Fund Overview of Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Idcw
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₹977.2 CrAUM
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₹10.51NAV
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0.15%Expense Ratio
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DebtFund Category
Returns of Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Idcw
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.54% | NA | 1.68% |
| 6 Months | 3.73% | NA | 4.35% |
Asset Allocation
debt instruments
98.17%other assets or cash equivalents
1.83%Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Idcw is one Debt mutual fund offered by Aditya Birla Sun Life Mutual Fund. Launched on 21 Mar 2025, the fund aims Income through exposure over the shorter term maturity on the yield curve. Investment in an open ended Constant Maturity Index Fund that seeks to track CRISIL-IBX Financial Services 9-12 Months Debt Index. It manages assets worth ₹977.2 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.15%. Fund Manager Manager Education Fund Manager Manager EducationAbout Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Idcw
The portfolio allocation consists of 98.17% in debt instruments, 1.83% in other assets or cash equivalents. Managed by Sanjay Pawar, it has delivered a return of 0.00% in the last year, a total return since inception of 4.59%.
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
| UTI Low Duration Fund Direct-flexi Idcw |
₹3,211 | 0.55% | 1.60% | 7.84% | 7.60% | 7.20% |
| UTI Low Duration Fund Regular Plan-bonus |
₹3,211 | 0.54% | 1.58% | 7.75% | 7.50% | 7.09% |
| UTI Low Duration Fund Regular Plan-flexi Idcw |
₹3,211 | 0.54% | 1.58% | 7.75% | 7.50% | 7.09% |
| ICICI Prudential Savings Fund-growth |
₹26,748 | 0.55% | 1.58% | 7.81% | 7.77% | 6.36% |
| ICICI Prudential Savings Fund-growth |
₹26,748 | 0.55% | 1.58% | 7.81% | 7.77% | 6.36% |
| Invesco India Low Duration Fund Direct-discretionary Idcw |
₹2,003 | 0.51% | 1.52% | 7.74% | 7.56% | 6.05% |
| Invesco India Low Duration Fund-discretionary Idcw |
₹2,003 | 0.48% | 1.45% | 7.45% | 7.28% | 5.75% |
| Aditya Birla Sun Life Low Duration Fund Regular-growth |
₹14,426 | 0.52% | 1.42% | 7.20% | 7.01% | 5.69% |
More funds from Aditya Birla Sun Life Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Aditya Birla Sun Life Low Duration Fund Direct-growth
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₹14,426 | 0.59% | 1.63% | 3.66% | 8.04% | 7.86% |
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Aditya Birla Sun Life Low Duration Fund Regular-growth
|
₹14,426 | 0.52% | 1.42% | 3.24% | 7.20% | 7.01% |
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Aditya Birla Sun Life Low Duration Fund Regular-idcw Daily
|
₹14,426 | 0.52% | 1.42% | 3.24% | 7.20% | 7.01% |
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Aditya Birla Sun Life Low Duration Fund Direct-idcw Daily
|
₹14,426 | 0.59% | 1.63% | 3.66% | 8.04% | 7.86% |
|
Aditya Birla Sun Life Low Duration Fund Direct-idcw Weekly
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₹14,426 | 0.59% | 1.63% | 3.66% | 8.04% | 7.86% |
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Aditya Birla Sun Life Low Duration Fund Regular-idcw Weekly
