Aditya Birla Sun Life Income Fund Regular-growth
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Fund Overview
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₹2,056.5 CrAUM
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₹125.56NAV
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1.16%Expense Ratio
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DebtFund Category
Returns of Aditya Birla Sun Life Income Fund Regular-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | -0.09% | NA | -0.79% |
| 6 Months | 2.70% | NA | 3.50% |
| 1 Year | 5.54% | 5.54% | 6.96% |
| 3 Years | 22.13% | 6.89% | 7.60% |
| 5 Years | 31.87% | 5.69% | 6.25% |
| 7 Years | 65.76% | 7.49% | NA |
| 10 Years | 96.44% | 6.98% | 7.16% |
Asset Allocation
debt instruments
96.10%other assets or cash equivalents
3.90%Aditya Birla Sun Life Income Fund Regular-growth is one Debt mutual fund offered by Aditya Birla Sun Life Mutual Fund. Launched on 21 Oct 1995, the fund aims Income with capital growth over medium to long term. Investments in a combination of debt and money market instruments including government securities of
varying maturities. It manages assets worth ₹2,056.5 crore as on Thu Jul 31, 2025. The expense ratio stands at 1.16%. Fund Manager Manager Education
The portfolio allocation consists of 96.10% in debt instruments, 3.90% in other assets or cash equivalents. Managed by Bhupesh Bameta, it has delivered a return of 5.54% in the last year, a total return since inception of 8.82%.
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Standard Deviation2.37%
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Sharpe Ratio0.04%
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Alpha-0.44%
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Beta1.39%
Fund Details
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Fund NamesAditya Birla Sun Life Income Fund Regular-growth
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Inception Date21 Oct 1995
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Lock InNo Lock-in
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SIP Minimum Investment amount₹ 1000
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SWP Minimum Investment amount₹ 500
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STP Minimum Investment amount₹ 500
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RiskPrincipal at moderate risk
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Category Average Annual Returns6.96
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Uti Conservative Hybrid Fund  |
₹1,707.10 Cr | 0.81% | 1.06% | 4.40% | 9.75% | 10.75% |
| Uti Credit Risk Fund |
₹277.27 Cr | 0.72% | 1.61% | 8.19% | 8.05% | 10.28% |
| Uti Dynamic Bond Fund |
₹481.67 Cr | 0.60% | 0.37% | 7.02% | 7.73% | 9.19% |
| Uti Low Duration Fund |
₹3,211.14 Cr | 0.48% | 1.45% | 7.81% | 7.38% | 7.07% |
| Uti Short Duration Fund |
₹3,295.53 Cr | 0.47% | 1.12% | 7.79% | 7.39% | 7.04% |
| Aditya Birla Sun Life Corporate Bond Fund |
₹28,596.86 Cr | 0.51% | 0.89% | 7.80% | 7.90% | 6.67% |
| Uti Money Market Fund |
₹20,553.67 Cr | 0.48% | 1.54% | 7.95% | 7.64% | 6.22% |
| Uti Liquid Fund |
₹29,013.49 Cr | 0.48% | 1.45% | 6.96% | 7.09% | 5.72% |
| Sbi Magnum Ultra Short Duration Fund |
₹15,902.29 Cr | 0.46% | 1.46% | 7.28% | 7.09% | 5.71% |
| Uti Liquid Fund |
₹29,013.49 Cr | 0.47% | 1.43% | 6.87% | 7.00% | 5.63% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
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Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Uti Liquid Regular Plan-flexi Idcw |
₹29,013.49 Cr | ₹1,576.78 | 7.00% | 5.63% | 6.19% |
| Uti Liquid Direct-flexi Idcw |
₹29,013.49 Cr | ₹1,586.16 | 7.09% | 5.72% | 6.27% |
| Aditya Birla Sun Life Corporate Bond Fund Direct-discipline Advantage Plan |
₹28,596.86 Cr | ₹10.81 | 7.90% | 6.67% | 7.85% |
| Uti Money Market Fund Direct-flexi Idcw |
₹20,553.67 Cr | ₹1,625.31 | 7.64% | 6.22% | 6.88% |
| Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902.29 Cr | ₹1,264.64 | 7.09% | 5.71% | 6.55% |
| Uti Short Duration Regular Plan-flexi Idcw |
₹3,295.53 Cr | ₹18.35 | 7.39% | 7.04% | 6.34% |
| Uti Low Duration Fund Regular Plan-bonus |
₹3,211.14 Cr | ₹3,009.68 | 7.38% | 7.07% | 6.20% |
| Uti Conservative Hybrid Fund Regular Plan-flexi Idcw |
₹1,707.10 Cr | ₹45.56 | 9.75% | 10.75% | 8.28% |
| Uti Dynamic Bond Fund Direct-flexi Idcw |
₹481.67 Cr | ₹16.98 | 7.73% | 9.19% | 7.44% |
| Uti Credit Risk Fund Direct-flexi Idcw |
₹277.27 Cr | ₹12.44 | 8.05% | 10.28% | 3.91% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 34238 Goi 22ap64 7.34 Fv Rs 100 | Entities | 19.23% | ₹395.49 Cr |
| Government Of India 33002 Goi 12ju63 7.25 Fv Rs 100 | Entities | 6.14% | ₹126.23 Cr |
| Power Grid Corporation Of India Limited Sr Lxxxi 6.94 Bd 15ap35 Fvrs1lac | Energy & Utilities | 4.87% | ₹100.25 Cr |
| Housing And Urban Development Corporation Limited Sr B 6.90 Ncd 06my30 Fvrs1lac | Financial | 3.66% | ₹75.30 Cr |
| Tata Capital Housing Finance Limited Sr C 7.17 Ncd 21my30 Fvrs1lac | Financial | 3.65% | ₹75.08 Cr |
| Housing And Urban Development Corporation Limited Sr A 6.9 Ncd 23ap32 Fvrs1lac | Financial | 3.64% | ₹74.85 Cr |
| State Development Loan 36124 Mh 25ju39 7.08 Fv Rs 100 | Unspecified | 3.17% | ₹65.14 Cr |
| State Development Loan 36123 Mh 25ju38 7.03 Fv Rs 100 | Unspecified | 2.78% | ₹57.21 Cr |
| Larsen And Toubro Limited 7.20 Ncd 22jn35 Fvrs1lac | Industrials | 2.70% | ₹55.45 Cr |
| Bajaj Finance Limited 7.82% Ncd 31jn34 Fvrs1lac | Financial | 2.49% | ₹51.20 Cr |
| National Bank For Agriculture And Rural Development Sr 25a 7.70 Bd 30sp27 Fvrs1lac | Financial | 2.48% | ₹51.03 Cr |
| Tata Capital Housing Finance Limited Sr D 7.7120 Ncd 14jn28 Fvrs1lac | Financial | 2.47% | ₹50.81 Cr |
| Net Receivables | Unspecified | 2.47% | ₹50.73 Cr |
| State Development Loan 36038 Ap 04ju38 6.84 Fv Rs 100 | Financial | 2.39% | ₹49.05 Cr |
| Bajaj Finance Limited 7.93 Ncd 02my34 Fvrs1lac | Financial | 2.25% | ₹46.37 Cr |
| Reverse Repo | Unspecified | 1.42% | ₹29.20 Cr |
| Lic Housing Finance Limited Sr Tranche 386 7.99 Loa 12jl29 Fvrs10lac | Financial | 1.26% | ₹25.85 Cr |
| Power Finance Corporation Limited Sr 247a 7.44 Bd 15jn30 Fvrs1lac | Financial | 1.24% | ₹25.57 Cr |
| Small Industries Development Bank Of India Sr Ix 7.39 Bd 21mr30 Fvrs1lac | Financial | 1.24% | ₹25.57 Cr |
| 7.34% Rec Ltd. ** | Financial | 1.24% | ₹25.52 Cr |
| Rec Limited Sr 243 7.28 Bd 20fb40 Fvrs1lac | Financial | 1.24% | ₹25.52 Cr |
| Tata Capital Housing Finance Limited Sr D 8.10 Ncd 19fb27 Fvrs1lac | Financial | 1.24% | ₹25.44 Cr |
| Tata Capital Housing Finance Limited Sr D Op Ii 7.8 Ncd 05ag27 Fvrs10lac | Financial | 1.24% | ₹25.43 Cr |
