Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 1.54%
Fund NAV

Fund Overview of Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Growth

  • ₹977.2 Cr
    AUM
  • ₹10.51
    NAV
  • 0.15%
    Expense Ratio
  • Debt
    Fund Category
As on Fri Nov 07, 2025

Returns of Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Growth

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 1.54% NA 1.68%
6 Months 3.73% NA 4.35%
As on Fri Nov 07, 2025

Asset Allocation

debt instruments

98.17%

other assets or cash equivalents

1.83%
Top Holdings
National Bank For Agriculture And Rural Development Sr 24a 7.5 Bd 31au26 Fvrs1lac
14.90%
National Bank For Agriculture And Rural Development Sr 24a 7.5 Bd 31au26 Fvrs1lac
12.70%
National Bank For Agriculture And Rural Development Sr 24a 7.5 Bd 31au26 Fvrs1lac
12.70%
Hdb Financial Services Limited Sr A/1(fx)/186 Op 2 8.04 Ncd 25fb26 Fvrs10la
12.73%
National Bank For Agriculture And Rural Development Sr 23a 7.40 Bd 30jn26 Fvrs10lac
12.33%
 
Top Sectors
Financial
403.05%
Unspecified
8.95%
Detailed Portfolio Analysis
As on Fri Nov 07, 2025
Invest Now

About Fund

About Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Growth

Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Growth is one Debt mutual fund offered by Aditya Birla Sun Life Mutual Fund. Launched on 21 Mar 2025, the fund aims Income through exposure over the shorter term maturity on the yield curve. Investment in an open ended Constant Maturity Index Fund that seeks to track CRISIL-IBX Financial Services 9-12 Months Debt Index. It manages assets worth ₹977.2 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.15%.
The portfolio allocation consists of 98.17% in debt instruments, 1.83% in other assets or cash equivalents. Managed by Sanjay Pawar, it has delivered a return of 0.00% in the last year, a total return since inception of 4.59%.

Read more
  • Mohit Sharma

    Fund Manager

  • Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).

    Manager Education

  • Sanjay Pawar

    Fund Manager

  • Mr. Pawar has done M.Com

    Manager Education

Fund Details

Fund Names Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Growth
Inception Date 21 Mar 2025
Lock In No Lock-in
SIP Minimum Investment amount ₹ 1000
SWP Minimum Investment amount ₹ 500
STP Minimum Investment amount ₹ 500
 
Risk Principal at low to moderate risk
Category Average Annual Returns 8.25
More Details

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
UTI Low Duration Fund Direct-flexi Idcw trend ₹3,211 0.55% 1.60% 7.84% 7.60% 7.20%
UTI Low Duration Fund Regular Plan-bonus trend ₹3,211 0.54% 1.58% 7.75% 7.50% 7.09%
UTI Low Duration Fund Regular Plan-flexi Idcw trend ₹3,211 0.54% 1.58% 7.75% 7.50% 7.09%
ICICI Prudential Savings Fund-growth trend ₹26,748 0.55% 1.58% 7.81% 7.77% 6.36%
ICICI Prudential Savings Fund-growth trend ₹26,748 0.55% 1.58% 7.81% 7.77% 6.36%
Invesco India Low Duration Fund Direct-discretionary Idcw trend ₹2,003 0.51% 1.52% 7.74% 7.56% 6.05%
Invesco India Low Duration Fund-discretionary Idcw trend ₹2,003 0.48% 1.45% 7.45% 7.28% 5.75%
Aditya Birla Sun Life Low Duration Fund Regular-growth trend ₹14,426 0.52% 1.42% 7.20% 7.01% 5.69%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Aditya Birla Sun Life Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Aditya Birla Sun Life Low Duration Fund Direct-growth increase ₹14,426 0.59% 1.63% 3.66% 8.04% 7.86%
Aditya Birla Sun Life Low Duration Fund Regular-growth increase ₹14,426 0.52% 1.42% 3.24% 7.20% 7.01%
Aditya Birla Sun Life Low Duration Fund Regular-idcw Daily increase ₹14,426 0.52% 1.42% 3.24% 7.20% 7.01%
Aditya Birla Sun Life Low Duration Fund Direct-idcw Daily increase ₹14,426 0.59% 1.63% 3.66% 8.04% 7.86%
Aditya Birla Sun Life Low Duration Fund Direct-idcw Weekly increase ₹14,426 0.59% 1.63% 3.66% 8.04% 7.86%
Aditya Birla Sun Life Low Duration Fund Regular-idcw Weekly increase ₹14,426 0.52% 1.42% 3.24% 7.20% 7.01%
Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Regular - Growth increase ₹977 0.49% 1.50% 3.44% - -
Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Idcw increase ₹977 0.51% 1.55% 3.54% - -
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increase growth is based on 1-month returns of the funds