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₹14,426 | 0.52% | 1.42% | 3.24% | 7.20% | 7.01% |
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Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Regular - Growth
|
₹977 | 0.49% | 1.50% | 3.44% | - | - |
|
Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Growth
|
₹977 | 0.51% | 1.55% | 3.54% | - | - |
Mutual Fund Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| ICICI Prudential Savings Fund-growth |
₹26,748 | ₹557.44 | 7.77% | 6.36% | 7.23% |
| ICICI Prudential Savings Fund-growth |
₹26,748 | ₹557.44 | 7.77% | 6.36% | 7.23% |
| Aditya Birla Sun Life Low Duration Fund Regular-growth |
₹14,426 | ₹671.50 | 7.01% | 5.69% | 6.66% |
| UTI Low Duration Fund Regular Plan-bonus |
₹3,211 | ₹3,038.50 | 7.50% | 7.09% | 6.16% |
| UTI Low Duration Fund Direct-flexi Idcw |
₹3,211 | ₹1,568.21 | 7.60% | 7.20% | 6.29% |
| UTI Low Duration Fund Regular Plan-flexi Idcw |
₹3,211 | ₹1,382.74 | 7.50% | 7.09% | 6.16% |
| Invesco India Low Duration Fund Direct-discretionary Idcw |
₹2,003 | ₹4,038.01 | 7.56% | 6.05% | 7.04% |
| Invesco India Low Duration Fund-discretionary Idcw |
₹2,003 | ₹3,962.52 | 7.28% | 5.75% | 6.70% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| National Bank For Agriculture And Rural Development Sr 24a 7.5 Bd 31au26 Fvrs1lac | Financial | 14.90% | ₹127.86 Cr |
| National Bank For Agriculture And Rural Development Sr 24a 7.5 Bd 31au26 Fvrs1lac | Financial | 12.70% | ₹127.77 Cr |
| National Bank For Agriculture And Rural Development Sr 24a 7.5 Bd 31au26 Fvrs1lac | Financial | 12.70% | ₹127.77 Cr |
| Hdb Financial Services Limited Sr A/1(fx)/186 Op 2 8.04 Ncd 25fb26 Fvrs10la | Financial | 12.73% | ₹124.43 Cr |
| National Bank For Agriculture And Rural Development Sr 23a 7.40 Bd 30jn26 Fvrs10lac | Financial | 12.33% | ₹120.51 Cr |
| Tata Capital Housing Finance Limited Sr H 7.9613 Ncd 08my26 Fvrs1lac | Financial | 7.75% | ₹75.69 Cr |
| Tata Capital Housing Finance Limited Sr H 7.9613 Ncd 08my26 Fvrs1lac | Financial | 8.80% | ₹75.56 Cr |
| Tata Capital Housing Finance Limited Sr H 7.9613 Ncd 08my26 Fvrs1lac | Financial | - | — |
| Tata Capital Housing Finance Limited Sr H 7.9613 Ncd 08my26 Fvrs1lac | Financial | 7.50% | ₹75.48 Cr |
| Tata Capital Housing Finance Limited Sr H 7.9613 Ncd 08my26 Fvrs1lac | Financial | 7.50% | ₹75.48 Cr |
| Rec Limited Sr 221 7.51 Bd 31jl26 Fvrs1lac | Financial | 7.50% | ₹75.45 Cr |
| Rec Limited Sr 221 7.51 Bd 31jl26 Fvrs1lac | Financial | 7.50% | ₹75.45 Cr |
| Lic Housing Finance Limited Tr 429 7.82 Loa 14jn26 Fvrs10lac | Financial | 7.71% | ₹75.37 Cr |
| L&t Finance Limited 337d Cp 10mar26 | Financial | 7.39% | ₹72.23 Cr |
| Hdfc Bank Limited Cd 11sep26 | Financial | 7.07% | ₹71.08 Cr |
| Hdfc Bank Limited Cd 11sep26 | Financial | 7.07% | ₹71.08 Cr |
| Tata Capital Limited 365d Cp 16sep26 | Financial | 7.04% | ₹70.78 Cr |
| Tata Capital Limited 365d Cp 16sep26 | Financial | 7.04% | ₹70.78 Cr |
| Hdfc Bank Limited Cd 11sep26 | Financial | 8.24% | ₹70.72 Cr |
| Tata Capital Limited 365d Cp 16sep26 | Financial | 8.20% | ₹70.39 Cr |
| Hdb Financial Services Limited Sr 188 7.84 Ncd 14jl26 Fvrs10lac | Financial | 5.86% | ₹50.29 Cr |
| Hdb Financial Services Limited Sr 188 7.84 Ncd 14jl26 Fvrs10lac | Financial | - | — |
| Hdb Financial Services Limited Sr 188 7.84 Ncd 14jl26 Fvrs10lac | Financial | 4.99% | ₹50.25 Cr |
