Star Union Dai-ichi GIFT Global Opportunity Maximiser Fund
Star Union Dai-chi Life Insurance launches the GIFT Global Opportunity Maximiser Fund as a New Fund Offering (NFO) in GIFT City, targeting global diversification through dynamic asset allocation. This fund enables Indian residents, NRIs, OCIs, and PIOs to access USD-based global investments via a regulated Indian platform. NFO is launching on 9th December 2025.
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
Star Union Dai-ichi GIFT Global Opportunity Maximiser Fund
What is Star Union Dai-ichi GIFT Global Opportunity Maximiser Fund?
Star Union Dai-ichi Life Insurance (SUD Life) has announced the New Fund Offer (NFO) for the SUD Life GIFT Global Opportunity Maximizer Fund, a dynamic-asset fund designed to navigate and capitalize on changing global market conditions.
The NFO for this new fund is open from 9th December to 22nd December. The fund will be available during the NFO period at a Net Asset Value (NAV) of $10, with the issuance and NAV declaration scheduled for 26th December.
GIFT City Overview
The GIFT City, or Gujarat International Finance Tec-City, operates as India's first International Financial Centre (IFSC), modeled after hubs like Singapore and Dubai. It simplifies global investing for Indians by offering USD funds, ETFs, commodities, and markets through insurers. Investors gain tax efficiency with zero capital gains tax under Section 10(10D) and oversight by IFSCA for safety and transparency.​
SUD Life Background
Star Union Dai-ichi Life Insurance (SUD Life) introduces this fund, backed by strong FY25 performance metrics. The insurer emphasizes trusted platforms for international exposure amid rotating global markets.
Fund Strategy of Star Union Dai-ichi GIFT Global Opportunity Maximiser Fund
Dynamic-Asset Rotation Approach: The fund uses a dynamic strategy to identify and invest in top-performing geographies and assets, recognizing that no single country or asset class maintains long-term dominance. Exploring the best SIP plans can help investors build wealth steadily over time.
Historical Performance Shifts (2005-2025): Market leadership rotated across categories, including commodities in 2005 (25% return driven by China demand), China in 2007 (66% pre-Olympics boom), gold in 2008 (safe haven during crisis), India in 2009 (102% rebound), US multiple years (2010, 2013, 2016, 2019, 2021, 2024 due to Fed actions, Trump trade, AI boom), and gold again in 2025 (22% amid debt concerns).​
"3 Engine Strategy": Employs rotation across equities, commodities, bonds, and cash to drive consistent growth by adapting to global market cycles.
The GIFT City Advantage for Investors
The fund’s launch through GIFT City is significant as it provides key structural and regulatory benefits for both Resident Indians (RIs), Non-Resident Indians (NRIs), Overseas Citizens of India (OCI), and Persons of Indian Origin (PIO).
Global Access: GIFT City allows Indians and NRIs to invest in USD-based funds, global markets, ETFs, and commodities through Indian insurers.
Tax Efficiency: It operates as a tax-efficient zone, offering investors Zero capital gains tax under Section 10(10D) of the Income Tax Act.
Strong Governance: The entire operation is regulated by the International Financial Services Centres Authority (IFSCA), ensuring safety, compliance, and transparency.
How to Buy Star Union Dai-ichi GIFT Global Opportunity Maximiser Fund from Policybazaar?Â
To buy the Star Union Dai-ichi GIFT Global Opportunity Maximiser Fund from Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking View Plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with Star Union Dai-ichi Investment Plans on a blue and red card. Select the Star Union Dai-ichi GIFT Global Opportunity Maximiser Fund option that best suits your needs from the following options:
Step 5: In the Star Union Dai-ichi GIFT Global Opportunity Maximiser Fund, click the "Get Details" tab for more information.
You can also get Free expert consultation; just click on the talk to an expert button.Â
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred mode of payment for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Investing in the Star Union Dai-ichi GIFT Global Opportunity Maximiser Fund from Policybazaar?Â
Investing via Policybazaar provides various advantages, including:
Ease of Access: Invest digitally in the Star Union Dai-ichi GIFT Global Opportunity Maximiser Fund without the hassle of visiting banks or agents.
Plan Comparison: Evaluate various investment options, including the latest funds, to make well-informed choices and secure competitive deals.
Professional Support: Benefit from expert advice to choose the NFO plan that aligns with your financial goals and requirements.
Tax Savings: Enjoy tax benefits under Section 80C and Section 10(10D) of the Income Tax Act by investing through Policybazaar.
FAQs
What is the Star Union Dai-ichi GIFT Global Opportunity Maximiser Fund’s core investment approach?
The fund follows a dynamic-asset rotation strategy to target top-performing geographies and assets, as no single country or asset class dominates over the long term.
What is the "3 Engine Strategy"?
The fund employs a "3 Engine Strategy" to manage risk and maximize returns across different market cycles:
Global Equity: Captures growth by dynamically switching between ETFs across International Markets based on which country's stock market is performing well.
Commodities: Invests in real assets like Gold, Silver, Oil, Copper, or other precious metals to provide a hedge against inflation and protection during equity downturns.
Debt / Money Market: Acts as the ultimate safety net, with capital moving to safe debt instruments when all other asset classes are underperforming.
What is GIFT City and what benefits does it provide for this investment?
GIFT City is the Gujarat International Finance Tec-City, which is India’s first International Financial Centre (IFSC). It is a special regulated zone that allows Indians, NRIs, OCIs, and PIOs to invest in USD-based funds, global markets, ETFs, and commodities through Indian insurers.
Who are the parent entities of Star Union Dai-ichi Life Insurance (SUD Life)?
SUD Life is a joint venture of three entities with a collective experience of over 300+ years:
Bank of India (119 Years)
Union Bank of India (106 Years)
Dai-ichi Life Holdings, Japan (123 Years)
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in *Past 10 Year annualised returns as on 01-02-2026 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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