| Mahindra And Mahindra Financial Services Limited Sr Ac2024 8.01 Ncd 24dc27 Fvrs1lac | Financial | 1.24% | ₹25.43 Cr |
| National Bank For Financing Infrastructure And Development Sr Nabfid2023 1 7.43 Bd 16ju33 Fvrs1lac | Financial | 1.24% | ₹25.43 Cr |
| Smfg India Home Finance Company Limited Sr 27 8.07 Ncd 10sp27 Fvrs1lac | Financial | 1.23% | ₹25.37 Cr |
| Indian Railway Finance Corporation Limited Sr 188 7.17 Bd 27ap35 Fvrs1lac | Financial | 1.23% | ₹25.30 Cr |
| Bank Of Baroda Sr Xxvii 7.41 Bd 28nv39 Fvrs1cr | Financial | 1.23% | ₹25.27 Cr |
| State Development Loan 36260 Mp 30jl42 7.23 Fv Rs 100 | Unspecified | 1.23% | ₹25.24 Cr |
| Embassy Office Parks Reit Sr Xiii A 7.21 Ncd 17mr28 Fvrs1lac | Real Estate | 1.22% | ₹25.19 Cr |
| State Development Loan 36269 Ukd 30jl35 6.97 Fv Rs 100 | Unspecified | 1.22% | ₹25.10 Cr |
| Icici Home Finance Company Limited Sr Hdbmay262 7.19 Bd 22ag28 Fvrs1lac | Financial | 1.22% | ₹25.08 Cr |
| State Development Loan 36230 Up 16jl33 6.86 Fv Rs 100 | Unspecified | 1.22% | ₹25.07 Cr |
| National Bank For Financing Infrastructure And Development Sr 4 7.15 Bd 28mr35 Fvrs1lac | Financial | 1.21% | ₹24.99 Cr |
| State Development Loan 36214 Ap 16jl34 6.88 Fv Rs 100 | Financial | 1.21% | ₹24.98 Cr |
| State Development Loan 36069 Ap 11ju39 7.05 Fv Rs 100 | Financial | 1.21% | ₹24.93 Cr |
| Hdb Financial Services Limited Sr A/1(fx)/169 Opt 3 6.35 Ncd 11sp26fvrs10lac | Financial | 1.21% | ₹24.83 Cr |
| State Development Loan 34146 Cht 27mr34 7.47 Fv Rs 100 | Unspecified | 0.91% | ₹18.66 Cr |
| State Development Loan 34145 Cht 27mr33 7.47 Fv Rs 100 | Unspecified | 0.80% | ₹16.52 Cr |
| State Development Loan 33939 Up 07fb34 7.49 Fv Rs 100 | Unspecified | 0.76% | ₹15.58 Cr |
| Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100 | Entities | 0.51% | ₹10.42 Cr |
| Lic Housing Finance Ltd Bonds 8.43 10/07/2026 | Financial | 0.49% | ₹10.16 Cr |
| Lic Housing Finance Ltd Pvt. Placed Debts 8.47 10/06/2026 | Financial | 0.49% | ₹10.15 Cr |
| Hdb Financial Services Limited Sr 187 7.96 Ncd 17nv25 Fvrs10lac | Financial | 0.49% | ₹10.03 Cr |
| National Highways Authority Of India Sr Ix 6.94 Bd 30dc36 Fvrs10lac | Industrials | 0.48% | ₹9.93 Cr |
| National Bank For Agriculture And Rural Development Cd 27feb26 | Financial | 0.47% | ₹9.66 Cr |
| Others Class A2 Aif | Unspecified | 0.31% | ₹6.30 Cr |
| Rec Limited Sr 197 7.55 Bd 11my30 Fvrs10lac | Financial | 0.25% | ₹5.15 Cr |
| Power Finance Corporation Ltd. Sr-170 B 7.65 Bd 22nv27 Fvrs10lac | Financial | 0.25% | ₹5.11 Cr |
| Rec Limited Sr 245b 7.32 Bd 28fb35 Fvrs1lac | Financial | 0.25% | ₹5.10 Cr |
| 8.46% Secured Ncds Hdfc Bank Ltd. 2026 (24.06.2026) | Financial | 0.25% | ₹5.07 Cr |
| Central Government Loan 09001 Goi 19jan39 6.83 Fv Rs 100 | Entities | 0.15% | ₹3.04 Cr |
| Small Industries Development Bank Of India Sr Viii 7.54 Bd 12jn26 Fvrs10lac | Financial | 0.15% | ₹3.01 Cr |
| 7.09% Goi Mat 25 Nov 2074 | Entities | 0.14% | ₹2.84 Cr |
| State Development Loan 34147 Cht 27mr35 7.49 Fv Rs 100 | Unspecified | 0.13% | ₹2.62 Cr |
| National Bank For Agriculture And Rural Development Sr 23a 7.40 Bd 30jn26 Fvrs10lac | Financial | 0.12% | ₹2.51 Cr |
| Goi Sec 7.18 24/07/2037 | Entities | 0.12% | ₹2.41 Cr |
| Maharashtra State Sdl 7.15 13/10/2026 | Unspecified | 0.10% | ₹2.03 Cr |