| Hdb Financial Services Limited Sr 188 7.84 Ncd 14jl26 Fvrs10lac | Financial | 4.99% | ₹50.25 Cr |
| National Housing Bank 7.22 Bd 23jl26 Fvrs1lac | Financial | 5.85% | ₹50.22 Cr |
| National Housing Bank 7.22 Bd 23jl26 Fvrs1lac | Financial | - | — |
| National Housing Bank 7.22 Bd 23jl26 Fvrs1lac | Financial | 4.99% | ₹50.22 Cr |
| National Housing Bank 7.22 Bd 23jl26 Fvrs1lac | Financial | 4.99% | ₹50.22 Cr |
| Rec Limited Sr 205b 5.94 Bd 31jn26 Fvrs10lac | Financial | 5.10% | ₹49.88 Cr |
| Hdb Financial Services Limited Sr A/1(fx)/169 Opt 3 6.35 Ncd 11sp26fvrs10lac | Financial | 4.94% | ₹49.70 Cr |
| Hdb Financial Services Limited Sr A/1(fx)/169 Opt 3 6.35 Ncd 11sp26fvrs10lac | Financial | 4.94% | ₹49.70 Cr |
| Hdb Financial Services Limited Sr A/1(fx)/169 Opt 3 6.35 Ncd 11sp26fvrs10lac | Financial | 5.79% | ₹49.69 Cr |
| Hdb Financial Services Limited Sr A/1(fx)/169 Opt 3 6.35 Ncd 11sp26fvrs10lac | Financial | - | — |
| Kotak Mahindra Investments Limited 335d Cp 10mar26 | Financial | 4.86% | ₹48.86 Cr |
| Kotak Mahindra Investments Limited 335d Cp 10mar26 | Financial | 4.86% | ₹48.86 Cr |
| Kotak Mahindra Investments Limited 335d Cp 10mar26 | Financial | 5.66% | ₹48.57 Cr |
| Tata Capital Limited 365d Cp 06feb26 | Financial | 4.95% | ₹48.41 Cr |
| Kotak Mahindra Investments Limited 335d Cp 10mar26 | Financial | 4.93% | ₹48.13 Cr |
| Axis Bank Limited Cd 11aug26 | Financial | 4.73% | ₹47.63 Cr |
| Axis Bank Limited Cd 11aug26 | Financial | 4.73% | ₹47.63 Cr |
| Hdfc Bank Limited Cd 10sep26 | Financial | 4.71% | ₹47.39 Cr |
| Hdfc Bank Limited Cd 10sep26 | Financial | 4.71% | ₹47.39 Cr |
| Axis Bank Limited Cd 11aug26 | Financial | 5.52% | ₹47.39 Cr |
| Kotak Mahindra Prime Limited 326d Cp 07sep26 | Financial | 4.70% | ₹47.27 Cr |
| Kotak Mahindra Prime Limited 326d Cp 07sep26 | Financial | 4.70% | ₹47.27 Cr |
| Hdfc Bank Limited Cd 10sep26 | Financial | 5.49% | ₹47.16 Cr |
| L&t Finance Holdings Limited Sr N 7.95 Ncd 27fb26 Fvrs10lac | Financial | 4.33% | ₹42.29 Cr |
| L&t Finance Holdings Limited Sr N 7.95 Ncd 27fb26 Fvrs10lac | Financial | 4.91% | ₹42.19 Cr |
| L&t Finance Holdings Limited Sr N 7.95 Ncd 27fb26 Fvrs10lac | Financial | - | — |
| L&t Finance Holdings Limited Sr N 7.95 Ncd 27fb26 Fvrs10lac | Financial | 4.19% | ₹42.15 Cr |
| L&t Finance Holdings Limited Sr N 7.95 Ncd 27fb26 Fvrs10lac | Financial | 4.19% | ₹42.15 Cr |
| Small Industries Development Bank Of India Sr Ix 7.59 Bd 10fb26 Fvrs1lac | Financial | 4.12% | ₹40.24 Cr |
| Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lac | Financial | 3.98% | ₹40.07 Cr |
| Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lac | Financial | 3.98% | ₹40.07 Cr |
| Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lac | Financial | 4.66% | ₹40.03 Cr |
| Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lac | Financial | - | — |
| Bajaj Housing Finance Limited 8 Ncd 16fb26 Fvrs1lac | Financial | 3.09% | ₹30.22 Cr |
| Bajaj Finance Limited 8.12 Ncd 10sp27 Fvrs1lac | Financial | 2.97% | ₹25.47 Cr |
| Bajaj Finance Limited 8.12 Ncd 10sp27 Fvrs1lac | Financial | - | — |
| Bajaj Finance Limited 8.12 Ncd 10sp27 Fvrs1lac | Financial | 2.53% | ₹25.46 Cr |
| Bajaj Finance Limited 8.12 Ncd 10sp27 Fvrs1lac | Financial | 2.53% | ₹25.46 Cr |
