How to Choose the Best Motorbike Protective Gear?
Protective gear assists in resisting various external elements such as dust, rain, and all other forces that might hamper your performance. With so many options available in the market, you must be specific about your need. To choose the riding gears, factors like riding distance, riding style, budget, etc., will help you to decide on getting the one.
To guide you, here is a list of protective motorbike gears for you-
A helmet is the basic protective gear for any rider, and also it is mandated by the government to protect the rider's head during any crash. Head injuries can be fatal, but wearing a good helmet can save you from severe injuries if you ever get hit by an accident.
Getting the right helmet is essential as it will stand with you in tough times. Moreover, you must obtain a motorcycle insurance cover and financially protect yourself from unpredicted road emergencies. Listed below are different types of helmets available in the market-
- Full-face Cover Helmet- A full-face cover helmet is one of the best ways to protect your head and face entirely. Also, it has a visor to protect your eyes and air vents for ventilation.
- 3/4 Helmet- Usually, this helmet is similar to the full-face helmet. However, it does not offer entire protection as a full-face helmet. It only covers the top, side, and back of your head. It has a flip-down visor that partially covers your face. These types of helmets are not suggested for long routes.
- Half-cover Helmet- These helmets provide the least amount of protection as it only covers the top of your head and partially cover the back & side of the head. However, these are light in weight and easy to carry. You should avoid buying these as these are not safe enough.
Usually, riders do not release the significance of wearing gloves while riding a bike. Gloves are designed to protect your knuckles, palm, fingers, and the back of the hand. Moreover, it also enhances the grip on the handlebars. If you are a long-route rider, then long gauntlet gloves are perfect for you as it protects your wrists. In case you are riding in extreme climatic conditions, you can buy waterproof or winter gloves.
Another protective gear is quality boots. Generally, ankle-height boots are made to provide extensive protection while riding. They are made from leather and have Velcro fasteners instead of laces. It is recommended to always choose the right size and be comfortable walking with it.
A jacket is a protective gear to shield you in extreme weather conditions. Usually, jackets are made up of materials like fabric, mesh, or leather along with the rain/winter liner protection for extreme weather conditions.
Most riders overlook the significance of wearing riding pants. They are the most comfortable athleisure wear than regular jeans.
It protects to your knees, hips, and shins. The material used to design these pants is leather, denim, or kevlar. These pants also come with liners to make them waterproof. To get the best deal pick the right size.
Motorcycle Insurance Protection
Getting the protective gear is not enough for extensive protection. A motorcycle insurance policy also protects you and your bike in your tough times. In India, it is mandatory to have a third-party bike cover bike. However, you should get a comprehensive bike insurance policy as it includes your own damages.
Significance of Wearing Protective Gears
Protective gears are specialised clothing and equipment designed to shield you from several unforeseen road situations.
Here are some reasons why a rider should wear gears-
- Similar to motorcycle insurance, it acts as a shield while riding a bike.
- It lessens the extent of injuries in case of crash or road mishaps.
- It protects you against bad weather like rain, extreme sunny weather, or hail storm.
- These are the best utility-based accessories to hold items like smartphones.
Does Protective Gear Impact Your Motorcycle Insurance Claims?
In India, it is mandatory to wear a helmet while riding a bike or any two-wheeler. There are chances of claim rejection if it is on record that you are not wearing a helmet during the crash. Your insurer denies your motorcycle insurance claim for not adhering to rules and regulations. Therefore, you should wear a helmet while riding a bike and protect your head.
Usually, riders underestimate the value of riding gears and overlook safety. Make sure you should at least have a helmet from this protective gear list. If you are a passionate rider, you should consider buying a complete standard riding gear set, that has a helmet, trousers, glove, boot, and jacket. Moreover, do not forget to buy a motorcycle insurance policy to get the maximum protection and be safe on the road.
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^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis