The TATA AIA Enhanced Value Index Pension Fund is an NFO designed for long-term retirement investors seeking equity participation through a value-driven strategy. The fund tracks the BSE 500 Value 50 Index, which focuses on fundamentally strong companies available at relatively attractive valuations. By combining disciplined index investing with the proven value investing approach, the fund aims to build sustainable retirement wealth over the long run. The NFO is launching on 2nd Feb 2026.
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Plans starting from₹1000/month
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
What is TATA AIA Enhanced Value Index Pension Fund?
The TATA AIA Enhanced Value Index Pension Fund is an equity-oriented option under TATA AIA’s pension offerings that passively follows the BSE 500 Value 50 Index. It invests in a select set of 50 stocks chosen from the broader BSE 500 universe based on value parameters such as earnings, book value, and price efficiency. The fund periodically rebalances to maintain exposure to undervalued opportunities while remaining aligned with retirement-focused investing.
Highlights of TATA AIA Enhanced Value Index Pension Fund
Particulars
Details
Benchmark Index
BSE 500 Value 50 Index
Benchmark Index Returns
5-Year Returns: 33.7% p.a.
Risk Profile
High
NFO Period
2nd Feb-15th Feb 2026
Current NAV
₹10Â
Reasons Why You Should Invest in TATA AIA Enhanced Value Index Pension Fund
Value-focused equity exposure
The fund follows a value investing approach, aiming to identify stocks trading below their intrinsic value, supporting the classic buy-low-sell-high principle.
Diversification across sectors
Investments are spread across key sectors such as banking, IT, petroleum, metals, and manufacturing, helping reduce concentration risk.
Strong long-term performance potential
The underlying BSE 500 Value 50 Index has delivered competitive long-term returns compared to broader market indices, supporting wealth creation for retirement goals. Cost-efficient pension investing
With a defined fund management charge, the fund offers a relatively efficient way to gain equity exposure within a pension structure.
Backed by TATA AIA Life Insurance
The fund benefits from the credibility of TATA AIA Life Insurance, which has a strong presence, high claims settlement ratio, and extensive customer base in India.
What is the BSE 500 Value 50 Index?
The BSE 500 Value 50 Index is a smart beta index that selects 50 value-oriented stocks from the BSE 500 universe. These stocks are chosen based on valuation metrics that highlight companies trading at relatively lower prices compared to their fundamentals. The index is periodically reviewed and rebalanced to ensure continued exposure to potential value opportunities across sectors and market capitalisations
BSE 500 Value 50 Index vs Other Indices
Index Name
3-Year Return
5-Year Return
7-Year Return
BSE 500 Enhanced Value 50
33.77%
33.68%
24.34%
BSE 50
14.86%
14.43%
14.85%
BSE 100
14.72%
13.64%
14.80%
BSE 250 Small Cap
20.35%
21.26%
18.10%
BSE 500
17.39%
16.52%
16.11%
Sectoral Representation of BSE 500 Value 50 Index
Sector
Allocation (%)
Financial Services
35.12%
Energy
34.24%
Commodities
12.58%
Consumer Discretionary
7.11%
Industrials
4.13%
Services
3.87%
Fast Moving Consumer Goods
1.87%
Utilities
1.06%
How to Buy TATA AIA Enhanced Value Index Pension Fund from Policybazaar?
To buy the TATA AIA Enhanced Value Index Pension Fund from Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking View Plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with Tata AIA Life Investment Plans on a blue and red card. Select the TATA AIA Enhanced Value Index Pension Fund option that best suits your needs from the following options:
Step 5: In the TATA AIA Enhanced Value Index Pension Fund, click the "Get Details" tab for more information.
You can also get Free expert consultation; just click on the talk to an expert button.Â
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred mode of payment for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Investing in the TATA AIA Enhanced Value Index Pension Fund from Policybazaar?
Investing via Policybazaar provides various advantages, including:
Ease of Access: Invest digitally in the TATA AIA Enhanced Value Index Pension Fund without the hassle of visiting banks or agents.
Plan Comparison: Evaluate various investment options, including the latest funds, to make well-informed choices and secure competitive deals.
Professional Support: Benefit from expert advice to choose the NFO plan that aligns with your financial goals and requirements.
Tax Savings: Enjoy tax benefits under Section 80C and Section 10(10D) of the Income Tax Act by investing through Policybazaar.
FAQs
Is the TATA AIA Enhanced Value Index Pension Fund suitable for long-term investors?
Yes, the fund is designed for retirement planning and is suitable for investors with a long-term horizon who can stay invested through market cycles.
Does this fund actively select stocks?
No. It follows a passive investment approach by tracking the BSE 500 Value 50 Index, which applies a defined value-based selection methodologyÂ
What kind of risk does the fund carry?
Since it is an equity-oriented pension fund, it is subject to market fluctuations. However, diversification and value-based stock selection may help manage downside risk over the long term.
Is the fund suitable for conservative investors?
Investors with a conservative risk profile may consider balancing this fund with debt-oriented pension funds, as this option is equity-focused.
A Tata AIA ULIP Plan Calculator is a premium and returns calculation tool that helps easily and quickly compare
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in *Past 10 Year annualised returns as on 01-04-2026 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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