Aditya Birla ULIP Calculator

What is a ULIP Calculator?

A Unit Linked Insurance Plan calculator is a financial tool that supports you in calculating the possible maturity amount of your investment by factoring in your premium payments, the term for which premiums will be paid, and expected returns. The calculations benefit you by enabling informed decisions about how you not just plan your investments, but also manage them proficiently.

If you are new to investing and unsure about what amount and for how long investing that amount can yield your desired fund value for your financial objective(s), or even if you are already an investor but want to have your investments be totally in your control, the ULIP calculator is your go-to tool. By enabling you to calculate the returns, the ULIP calculator assists you in adjusting your investment strategies to meet your financial targets duly.

Importance of the Aditya Birla ULIP Calculator

The Aditya Birla ULIP Calculator holds significant importance due to the following reasons:

1. Customization:

   A ULIP calculator lets you enter varied information regarding investment amount, premium frequency, or term, and expected returns so as to give you customized potential gains from your investment.

2. Premium Calculation:

   The calculator, based on the amount you wish to invest for a specific time, helps calculate the premium you are to pay for investing.

3. Time -Effective:

   As the total calculation is completed in just a few clicks, the tool saves your valuable time.

4. Policy Comparison:

   By using the calculator, you can compare different ULIP plans and evaluate their features to make an informed decision

