerator Mid-Cap Fund II
14.98%
Multiplier
13.14%
Frontline Equity Fund
14.66%
Virtue II
9.5%
Growth Plus Fund
9.09%
Blue-Chip Equity Fund
13.39%
Growth Opportunities Plus Fund
10.69%
Equity Top 250 Fund
12.1%
Future Apex Fund
5.95%
Debt Fund
12.55%
Accelerator Fund
View Plans
What is a ULIP Calculator?
A Unit Linked Insurance Plan calculator is a financial tool that supports you in calculating the possible maturity amount of your investment by factoring in your premium payments, the term for which premiums will be paid, and expected returns. The calculations benefit you by enabling informed decisions about how you not just plan your investments, but also manage them proficiently.
If you are new to investing and unsure about what amount and for how long investing that amount can yield your desired fund value for your financial objective(s), or even if you are already an investor but want to have your investments be totally in your control, the ULIP calculator is your go-to tool. By enabling you to calculate the returns, the ULIP calculator assists you in adjusting your investment strategies to meet your financial targets duly.
Importance of the Aditya Birla ULIP Calculator
The Aditya Birla ULIP Calculator holds significant importance due to the following reasons:
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Customization:
A ULIP calculator lets you enter varied information regarding investment amount, premium frequency, or term, and expected returns so as to give you customized potential gains from your investment.
-
Premium Calculation:
The calculator, based on the amount you wish to invest for a specific time, helps calculate the premium you are to pay for investing.
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Time -Effective:
As the total calculation is completed in just a few clicks, the tool saves your valuable time.
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Policy Comparison:
By using the calculator, you can compare different ULIP plans and evaluate their features to make an informed decision
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Midcap Fund
SBI Life
AUM:67,697 Cr
67,697 Cr
NAV
49.16
0.48%
Returns
14.39%
Opportunities Fund
HDFC Life
AUM:35,621 Cr
35,621 Cr
NAV
76.71
0.84%
Returns
10.62%
High Growth Fund
Axis Max Life
AUM:16,228 Cr
16,228 Cr
NAV
120.2
0.92%
Returns
17.14%
Opportunities Fund
ICICI Prudential Life
AUM:3,711 Cr
3,711 Cr
NAV
58.55
0.29%
Returns
12.09%
Highest Returns
Multi Cap Fund
Tata AIA Life
AUM:12,199 Cr
12,199 Cr
NAV
65.76
0.48%
Returns
12.56%
see more plans
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
How to Use the Aditya Birla ULIP Calculator
In order to get a precise analysis of your potential returns, access the calculator and follow the given steps:
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Amount:
Enter the amount you wish to invest.
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Payment Term:
Select how long you wish to pay your premiums;
-
Payment Frequency:
You can calculate based on whether you want to pay monthly, yearly, or in a lump sum.
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Policy Term:
Mention how many years you wish your money to stay invested, as the higher the term, the greater the profits will be due to the power of compounding.
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Expected Returns:
Specify the returns you expect from your investments.
Once you’ve mentioned all the necessary details, click on the calculate button, and you will get the results in terms of the total amount of your investment and the maturity amount, and Comparing returns helps identify which SIP is best over time. You can also modify your investment details to know what amounts will yield what returns and vice versa.
Latest ULIP NAVs
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| SBI Life Balanced Fund | ₹70.84 | ₹19726 Cr | 5.39% | 8.56% | |
| SBI Life Bond Fund | ₹51.41 | ₹15328 Cr | 5.18% | 6.11% | |
| SBI Life Equity Fund | ₹186.55 | ₹81746 Cr | 7.6% | 10.53% | |
| SBI Life Equity Optimiser Fund | ₹52.61 | ₹2606 Cr | 6.8% | 10.18% | |
| SBI Life Growth Fund | ₹90.77 | ₹2837 Cr | 5.98% | 9.82% | |
| SBI Life Money Market Fund | ₹37.8 | ₹482 Cr | 6.05% | 5.89% | |
| SBI Life Top 300 Fund | ₹53.55 | ₹1972 Cr | 5.84% | 10.68% | |
| SBI Life Pure Fund | ₹27.4 | ₹1251 Cr | 6.25% | 9.75% | |
| SBI Life Bond Optimiser Fund | ₹22.47 | ₹3214 Cr | 6.09% | - | |
| SBI Life Bluechip Fund | ₹9.46 | ₹3671 Cr | - | - | |
| SBI Life Midcap Fund | ₹49.16 | ₹67697 Cr | 13.61% | 15.87% | |
| SBI Life Corporate Bond Fund | ₹16.72 | ₹1009 Cr | 5.14% | - | |
| SBI Life Balanced Pension | ₹71.25 | ₹867 Cr | 5.84% | 9.42% | |
| SBI Life Equity Optimiser Pension | ₹56.73 | ₹1105 Cr | 7.07% | 11.01% | |
| SBI Life Equity Elite II | ₹49.46 | ₹11844 Cr | 6.06% | 9.82% | |
| SBI Life Index | ₹43.77 | ₹87 Cr | 5.48% | 10.1% | |
| SBI Life Index Pension | ₹45.73 | ₹24 Cr | 5.55% | 10.16% | |
| SBI Life Top 300 Pension | ₹52.93 | ₹772 Cr | 6.14% | 10.95% | |
