Bajaj Allianz Householders Package Policy

Protect your house from unforeseen incidents with the Bajaj Allianz householder package policy. This policy protects your home and the belongings inside it against risks like natural calamities, burglary, fire, etc.

Bajaj Allianz Householders Package Policy

4.4 (120 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.


Bajaj Allianz Householders Package Policy

4.4 (120 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.
What’s covered?
Violent disturbance
Fire
Natural disasters
Policybazaar advantages
365 days support system
Easy claim process
Instant online policy issuance

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 9/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Protect your house from calamities

cover starting just @ ₹9/month*

Step 1/2
Get Updates on WhatsApp
Compare & Save upto 28%**
By clicking on "" you agree to our Privacy Policy and Terms of Use

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 9/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Bajaj Allianz Householders Package Policy

Protect your house from unforeseen incidents with the Bajaj Allianz householder package policy. This policy protects your home and the belongings inside it against risks like natural calamities, burglary, fire, etc.

Bajaj Allianz Householders Package Policy: Key Features

Categories Key Benefits
Policy Tenure Annual policy
Buildings Covered Flats or independent homes less than 30 years old can be insured.
Key Specifications* Affordable premium
All round protection
Coverage* Protects your property and domestic/electronic appliances
Coverage for jewellery and other precious articles
Insure family members in a single policy.
Policy Cancellation Available

*Disclaimer- The above table is for illustration purposes only. For exact coverage and policy benefits, kindly refer to the policy wordings available on the official website of Bajaj Allianz General Insurance.

Inclusions of Bajaj Allianz Householders Package Policy

The Bajaj Householder package is a property insurance policy specially designed for several risks and contingencies a homeowner faces. Here are the common inclusions of a householders' policy-

  • Coverage against the loss or damage due to fire, storms, earthquakes, etc.
  • Coverage against loss or damage due to theft and burglary.
  • Personal accident covers the insured and their family members against various uncertainties, such as accidental death, temporary/permanent disabilities, etc.

Exclusions of Bajaj Allianz Householders Package Policy

The policy does not cover loss or damage to the property by or due to or arising from the following instances-

  • Consequential loss of indirect loss due to insured perils.
  • Loss or damage caused by depreciation or wear and tear to the insured property or home content.
  • Damage to contents of a consumable nature, such as LPG cylinders, food grains, and other types of consumables.
  • Loss or damage to mobile phones or similar communication devices.

*Disclaimer- To understand the exact inclusions and exclusions, kindly refer to policy wordings available in the official website on the official website of Bajaj Allianz General Insurance.

How to File Claims under Bajaj Allianz Householder Policy?

Suppose you have purchased your Bajaj Comprehensive Householders package policy from Policybazaar Insurance Brokers Private Limited. In that case, you can call our claim assistance team at 1800-258-5970, and they will assist you further for a hassle-free claim settlement process.

However, if you have purchased it from Bajaj Allianz General Insurance Company, you can raise claims by calling 800 209 5858 or email at bagichelp@bajajallianz.co.in

For a better understanding, here is a step-by-step process of raising claims under the Comprehensive Householders Policy-

Step 1: Once the insurer receives the claim intimation, a surveyor is appointed to visit the accident site to assess the loss.

Step 2: Based on the survey, the claims will be registered, and the insurance company will provide a claim number to the insured to track the claim process.

Step 3: The insurer will share a list of mandatory documents within 48-72 hours of the survey, and the insured has to submit them within 7-15 working days.

Step 4: Once the insurer receives the loss report & mandatory documents, the claims will be processed within 7-10 working days, and the payout amount will be deposited via NEFT.