| Lic Housing Finance Limited Tr 431 8.1432 Loa 25mr26 Fvrs10lac | Financial | 2.58% | ₹25.24 Cr |
| Bajaj Housing Finance Limited 7.9237 Ncd 16mr26 Fvrs10lac | Financial | 2.58% | ₹25.20 Cr |
| Small Industries Development Bank Of India Sr V 7.23 Loa 09mr26 Fvrs10lac | Financial | 2.57% | ₹25.14 Cr |
| Rec Limited Sr 205b 5.94 Bd 31jn26 Fvrs10lac | Financial | 2.91% | ₹24.95 Cr |
| Rec Limited Sr 205b 5.94 Bd 31jn26 Fvrs10lac | Financial | - | — |
| Net Receivables | Unspecified | 2.51% | ₹24.48 Cr |
| Sundaram Finance Limited 364d Cp 20feb26 | Financial | 2.47% | ₹24.15 Cr |
| Bank Of Baroda Cd 13mar26 | Financial | 2.47% | ₹24.11 Cr |
| Small Industries Development Bank Of India Cd 05may26 | Financial | 2.81% | ₹24.10 Cr |
| Indian Bank Cd 25mar26 | Financial | 2.46% | ₹24.06 Cr |
| Hdfc Bank Limited Cd 24mar26 | Financial | 2.46% | ₹24.06 Cr |
| Bank Of Baroda Cd 16sep26 | Financial | 2.35% | ₹23.68 Cr |
| Bank Of Baroda Cd 16sep26 | Financial | 2.35% | ₹23.68 Cr |
| Canara Bank Cd 18mar26 | Financial | 2.17% | ₹21.20 Cr |
| National Housing Bank 7.40 Bd 16jl26 Fvrs1lac | Financial | 2.34% | ₹20.11 Cr |
| National Housing Bank 7.40 Bd 16jl26 Fvrs1lac | Financial | - | — |
| National Housing Bank 7.40 Bd 16jl26 Fvrs1lac | Financial | 2.00% | ₹20.11 Cr |
| National Housing Bank 7.40 Bd 16jl26 Fvrs1lac | Financial | 2.00% | ₹20.11 Cr |
| Reverse Repo | Unspecified | 1.58% | ₹15.88 Cr |
| Reverse Repo | Unspecified | 1.58% | ₹15.88 Cr |
| Rec Limited Sr 204b 5.81 Bd 31dc25 Fvrs10lac | Financial | 1.53% | ₹14.97 Cr |
| Union Bank Of India Cd 03feb26 | Financial | 1.47% | ₹14.77 Cr |
| Union Bank Of India Cd 03feb26 | Financial | 1.47% | ₹14.77 Cr |
| National Bank For Agriculture And Rural Development Cd 10mar26 | Financial | 1.46% | ₹14.68 Cr |
| National Bank For Agriculture And Rural Development Cd 10mar26 | Financial | 1.46% | ₹14.68 Cr |
| Sundaram Finance Limited Sr W6 7.91 Ncd 18nv25 Fvrs10lac | Financial | 1.39% | ₹14.01 Cr |
| Sundaram Finance Limited Sr W6 7.91 Ncd 18nv25 Fvrs10lac | Financial | 1.39% | ₹14.01 Cr |
| Net Receivables | Unspecified | 1.37% | ₹11.76 Cr |
| Reverse Repo | Unspecified | 1.27% | ₹10.91 Cr |
| Small Industries Development Bank Of India Sr Ix 7.59 Bd 10fb26 Fvrs1lac | Financial | 1.17% | ₹10.04 Cr |
| Small Industries Development Bank Of India Sr Ix 7.59 Bd 10fb26 Fvrs1lac | Financial | - | — |
| Small Industries Development Bank Of India Sr Ix 7.59 Bd 10fb26 Fvrs1lac | Financial | 1.00% | ₹10.03 Cr |
| Small Industries Development Bank Of India Sr Ix 7.59 Bd 10fb26 Fvrs1lac | Financial | 1.00% | ₹10.03 Cr |
| Small Industries Development Bank Of India Cd 11mar26 | Financial | 0.97% | ₹9.79 Cr |
| Small Industries Development Bank Of India Cd 11mar26 | Financial | 0.97% | ₹9.79 Cr |
| Bajaj Finance Limited 7.90 Sr 286 Tr 9 Loa 17nv25 Fvrs10lac | Financial | 0.51% | ₹5.02 Cr |
| Bajaj Finance Limited 7.90 Sr 286 Tr 9 Loa 17nv25 Fvrs10lac | Financial | 0.58% | ₹5.01 Cr |
| Bajaj Finance Limited 7.90 Sr 286 Tr 9 Loa 17nv25 Fvrs10lac | Financial | - | — |
| Bajaj Finance Limited 7.90 Sr 286 Tr 9 Loa 17nv25 Fvrs10lac | Financial | 0.50% | ₹5.00 Cr |
| Bajaj Finance Limited 7.90 Sr 286 Tr 9 Loa 17nv25 Fvrs10lac | Financial | 0.50% | ₹5.00 Cr |
| Power Finance Corporation Ltd. Sr Bs 212 Opt A 6.09 Bd 27ag26 Fvrs10lac | Financial | 0.50% | ₹4.98 Cr |