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
ICICI Prudential Savings Fund-growth trend ₹26,748 ₹557.44 7.77% 6.36% 7.23%
ICICI Prudential Savings Fund-growth trend ₹26,748 ₹557.44 7.77% 6.36% 7.23%
Aditya Birla Sun Life Low Duration Fund Regular-growth trend ₹14,426 ₹671.50 7.01% 5.69% 6.66%
UTI Low Duration Fund Regular Plan-bonus trend ₹3,211 ₹3,038.50 7.50% 7.09% 6.16%
UTI Low Duration Fund Direct-flexi Idcw trend ₹3,211 ₹1,568.21 7.60% 7.20% 6.29%
UTI Low Duration Fund Regular Plan-flexi Idcw trend ₹3,211 ₹1,382.74 7.50% 7.09% 6.16%
Invesco India Low Duration Fund Direct-discretionary Idcw trend ₹2,003 ₹4,038.01 7.56% 6.05% 7.04%
Invesco India Low Duration Fund-discretionary Idcw trend ₹2,003 ₹3,962.52 7.28% 5.75% 6.70%
View More
Top funds are based on Fund AUM

Detailed Portfolio

Stocks Sector % of Holding Value
National Bank For Agriculture And Rural Development Sr 24a 7.5 Bd 31au26 Fvrs1lacFinancial14.90%₹127.86 Cr
National Bank For Agriculture And Rural Development Sr 24a 7.5 Bd 31au26 Fvrs1lacFinancial12.70%₹127.77 Cr
National Bank For Agriculture And Rural Development Sr 24a 7.5 Bd 31au26 Fvrs1lacFinancial12.70%₹127.77 Cr
Hdb Financial Services Limited Sr A/1(fx)/186 Op 2 8.04 Ncd 25fb26 Fvrs10laFinancial12.73%₹124.43 Cr
National Bank For Agriculture And Rural Development Sr 23a 7.40 Bd 30jn26 Fvrs10lacFinancial12.33%₹120.51 Cr
Tata Capital Housing Finance Limited Sr H 7.9613 Ncd 08my26 Fvrs1lacFinancial7.75%₹75.69 Cr
Tata Capital Housing Finance Limited Sr H 7.9613 Ncd 08my26 Fvrs1lacFinancial8.80%₹75.56 Cr
Tata Capital Housing Finance Limited Sr H 7.9613 Ncd 08my26 Fvrs1lacFinancial-
Tata Capital Housing Finance Limited Sr H 7.9613 Ncd 08my26 Fvrs1lacFinancial7.50%₹75.48 Cr
Tata Capital Housing Finance Limited Sr H 7.9613 Ncd 08my26 Fvrs1lacFinancial7.50%₹75.48 Cr
Rec Limited Sr 221 7.51 Bd 31jl26 Fvrs1lacFinancial7.50%₹75.45 Cr
Rec Limited Sr 221 7.51 Bd 31jl26 Fvrs1lacFinancial7.50%₹75.45 Cr
Lic Housing Finance Limited Tr 429 7.82 Loa 14jn26 Fvrs10lacFinancial7.71%₹75.37 Cr
L&t Finance Limited 337d Cp 10mar26Financial7.39%₹72.23 Cr
Hdfc Bank Limited Cd 11sep26Financial7.07%₹71.08 Cr
Hdfc Bank Limited Cd 11sep26Financial7.07%₹71.08 Cr
Tata Capital Limited 365d Cp 16sep26Financial7.04%₹70.78 Cr
Tata Capital Limited 365d Cp 16sep26Financial7.04%₹70.78 Cr
Hdfc Bank Limited Cd 11sep26Financial8.24%₹70.72 Cr
Tata Capital Limited 365d Cp 16sep26Financial8.20%₹70.39 Cr
Hdb Financial Services Limited Sr 188 7.84 Ncd 14jl26 Fvrs10lacFinancial5.86%₹50.29 Cr
Hdb Financial Services Limited Sr 188 7.84 Ncd 14jl26 Fvrs10lacFinancial-
Hdb Financial Services Limited Sr 188 7.84 Ncd 14jl26 Fvrs10lacFinancial4.99%₹50.25 Cr
Hdb Financial Services Limited Sr 188 7.84 Ncd 14jl26 Fvrs10lacFinancial4.99%₹50.25 Cr
National Housing Bank 7.22 Bd 23jl26 Fvrs1lacFinancial5.85%₹50.22 Cr
National Housing Bank 7.22 Bd 23jl26 Fvrs1lacFinancial-
National Housing Bank 7.22 Bd 23jl26 Fvrs1lacFinancial4.99%₹50.22 Cr
National Housing Bank 7.22 Bd 23jl26 Fvrs1lacFinancial4.99%₹50.22 Cr