| Small Industries Development Bank Of India Sr Ix 7.59 Bd 10fb26 Fvrs1lac | Financial | 0.09% | ₹1.81 Cr |
| Maharashtra State Sdl 8.67 24/02/2026 | Unspecified | 0.08% | ₹1.63 Cr |
| State Development Loan 34165 Raj 27mr33 7.47 Fv Rs 100 | Unspecified | 0.07% | ₹1.42 Cr |
| Government Of India 32829 Goi 10ap28 7.06 Fv Rs 100 | Entities | 0.07% | ₹1.41 Cr |
| State Development Loan 23002 Tlg 15ap30 7.65 Fv Rs 100 | Financial | 0.06% | ₹1.16 Cr |
| State Development Loan 23003 Up 15ap30 7.65 Fv Rs 100 | Unspecified | 0.05% | ₹1.11 Cr |
| West Bengal State Sdl 8.88 24/02/2026 | Unspecified | 0.05% | ₹1.02 Cr |
| Telangana State Sdl 8.31 13/01/2026 | Financial | 0.05% | ₹1.01 Cr |
| State Development Loan 31358 Mh 09fb27 6.54 Fv Rs 100 | Unspecified | 0.04% | ₹0.89 Cr |
| State Development Loan 32804 Up 29mr34 7.81 Fv Rs 100 | Unspecified | 0.04% | ₹0.85 Cr |
| Central Government Loan 30950 Goi 15nv26 5.74 Fv Rs 100 | Entities | 0.04% | ₹0.84 Cr |
| Government Of India 33071 Goi 19ju53 7.3 Fv Rs 100 | Entities | 0.04% | ₹0.82 Cr |
| Central Government Loan 31280 Goi 17jn32 6.54 Fv Rs 100 | Entities | 0.03% | ₹0.61 Cr |
| State Development Loan 29531 Tn 07ot27 6.72 Fv Rs 100 | Unspecified | 0.02% | ₹0.36 Cr |
| Government Of India 35152 Goi 18nv39 6.92 Fv Rs 100 | Entities | 0.02% | ₹0.33 Cr |
| Chhattisgarh State Sdl 7.88 2027 | Unspecified | 0.01% | ₹0.22 Cr |
| Cash Margin | Unspecified | 0.01% | ₹0.17 Cr |
| Gsec C-strips Mat 17-dec-2027 | Entities | 0.01% | ₹0.16 Cr |
| Goi Sec 7.41 19/12/2036 | Entities | 0.00% | ₹0.00 Cr |
| Others Irs | Unspecified | -0.01% | ₹-0.12 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Uti Medium To Long Duration Fund Direct-flexi Idcw |
₹15.60 | 7.34% | 8.52% | - |
| Uti Medium To Long Duration Fund Direct-growth |
₹80.20 | 7.34% | 8.52% | - |
| Uti Medium To Long Duration Fund Regular Plan-flexi Idcw |
₹14.30 | 6.93% | 8.11% | - |
| Uti Medium To Long Duration Fund Regular Plan-growth |
₹73.55 | 6.93% | 8.11% | - |
| Sbi Magnum Income Direct Plan-growth |
₹76.65 | 7.91% | 6.63% | - |
| Kotak Bond Fund Direct-growth |
₹86.51 | 7.97% | 6.53% | - |
| Aditya Birla Sun Life Income Fund Direct-growth |
₹135.53 | 7.38% | 6.16% | - |
| Canara Robeco Income Direct-growth |
₹62.44 | 7.29% | 5.77% | - |
| Aditya Birla Sun Life Income Fund Regular-growth |
₹125.56 | 6.92% | 5.70% | - |
| Kotak Bond Fund Regular-growth |
₹76.88 | 6.85% | 5.41% | - |
growth is based on 5Y returns of the funds
- 3 Months: -0.09%
- 6 Months: 2.70%
- 3 Years CAGR: 6.89%
- 5 Years CAGR: 5.69%
- Since Inception: 8.82%
- GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 – 19.23% of the fund's portfolio
- GOVERNMENT OF INDIA 33002 GOI 12JU63 7.25 FV RS 100 – 6.14% of the fund's portfolio
- POWER GRID CORPORATION OF INDIA LIMITED SR LXXXI 6.94 BD 15AP35 FVRS1LAC – 4.87% of the fund's portfolio
- HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED SR B 6.90 NCD 06MY30 FVRS1LAC – 3.66% of the fund's portfolio
- TATA CAPITAL HOUSING FINANCE LIMITED SR C 7.17 NCD 21MY30 FVRS1LAC – 3.65% of the fund's portfolio
- Financial – 47.37% of the fund's portfolio
- Entities – 26.48% of the fund's portfolio
- Unspecified – 16.87% of the fund's portfolio
- Energy & Utilities – 4.87% of the fund's portfolio
- Industrials – 3.18% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