| SBI Life Discontinued Policy Fund | ₹25.98 | ₹10931 Cr | 5.61% | 5.81% | |
| SBI Life Bond Pension | ₹45.77 | ₹552 Cr | 5.16% | 6.39% | |
| SBI Life Equity Elite | ₹83.1 | ₹12 Cr | 7.97% | 12.55% | |
| SBI Life Equity Pension | ₹71.51 | ₹13758 Cr | 6.82% | 11.09% | |
| SBI Life Growth Pension | ₹71.79 | ₹692 Cr | 6.72% | 10.41% | |
| SBI Life Money Market Pension | ₹34.93 | ₹160 Cr | 6% | 5.87% | |
| SBI Life P-E Managed | ₹37.47 | ₹195 Cr | 6.62% | 8.78% | |
| SBI Life Guaranteed Pension GPF070211 | ₹26.94 | ₹1 Cr | 4.96% | 5.75% | |
| SBI Life Bond Pension II | ₹23.78 | ₹28119 Cr | 4.92% | 5.71% | |
| SBI Life Equity Pension II | ₹39.03 | ₹11378 Cr | 5.53% | 10.35% | |
| SBI Life Money Market Pension II | ₹21.31 | ₹1488 Cr | 5.76% | 5.61% | |
| SBI Life Discontinue Pension Fund | ₹21.95 | ₹6203 Cr | 5.64% | - | |
| SBI Life Group Growth Plus Fund | ₹56.26 | ₹3 Cr | 6.07% | - | |
| SBI Life Group Debt Plus Fund | ₹40.77 | ₹115 Cr | 5.67% | - | |
| SBI Life Group Balance Plus Fund | ₹48 | ₹11 Cr | 5.81% | - | |
| SBI Life Group Balance Plus Fund II | ₹27.31 | ₹1273 Cr | 6.58% | - | |
| SBI Life Group Debt Plus Fund II | ₹26.57 | ₹363 Cr | 5.77% | - | |
| SBI Life Group Growth Plus Fund II | ₹26.43 | ₹291 Cr | 6.4% | - | |
| SBI Life Group Short Term Plus Fund II | ₹21.93 | ₹24 Cr | 5.89% | - | |
| SBI Life Group Money Market Plus Fund | ₹14.18 | ₹2 Cr | 3.33% | - | |
| SBI Life Group Balanced Pension Fund | ₹10.15 | ₹194 Cr | - | - |
See more plans
Illustration of Aditya Birla ULIP Calculator
Sahil starts investing in a ULIP plan with the following details:
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Investment Amount = ₹20,000 per month
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Invests For = 10 years
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Stay Invested for = 20 years
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Expected Rate of Return = 12% per annum
The ULIP calculator shows the following results:
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Total Investment (after 10 years) = ₹ 24,00,000
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Maturity Amount Growth = ₹1,39,00,000
Benefits of Aditya Birla ULIP Calculator
The ULIP calculator comprises various benefits, some of which are:
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Streamlined Financial Planning:
The tool makes the tedious calculation that is an integral part of financial planning easy, so that your focus shifts to the important aspects like goal setting and risk assessment.
-
Detailed Wealth Management:
When you have a clear picture of the premiums and potential returns, your asset management will automatically fall into place, and you’ll attain your financial aspirations as per your plan.
-
Risk Analysis:
When we know the risks associated with a financial product, the chances of success in investment increases. ULIP calculators help you evaluate the risk level of the investment, eventually empowering you to decide on a mix of potential returns and their comfort with risk.
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A Clear Picture of Long-Term Growth in Mind:
A ULIP investment calculator helps you see how your money could grow over the long run. By providing an estimated maturity value, it allows investors to understand the potential for their funds to increase over time. This also encourages a patient and disciplined approach to investing.
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Transparency:
A ULIP calculator supports you by giving a transparent view of the various charges and fees linked to the ULIP. This clarity eliminates hidden costs and empowers investors to choose wisely.
Conclusion
ULIP calculator is a financial instrument that is helpful for you in estimating the returns you will get when you invest in a ULIP plan. It takes into account all the necessary investment details and equips you with a vivid representation of what your investments will result in, so that you will be able to achieve your financial objectives just as per your planning. Do not wait to know about your future investment returns; calculate your investments to take a key step toward achieving your financial goals.
FAQs
-
What is the return of Aditya Birla ULIP in 5 years?
Based on past data, it usually ranges between 8 to 12%. -
Is ULIP better than FD?
Yes, as ULIP is not just safe in keeping money and providing life cover, it also helps in growing money, by investing the same. -
Can I withdraw my Aditya Birla ULIP?
You can withdraw your funds from ULIP after the completion of five years, as ULIP usually has a five-year lock-in period as per the guidelines of IRDAI. -
Is ULIP high risk?
ULIPs cater to many investors with different risk appetites. You can invest in equity, debt or both based on your choice. This criteria makes it suitable for low risk as well as high-risk investors.
Insurers Offering ULIPs
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
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