The PNB MetLife Pension Dividend Leaders Index Fund is a flexi-cap pension-oriented fund designed to invest in fundamentally strong, dividend-paying companies. It focuses on businesses with consistent profitability, financial stability, and long-term growth potential. By tracking a specialised index of dividend leaders, the fund aims to deliver steady returns along with wealth creation, making it suitable for individuals planning a stable and disciplined retirement corpus. The NFO launches on 1st April 2026.
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Plans starting from₹1000/month
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
What is the PNB MetLife Pension Dividend Leaders Index Fund?
The PNB MetLife Pension Dividend Leaders Index Fund is a market-linked pension fund that invests in a curated basket of 50 companies selected from a broader universe of 500 stocks. These companies are chosen based on their consistent dividend-paying history, strong financials, and ability to perform across market cycles.
Unlike traditional funds, this fund follows a rules-based index strategy, ensuring disciplined investing in companies that are profitable, cash-rich, and less dependent on external funding. It provides exposure across large-cap, mid-cap, and small-cap segments, offering diversification along with stability.
Highlights of PNB MetLife Pension Dividend Leaders Index Fund
Particulars
Details
Benchmark Index
BSE 500 Dividend Leaders 50 Index
Benchmark Index Returns
5-Year Returns: 26.6% p.a.
Risk Profile
High
NFO Period
1st-19th March 2026
Current NAV
₹10
Reasons Why You Should Invest in PNB MetLife Pension Dividend Leaders Index Fund
Focus on Dividend-Paying Companies
The fund invests in companies with a consistent dividend track record, indicating financial strength and stability.
Strong Financial Fundamentals
Selected companies are profitable, cash-rich, and capable of funding their own growth with minimal reliance on debt.
Diversified Flexi-Cap Exposure
Investment across large-cap, mid-cap, and small-cap stocks helps balance risk and return.
Potential for Stable Long-Term Returns
Dividend leaders tend to perform relatively well across market cycles, offering resilience during volatility.
Rule-Based Investment Strategy
The index-based approach removes emotional bias and ensures disciplined portfolio construction.
Suitable for Retirement Planning
Designed as a pension fund, it aligns with long-term wealth creation goals and retirement income planning.
What is the BSE 500 Dividend Leaders 50 Index?
The BSE 500 Dividend Leaders 50 Index is a specialised index derived from the broader BSE 500 universe, which includes the top 500 listed companies across market capitalisations.
From this universe:
Companies are screened based on profitability, financial stability, and dividend-paying consistency
Only those with a strong dividend history (typically over the past 10 years) are considered
The top 50 companies meeting these criteria are selected
The index follows a flexi-cap approach, including large-cap, mid-cap, and small-cap stocks. It is rebalanced annually to ensure that only fundamentally strong and consistent performers remain part of the portfolio.
BSE 500 Dividend Leaders 50 Index vs Other Indices
Index Name
3-Year Return
5-Year Return
7-Year Return
BSE 500 Dividend Leaders 50
33.0%
26.6%
22.9%
BSE Sensex
12.6%
11.9%
14.8%
BSE 100
16.1%
13.9%
15.6%
BSE Midcap 150
23.8%
20.1%
19.4%
BSE 250 Small Cap
20.1%
18.1%
17.1%
BSE 500
17.7%
14.8%
16.1%
How to Buy PNB MetLife Pension Dividend Leaders Index Fund from Policybazaar?
To buy the PNB MetLife Pension Dividend Leaders Index Fund from Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking View Plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with PNB MetLife Investment Plans on a blue and red card. Select the PNB MetLife Pension Dividend Leaders Index Fund option that best suits your needs from the following options:
Step 5: In the PNB MetLife Pension Dividend Leaders Index Fund, click the "Get Details" tab for more information.
You can also get Free expert consultation; just click on the talk to an expert button.
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred mode of payment for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Investing in the PNB MetLife Pension Dividend Leaders Index Fund from Policybazaar?
Investing via Policybazaar provides various advantages, including:
Ease of Access: Invest digitally in the PNB MetLife Pension Dividend Leaders Index Fund without the hassle of visiting banks or agents.
Plan Comparison: Evaluate various investment options, including the latest funds, to make well-informed choices and secure competitive deals.
Professional Support: Benefit from expert advice to choose the NFO plan that aligns with your financial goals and requirements.
Tax Savings: Enjoy tax benefits under Section 80C and Section 10(10D) of the Income Tax Act by investing through Policybazaar.
FAQs
Who should invest in this fund?
This fund is ideal for individuals looking to build a retirement corpus with exposure to equity markets while maintaining relatively stable and consistent returns.
What makes dividend-paying companies attractive?
Dividend-paying companies are usually financially strong, profitable, and less volatile, making them suitable for long-term investments.
Is this fund suitable for short-term investment?
No, this fund is designed for long-term goals like retirement planning. Investors should have a long-term horizon.
How is the portfolio selected?
The portfolio follows the BSE 500 Dividend Leaders 50 Index methodology, selecting companies based on dividend history, profitability, and financial strength.
Does the fund invest only in large-cap stocks?
No, it follows a flexi-cap approach and invests across large-cap, mid-cap, and small-cap companies.
How often is the index rebalanced?
The index is typically rebalanced annually to maintain quality and consistency in stock selection.
What kind of returns can investors expect?
Returns are market-linked and depend on equity performance, but historically, dividend-focused indices have shown strong long-term growth potential.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in *Past 10 Year annualised returns as on 01-04-2026 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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