Rec Limited Sr 205b 5.94 Bd 31jn26 Fvrs10lacFinancial5.10%₹49.88 Cr
Hdb Financial Services Limited Sr A/1(fx)/169 Opt 3 6.35 Ncd 11sp26fvrs10lacFinancial4.94%₹49.70 Cr
Hdb Financial Services Limited Sr A/1(fx)/169 Opt 3 6.35 Ncd 11sp26fvrs10lacFinancial4.94%₹49.70 Cr
Hdb Financial Services Limited Sr A/1(fx)/169 Opt 3 6.35 Ncd 11sp26fvrs10lacFinancial5.79%₹49.69 Cr
Hdb Financial Services Limited Sr A/1(fx)/169 Opt 3 6.35 Ncd 11sp26fvrs10lacFinancial-
Kotak Mahindra Investments Limited 335d Cp 10mar26Financial4.86%₹48.86 Cr
Kotak Mahindra Investments Limited 335d Cp 10mar26Financial4.86%₹48.86 Cr
Kotak Mahindra Investments Limited 335d Cp 10mar26Financial5.66%₹48.57 Cr
Tata Capital Limited 365d Cp 06feb26Financial4.95%₹48.41 Cr
Kotak Mahindra Investments Limited 335d Cp 10mar26Financial4.93%₹48.13 Cr
Axis Bank Limited Cd 11aug26Financial4.73%₹47.63 Cr
Axis Bank Limited Cd 11aug26Financial4.73%₹47.63 Cr
Hdfc Bank Limited Cd 10sep26Financial4.71%₹47.39 Cr
Hdfc Bank Limited Cd 10sep26Financial4.71%₹47.39 Cr
Axis Bank Limited Cd 11aug26Financial5.52%₹47.39 Cr
Kotak Mahindra Prime Limited 326d Cp 07sep26Financial4.70%₹47.27 Cr
Kotak Mahindra Prime Limited 326d Cp 07sep26Financial4.70%₹47.27 Cr
Hdfc Bank Limited Cd 10sep26Financial5.49%₹47.16 Cr
L&t Finance Holdings Limited Sr N 7.95 Ncd 27fb26 Fvrs10lacFinancial4.33%₹42.29 Cr
L&t Finance Holdings Limited Sr N 7.95 Ncd 27fb26 Fvrs10lacFinancial4.91%₹42.19 Cr
L&t Finance Holdings Limited Sr N 7.95 Ncd 27fb26 Fvrs10lacFinancial-
L&t Finance Holdings Limited Sr N 7.95 Ncd 27fb26 Fvrs10lacFinancial4.19%₹42.15 Cr
L&t Finance Holdings Limited Sr N 7.95 Ncd 27fb26 Fvrs10lacFinancial4.19%₹42.15 Cr
Small Industries Development Bank Of India Sr Ix 7.59 Bd 10fb26 Fvrs1lacFinancial4.12%₹40.24 Cr
Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lacFinancial3.98%₹40.07 Cr
Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lacFinancial3.98%₹40.07 Cr
Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lacFinancial4.66%₹40.03 Cr
Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lacFinancial-
Bajaj Housing Finance Limited 8 Ncd 16fb26 Fvrs1lacFinancial3.09%₹30.22 Cr
Bajaj Finance Limited 8.12 Ncd 10sp27 Fvrs1lacFinancial2.97%₹25.47 Cr
Bajaj Finance Limited 8.12 Ncd 10sp27 Fvrs1lacFinancial-
Bajaj Finance Limited 8.12 Ncd 10sp27 Fvrs1lacFinancial2.53%₹25.46 Cr
Bajaj Finance Limited 8.12 Ncd 10sp27 Fvrs1lacFinancial2.53%₹25.46 Cr
Lic Housing Finance Limited Tr 431 8.1432 Loa 25mr26 Fvrs10lacFinancial2.58%₹25.24 Cr
Bajaj Housing Finance Limited 7.9237 Ncd 16mr26 Fvrs10lacFinancial2.58%₹25.20 Cr
Small Industries Development Bank Of India Sr V 7.23 Loa 09mr26 Fvrs10lacFinancial2.57%₹25.14 Cr
Rec Limited Sr 205b 5.94 Bd 31jn26 Fvrs10lacFinancial2.91%₹24.95 Cr
Rec Limited Sr 205b 5.94 Bd 31jn26 Fvrs10lacFinancial-
Net ReceivablesUnspecified2.51%₹24.48 Cr
Sundaram Finance Limited 364d Cp 20feb26Financial2.47%₹24.15 Cr
Bank Of Baroda Cd 13mar26Financial2.47%₹24.11 Cr
Small Industries Development Bank Of India Cd 05may26Financial2.81%₹24.10 Cr