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

High Growth Fund

Max Life

AUM:9,223 Cr

9,223 Cr

NAV

117.8

-1.18%

Returns

31.41%

Highest Returns

Returns

27.23%

Returns

18.4%

Get Details

Top 200 Fund

Tata AIA

AUM:2,188 Cr

2,188 Cr

NAV

178.96

-1.39%

Returns

25.93%

Returns

31.64%

Highest Returns

Returns

17.46%

Get Details

Accelerator Mid-Cap Fund II

Bajaj Allianz

AUM:5,410 Cr

5,410 Cr

NAV

83.89

-0.81%

Returns

22.05%

Returns

24.63%

Highest Returns

Returns

15.19%

Get Details

Opportunities Fund

HDFC Standard

AUM:35,672 Cr

35,672 Cr

NAV

78.5

-0.72%

Returns

23.03%

Returns

26.34%

Highest Returns

Returns

15.33%

Get Details

Equity II Fund

Canara HSBC Oriental Bank

AUM:3,509 Cr

3,509 Cr

NAV

42.02

-0.20%

Returns

15.54%

Returns

19.68%

Highest Returns

Returns

10.65%

Get Details

Accelerator Fund

AEGON Life

AUM:227 Cr

227 Cr

NAV

49.64

-0.44%

Returns

19.86%

Returns

23.34%

Highest Returns

Returns

13.81%

Get Details

Growth Opportunities Plus Fund

Bharti AXA

AUM:969 Cr

969 Cr

NAV

74.52

-0.45%

Returns

18.8%

Returns

23.54%

Highest Returns

Returns

14.99%

Get Details

Multiplier

Birla Sun Life

AUM:4,305 Cr

4,305 Cr

NAV

95.87

-0.87%

Returns

23.16%

Returns

27.22%

Highest Returns

Returns

16.07%

Get Details

Equity Top 250 Fund

Edelwiess Tokio

AUM:535 Cr

535 Cr

NAV

58.09

-0.44%

Returns

16.66%

Returns

20.46%

Highest Returns

Returns

11.92%

Get Details

Future Apex Fund

Future Generali India

AUM:95 Cr

95 Cr

NAV

57.56

-0.47%

Returns

19.19%

Returns

24.7%

Highest Returns

Returns

13.77%

Get Details

Opportunities Fund

ICICI Prudential

AUM:3,245 Cr

3,245 Cr

NAV

59.68

-0.41%

Returns

19.47%

Returns

23.3%

Highest Returns

Returns

12.73%

Get Details

Frontline Equity Fund

Kotak Mahindra OM

AUM:4,206 Cr

4,206 Cr

NAV

69.77

-0.35%

Returns

20.94%

Returns

24.59%

Highest Returns

Returns

14.6%

Get Details

Flexi Growth Fund

LIC

AUM:636 Cr

636 Cr

NAV

11.8

-0.08%

Returns

-

Returns

-

Returns

-

Get Details

Virtue II

PNB Metlife

AUM:3,137 Cr

3,137 Cr

NAV

70.68

-0.56%

Returns

18.81%

Returns

24.49%

Highest Returns

Returns

15.52%

Get Details

Pension Dynamic Equity Fund

Pramerica Life Insurance Limited

AUM:6 Cr

6 Cr

NAV

73.37

-0.26%

Returns

15.36%

Returns

19.36%

Highest Returns

Returns

11.27%

Get Details

Equity Fund

SBI

AUM:76,402 Cr

76,402 Cr

NAV

205.28

-1.16%

Returns

16.96%

Returns

20.21%

Highest Returns

Returns

12.2%

Get Details

Blue-Chip Equity Fund

Star Union Dai-ichi

AUM:1,302 Cr

1,302 Cr

NAV

35.32

-0.14%

Returns

13.42%

Returns

17.22%

Highest Returns

Returns

10.61%

Get Details

see more plans

Disclaimer :
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

How to Use the Aditya Birla ULIP Calculator

In order to get a precise analysis of your potential returns, access the calculator and follow the given steps:

1. Amount:

   Enter the amount you wish to invest.

2. Payment Term:

   Select how long you wish to pay your premiums;

3. Payment Frequency:

   You can calculate based on whether you want to pay monthly, yearly, or in a lump sum.

4. Policy Term:

   Mention how many years you wish your money to stay invested, as the higher the term, the greater the profits will be due to the power of compounding.

5. Expected Returns:

   Specify the returns you expect from your investments.

   Once you’ve mentioned all the necessary details, click on the calculate button, and you will get the results in terms of the total amount of your investment and the maturity amount. You can also modify your investment details to know what amounts will yield what returns and vice versa.

Illustration of Aditya Birla ULIP Calculator

Sahil starts investing in a ULIP plan with the following details:

• Investment Amount = ₹20,000 per month

• Invests For = 10 years

• Stay Invested for = 20 years

• Expected Rate of Return = 12% per annum

The ULIP calculator shows the following results:

• Total Investment (after 10 years) = ₹ 24,00,000

• Maturity Amount Growth = ₹1,39,00,000

Benefits of Aditya Birla ULIP Calculator

The ULIP calculator comprises various benefits, some of which are:

1. Streamlined Financial Planning:

   The tool makes the tedious calculation that is an integral part of financial planning easy, so that your focus shifts to the important aspects like goal setting and risk assessment.

2. Detailed Wealth Management:

   When you have a clear picture of the premiums and potential returns, your asset management will automatically fall into place, and you’ll attain your financial aspirations as per your plan.

3. Risk Analysis:

   When we know the risks associated with a financial product, the chances of success in investment increases. ULIP calculators help you evaluate the risk level of the investment, eventually empowering you to decide on a mix of potential returns and their comfort with risk.

4. A Clear Picture of Long-Term Growth in Mind:

   A ULIP investment calculator helps you see how your money could grow over the long run. By providing an estimated maturity value, it allows investors to understand the potential for their funds to increase over time. This also encourages a patient and disciplined approach to investing.

5. Transparency:

   A ULIP calculator supports you by giving a transparent view of the various charges and fees linked to the ULIP. This clarity eliminates hidden costs and empowers investors to choose wisely.

Conclusion

ULIP calculator is a financial instrument that is helpful for you in estimating the returns you will get when you invest in a ULIP plan. It takes into account all the necessary investment details and equips you with a vivid representation of what your investments will result in, so that you will be able to achieve your financial objectives just as per your planning. Do not wait to know about your future investment returns; calculate your investments to take a key step toward achieving your financial goals.