The TATA AIA Innovations Fund is an equity-focused investment fund designed to capture growth opportunities from companies driving innovation across sectors. The fund aims to invest in businesses that introduce new technologies, products, or services that can reshape industries and create long-term value. The New Fund Offer (NFO) launches on 17 March, giving investors an opportunity to enter the fund at the initial NAV of ₹10.
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Plans starting from₹1000/month
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
The TATA AIA Innovations Fund is a market-linked equity fund that focuses on companies leading innovation across sectors such as technology, defence, renewable energy, automotive, and electronics. These companies typically invest heavily in research, product development, and digital transformation to create competitive advantages.
The fund seeks to identify and invest in businesses that are shaping the future through innovation. By targeting such companies, the fund aims to generate long-term capital appreciation for investors.
Key aspects of the fund include:
Investment in innovation-driven companies across multiple sectors
Opportunity to enter during the NFO period at an initial NAV of ₹10
Active portfolio management with flexibility to adjust holdings in changing markets
Backed by the investment expertise of Tata AIA’s equity management team
Managed by experienced fund manager Nitin Bansal, Head-Equity at Tata AIA Life Insurance.
Highlights of TATA AIA Innovations Fund
Particulars
Details
Risk Profile
High
NFO Period
17th - 31st March
Current NAV
₹10
Minimum Investment
₹2000
Reasons Why You Should Invest in TATA AIA Innovations Fund
Exposure to Innovation-Led Growth
Innovative companies often create new markets, improve efficiency, and develop breakthrough technologies. Investing in such companies allows investors to participate in emerging growth trends.
Potential for Long-Term Wealth Creation
Historically, companies that lead in innovation have delivered strong growth over time. For example, innovation-led companies in sectors like defence, electronics, renewable energy, and automotive have generated significant wealth for investors in recent years.
Diversification Across Sectors
The fund invests across industries such as aerospace, electronics, energy, and automotive. This diversified exposure can help spread risk while capturing opportunities across multiple sectors.
Active Portfolio Management
A relatively smaller asset base during the early stages allows the fund manager to make quicker portfolio adjustments in response to market opportunities or volatility.
Strong Investment Expertise
The fund is managed by an experienced investment team at Tata AIA. The company has demonstrated strong performance across several existing funds, many of which have delivered competitive long-term returns.
What are Innovation Funds?
Innovation funds are investment funds that focus on companies developing new technologies, products, services, or business models. These companies typically prioritise research, digital transformation, and technological advancement to maintain a competitive advantage.
Such funds invest in businesses that are:
Introducing breakthrough products or services
Using advanced technologies like AI, automation, or digital infrastructure
Transforming traditional industries through innovation
Leading future growth sectors such as renewable energy, defence technology, electric mobility, and advanced manufacturing
Innovation funds aim to capture the growth potential of companies that are shaping the future economy.
India’s growing startup ecosystem, young population, strong digital infrastructure, and supportive government policies have significantly strengthened the country’s innovation ecosystem. These factors contribute to the increasing relevance of innovation-focused investments.
How to Buy TATA AIA Innovations Fund from Policybazaar?
To buy the TATA AIA Innovations Fund from Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking View Plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with Tata AIA Investment Plans on a blue and red card. Select the TATA AIA Innovations Fund option that best suits your needs from the following options:
Step 5: In the TATA AIA Innovations Fund, click the "Get Details" tab for more information.
You can also get Free expert consultation; just click on the talk to an expert button.
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred mode of payment for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Investing in the TATA AIA Innovations Fund from Policybazaar?
Investing via Policybazaar provides various advantages, including:
Ease of Access: Invest digitally in the TATA AIA Innovations Fund without the hassle of visiting banks or agents.
Plan Comparison: Evaluate various investment options, including the latest funds, to make well-informed choices and secure competitive deals.
Professional Support: Benefit from expert advice to choose the NFO plan that aligns with your financial goals and requirements.
Tax Savings: Enjoy tax benefits under Section 80C and Section 10(10D) of the Income Tax Act by investing through Policybazaar.
FAQs
What type of companies does the fund invest in?
The fund primarily invests in companies that focus on innovation, including sectors such as technology, defence, renewable energy, automotive, and electronics.
Is the fund suitable for long-term investors?
Yes. Since the fund invests in innovation-led companies that may grow over time, it is generally suited for investors with a long-term investment horizon.
How does innovation help companies grow?
Innovation allows companies to introduce new products, improve efficiency, adopt new technologies, and stay competitive in evolving markets. Businesses that consistently innovate can create new revenue streams and strengthen their market position.
A Tata AIA ULIP Plan Calculator is a premium and returns calculation tool that helps easily and quickly compare
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in *Past 10 Year annualised returns as on 01-04-2026 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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