Indian Bank Cd 25mar26Financial2.46%₹24.06 Cr
Hdfc Bank Limited Cd 24mar26Financial2.46%₹24.06 Cr
Bank Of Baroda Cd 16sep26Financial2.35%₹23.68 Cr
Bank Of Baroda Cd 16sep26Financial2.35%₹23.68 Cr
Canara Bank Cd 18mar26Financial2.17%₹21.20 Cr
National Housing Bank 7.40 Bd 16jl26 Fvrs1lacFinancial2.34%₹20.11 Cr
National Housing Bank 7.40 Bd 16jl26 Fvrs1lacFinancial-
National Housing Bank 7.40 Bd 16jl26 Fvrs1lacFinancial2.00%₹20.11 Cr
National Housing Bank 7.40 Bd 16jl26 Fvrs1lacFinancial2.00%₹20.11 Cr
Reverse RepoUnspecified1.58%₹15.88 Cr
Reverse RepoUnspecified1.58%₹15.88 Cr
Rec Limited Sr 204b 5.81 Bd 31dc25 Fvrs10lacFinancial1.53%₹14.97 Cr
Union Bank Of India Cd 03feb26Financial1.47%₹14.77 Cr
Union Bank Of India Cd 03feb26Financial1.47%₹14.77 Cr
National Bank For Agriculture And Rural Development Cd 10mar26Financial1.46%₹14.68 Cr
National Bank For Agriculture And Rural Development Cd 10mar26Financial1.46%₹14.68 Cr
Sundaram Finance Limited Sr W6 7.91 Ncd 18nv25 Fvrs10lacFinancial1.39%₹14.01 Cr
Sundaram Finance Limited Sr W6 7.91 Ncd 18nv25 Fvrs10lacFinancial1.39%₹14.01 Cr
Net ReceivablesUnspecified1.37%₹11.76 Cr
Reverse RepoUnspecified1.27%₹10.91 Cr
Small Industries Development Bank Of India Sr Ix 7.59 Bd 10fb26 Fvrs1lacFinancial1.17%₹10.04 Cr
Small Industries Development Bank Of India Sr Ix 7.59 Bd 10fb26 Fvrs1lacFinancial-
Small Industries Development Bank Of India Sr Ix 7.59 Bd 10fb26 Fvrs1lacFinancial1.00%₹10.03 Cr
Small Industries Development Bank Of India Sr Ix 7.59 Bd 10fb26 Fvrs1lacFinancial1.00%₹10.03 Cr
Small Industries Development Bank Of India Cd 11mar26Financial0.97%₹9.79 Cr
Small Industries Development Bank Of India Cd 11mar26Financial0.97%₹9.79 Cr
Bajaj Finance Limited 7.90 Sr 286 Tr 9 Loa 17nv25 Fvrs10lacFinancial0.51%₹5.02 Cr
Bajaj Finance Limited 7.90 Sr 286 Tr 9 Loa 17nv25 Fvrs10lacFinancial0.58%₹5.01 Cr
Bajaj Finance Limited 7.90 Sr 286 Tr 9 Loa 17nv25 Fvrs10lacFinancial-
Bajaj Finance Limited 7.90 Sr 286 Tr 9 Loa 17nv25 Fvrs10lacFinancial0.50%₹5.00 Cr
Bajaj Finance Limited 7.90 Sr 286 Tr 9 Loa 17nv25 Fvrs10lacFinancial0.50%₹5.00 Cr
Power Finance Corporation Ltd. Sr Bs 212 Opt A 6.09 Bd 27ag26 Fvrs10lacFinancial0.50%₹4.98 Cr
Power Finance Corporation Ltd. Sr Bs 212 Opt A 6.09 Bd 27ag26 Fvrs10lacFinancial0.50%₹4.98 Cr
Power Finance Corporation Ltd. Sr Bs 212 Opt A 6.09 Bd 27ag26 Fvrs10lacFinancial0.58%₹4.98 Cr
Power Finance Corporation Ltd. Sr Bs 212 Opt A 6.09 Bd 27ag26 Fvrs10lacFinancial-
Export Import Bank Of India 364d Cp 10nov25Financial0.50%₹4.92 Cr
Punjab National Bank Cd 19dec25Financial0.50%₹4.89 Cr
Net ReceivablesUnspecified0.25%₹2.53 Cr
Net ReceivablesUnspecified0.25%₹2.53 Cr
Reverse RepoUnspecified0.14%₹1.40 Cr
Bajaj Finance Limited 6 Ncd 24dc25 Fvrs10lacFinancial0.10%₹1.00 Cr
Bajaj Finance Limited 6 Ncd 24dc25 Fvrs10lacFinancial0.10%₹1.00 Cr
Bajaj Finance Limited 6 Ncd 24dc25 Fvrs10lacFinancial0.12%₹1.00 Cr
Bajaj Finance Limited 6 Ncd 24dc25 Fvrs10lacFinancial0.10%₹1.00 Cr
View More

Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
UTI Low Duration Fund Direct-flexi Idcw increase ₹1,568.21 7.60% 7.20% -
UTI Low Duration Fund Regular Plan-bonus increase ₹3,038.50 7.50% 7.09% -
UTI Low Duration Fund Regular Plan-flexi Idcw increase ₹1,382.74 7.50% 7.09% -
ICICI Prudential Savings Fund-growth increase ₹557.44 7.77% 6.36% -
ICICI Prudential Savings Fund-growth increase ₹557.44 7.77% 6.36% -
Invesco India Low Duration Fund Direct-discretionary Idcw increase ₹4,038.01 7.56% 6.05% -
Invesco India Low Duration Fund-discretionary Idcw increase ₹3,962.52 7.28% 5.75% -
Aditya Birla Sun Life Low Duration Fund Regular-growth increase ₹671.50 7.01% 5.69% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Growth

What is the current AUM of Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Growth?

As of Thu Jul 31, 2025, Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Growth manages assets worth ₹977.2 crore

How has Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Growth performed recently?

  • 3 Months: 1.54%
  • 6 Months: 3.73%

What is the long-term performance of Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Growth?

  • Since Inception: 4.59%

What is the portfolio composition of Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Growth?

Debt: 98.17%, Others: 1.83%.

Who manages Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Growth?

Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Growth is managed by Sanjay Pawar from Aditya Birla Sun Life Mutual Fund.

Which are the top companies Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Growth has invested in?

  • NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24A 7.5 BD 31AU26 FVRS1LAC – 14.90% of the fund's portfolio
  • NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24A 7.5 BD 31AU26 FVRS1LAC – 12.70% of the fund's portfolio
  • NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24A 7.5 BD 31AU26 FVRS1LAC – 12.70% of the fund's portfolio
  • HDB FINANCIAL SERVICES LIMITED SR A/1(FX)/186 OP 2 8.04 NCD 25FB26 FVRS10LA – 12.73% of the fund's portfolio
  • NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23A 7.40 BD 30JN26 FVRS10LAC – 12.33% of the fund's portfolio

Which are the major sectors Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Growth focuses on?

  • Financial – 403.05% of the fund's portfolio
  • Unspecified – 8.95% of the fund's portfolio
View more FAQ's

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Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved

^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.

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