| Power Finance Corporation Ltd. Sr Bs 212 Opt A 6.09 Bd 27ag26 Fvrs10lac | Financial | 0.50% | ₹4.98 Cr |
| Power Finance Corporation Ltd. Sr Bs 212 Opt A 6.09 Bd 27ag26 Fvrs10lac | Financial | 0.58% | ₹4.98 Cr |
| Power Finance Corporation Ltd. Sr Bs 212 Opt A 6.09 Bd 27ag26 Fvrs10lac | Financial | - | — |
| Export Import Bank Of India 364d Cp 10nov25 | Financial | 0.50% | ₹4.92 Cr |
| Punjab National Bank Cd 19dec25 | Financial | 0.50% | ₹4.89 Cr |
| Net Receivables | Unspecified | 0.25% | ₹2.53 Cr |
| Net Receivables | Unspecified | 0.25% | ₹2.53 Cr |
| Reverse Repo | Unspecified | 0.14% | ₹1.40 Cr |
| Bajaj Finance Limited 6 Ncd 24dc25 Fvrs10lac | Financial | 0.10% | ₹1.00 Cr |
| Bajaj Finance Limited 6 Ncd 24dc25 Fvrs10lac | Financial | 0.10% | ₹1.00 Cr |
| Bajaj Finance Limited 6 Ncd 24dc25 Fvrs10lac | Financial | 0.12% | ₹1.00 Cr |
| Bajaj Finance Limited 6 Ncd 24dc25 Fvrs10lac | Financial | 0.10% | ₹1.00 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Low Duration Fund Direct-flexi Idcw |
₹1,568.21 | 7.60% | 7.20% | - |
| UTI Low Duration Fund Regular Plan-bonus |
₹3,038.50 | 7.50% | 7.09% | - |
| UTI Low Duration Fund Regular Plan-flexi Idcw |
₹1,382.74 | 7.50% | 7.09% | - |
| ICICI Prudential Savings Fund-growth |
₹557.44 | 7.77% | 6.36% | - |
| ICICI Prudential Savings Fund-growth |
₹557.44 | 7.77% | 6.36% | - |
| Invesco India Low Duration Fund Direct-discretionary Idcw |
₹4,038.01 | 7.56% | 6.05% | - |
| Invesco India Low Duration Fund-discretionary Idcw |
₹3,962.52 | 7.28% | 5.75% | - |
| Aditya Birla Sun Life Low Duration Fund Regular-growth |
₹671.50 | 7.01% | 5.69% | - |
Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Idcw
What is the current AUM of Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Idcw?
As of Thu Jul 31, 2025, Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Idcw manages assets worth ₹977.2 crore
How has Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Idcw performed recently?
- 3 Months: 1.54%
- 6 Months: 3.73%
What is the long-term performance of Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Idcw?
- Since Inception: 4.59%
What is the portfolio composition of Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Idcw?
Debt: 98.17%, Others: 1.83%.
Who manages Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Idcw?
Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Idcw is managed by Sanjay Pawar from Aditya Birla Sun Life Mutual Fund.
Which are the top companies Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Idcw has invested in?
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24A 7.5 BD 31AU26 FVRS1LAC – 14.90% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24A 7.5 BD 31AU26 FVRS1LAC – 12.70% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24A 7.5 BD 31AU26 FVRS1LAC – 12.70% of the fund's portfolio
- HDB FINANCIAL SERVICES LIMITED SR A/1(FX)/186 OP 2 8.04 NCD 25FB26 FVRS10LA – 12.73% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23A 7.40 BD 30JN26 FVRS10LAC – 12.33% of the fund's portfolio
Which are the major sectors Aditya Birla Sun Life Crisil-ibx Financial Services 9-12 Months Debt Index Fund Direct - Idcw focuses on?
- Financial – 403.05% of the fund's portfolio
- Unspecified – 8.95% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