FAQs about Bajaj Allianz Householders Package Policy

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 120 Reviews)
Home Insurance Articles
Buying your dream house can be one of your most significant investments in life, for which you might avail of...Read more
21 Sep 2023 by Policybazaar 4017 Views
Purchasing a home is one of the most financially sound decisions one can make. Any decision taken in a hurry might...Read more
07 Feb 2024 by Policybazaar 791 Views
Housing society insurance is a one-stop solution for all residential societies against unforeseen damage caused by...Read more
14 Feb 2024 by Policybazaar 842 Views
Owning your dream house is one of the significant milestones in a lifetime. Remember, your home is not merely a...Read more
30 Jan 2024 by Policybazaar 664 Views
A sum insured in home insurance refers to the maximum payout amount an insurance company agrees to pay in the...Read more
18 Apr 2024 by Policybazaar 292 Views
Valuable Content Cover is an optional or add-on cover offered by...Read more
05 Jun 2024 by Policybazaar 140 Views
Personal Accident (PA) Cover is an add-on cover provided by...Read more
05 Jun 2024 by Policybazaar 112 Views
Loss of Rent (LOR) coverage is a significant feature of a home...Read more
09 May 2024 by Policybazaar 220 Views
A sum insured in home insurance refers to the maximum payout...Read more
18 Apr 2024 by Policybazaar 292 Views
In home insurance, it is essential to know the differences...Read more
16 Apr 2024 by Policybazaar 281 Views

Reviews & Ratings

4.4 / 5 (Based on 120 Reviews)
(Showing Newest 10 reviews)
Virendra
Bokaro, July 26, 2022
Coverage for natural calamity
I was looking for an insurance policy that provides me coverage for natural calamity. Since my house is located near a river and it floods my area in the rainy season. So i went on the Policybazaar website and particularly look for this coverage found the exact plan that provides this coverage.
Sunil
Bilaspur, July 26, 2022
Premium Calculation
I was looking for a home insurance policy online. I stumblled upon the Policybazaar website and it is one of the best online platforms to purchase home insurance policy. I learned about the insurance plan i wanted to purchase and after choosing the plan and add ons i could calculate the premium using their online premium calculator. Thanks Policybazaar.
Manish
Bikaner, July 26, 2022
Natural Calamity cover
I have recently purchased a flat and wanted to cover it with a home insurance policy. I was aware of the Policybazaar website so i thought i should give it a try. I went on their website and as i wanted to cover my flat with a natural calamity cover specifically i searched for it and without wasting a minute it showed me the natural calamity coverage.
Mohit
Amritsar, July 26, 2022
Enough coverage
I was looking for a home insurance plan online. I was fed up as i have to visit different websites to look for a single suitable insurance plan. However, i stumbbled upon Policybazaar website where i was able to find the right insurance plan that could provide me enough coverage.
Sahil
Bareilly, July 26, 2022
Nice customer service
I wanted to purchase a home insurance policy and a friend of mine suggested to purchase it from Policybazaar. I bought the policy and after that i had a confusion regarding exclusions so i called up Policybazaar customer care and they cleared out the confusion and i loved their customer service.
Jitendra
Ajmer, July 26, 2022
Qiuck claim
I purchased a home insurance policy recently. However, due to a natural calamity, my house was damaged as the pressure of the water because of flood broke the enterance door of my house. But the insurance plan that i bought got me covered and i as able to get the quickest claim possible.
Prashant
Delhi, July 26, 2022
Natural calamities covered
I bought a home insurance policy recently. As i live near a river and in the rainy season, my area gets flooded so in order to protect my house and its contents, i purchased the insurance to get coverage for such natual calamities and i am tension free now.
Sharad
Kolkata, July 26, 2022
Wide coverage
The home insurance plan that i purchased from policybazaar's website is a great plan that provides me coverage for not only the structure but also cover several expensive content of the home such as paintings, mobile phones, laptops, television, etc.
Ravi
Ahmedabad, July 26, 2022
Suitable insurance plan
I purchased the group health insurance policy from Policybazaar website. First of all, i did not have to wander much online while lookig for a home insurance plan that fits my requirement and i found the suitbale home insurance plan by comparing different plans on the website.
Yashashvi
Amritsar, June 09, 2022
Natural calamities covered
I bought a home insurance policy recently. As i live near a river and in the rainy season, my area gets flooded so in order to protect my house and its contents, i purchased the insurance to get coverage for such natual calamities and i am tension-free now.
  • Disclaimers+

    #Savings of 28% are based on the comparison between the highest and lowest premiums for a pucca building with sum insured of >₹ 1 crore at Delhi, for property age less than 5 years and policy term of 11 years.

top