Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct-growth
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Fund Overview
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₹26.3 CrAUM
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₹16.05NAV
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0.61%Expense Ratio
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HybridFund Category
Returns of Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.63% | NA | 0.55% |
| 6 Months | 7.18% | NA | 5.55% |
| 1 Year | 5.67% | 5.67% | 5.63% |
| 3 Years | 32.42% | 9.81% | 10.07% |
| 5 Years | 41.11% | 7.13% | 10.06% |
Asset Allocation
equities
24.76%debt instruments
62.90%other assets or cash equivalents
12.34%Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct-growth is one Hybrid mutual fund offered by Aditya Birla Sun Life Mutual Fund. Launched on 11 Mar 2019, the fund aims Regular income with capital growth over medium to long term. Investments in debt and money market instruments as well as equity and equity related securities. It manages assets worth ₹26.3 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.61%. Fund Manager Manager Education Fund Manager Manager Education
The portfolio allocation consists of 24.76% in equities, 62.90% in debt instruments, 12.34% in other assets or cash equivalents. Managed by Harshil Suvarnkar, it has delivered a return of 5.67% in the last year, a total return since inception of 7.49%.
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Standard Deviation3.51%
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Sharpe Ratio0.77%
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Alpha0.56%
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Beta0.87%
Fund Details
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Fund NamesAditya Birla Sun Life Retirement Fund - The 50s Plan Direct-growth
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Inception Date11 Mar 2019
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Lock In1825
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SIP Minimum Investment amount₹ 500
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SWP Minimum Investment amount₹ 500
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STP Minimum Investment amount₹ 500
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RiskPrincipal at moderately high risk
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Category Average Annual Returns5.63
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Uti Conservative Hybrid Fund  |
₹1,707.10 Cr | 0.81% | 1.06% | 4.40% | 9.75% | 10.75% |
| Uti Credit Risk Fund |
₹277.27 Cr | 0.72% | 1.61% | 8.19% | 8.05% | 10.28% |
| Uti Dynamic Bond Fund |
₹481.67 Cr | 0.60% | 0.37% | 7.02% | 7.73% | 9.19% |
| Uti Low Duration Fund |
₹3,211.14 Cr | 0.48% | 1.45% | 7.81% | 7.38% | 7.07% |
| Uti Short Duration Fund |
₹3,295.53 Cr | 0.47% | 1.12% | 7.79% | 7.39% | 7.04% |
| Aditya Birla Sun Life Corporate Bond Fund |
₹28,596.86 Cr | 0.51% | 0.89% | 7.80% | 7.90% | 6.67% |
| Uti Money Market Fund |
₹20,553.67 Cr | 0.48% | 1.54% | 7.95% | 7.64% | 6.22% |
| Uti Liquid Fund |
₹29,013.49 Cr | 0.48% | 1.45% | 6.96% | 7.09% | 5.72% |
| Sbi Magnum Ultra Short Duration Fund |
₹15,902.29 Cr | 0.46% | 1.46% | 7.28% | 7.09% | 5.71% |
| Uti Liquid Fund |
₹29,013.49 Cr | 0.47% | 1.43% | 6.87% | 7.00% | 5.63% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
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Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Uti Liquid Regular Plan-flexi Idcw |
₹29,013.49 Cr | ₹1,576.78 | 7.00% | 5.63% | 6.19% |
| Uti Liquid Direct-flexi Idcw |
₹29,013.49 Cr | ₹1,586.16 | 7.09% | 5.72% | 6.27% |
| Aditya Birla Sun Life Corporate Bond Fund Direct-discipline Advantage Plan |
₹28,596.86 Cr | ₹10.81 | 7.90% | 6.67% | 7.85% |
| Uti Money Market Fund Direct-flexi Idcw |
₹20,553.67 Cr | ₹1,625.31 | 7.64% | 6.22% | 6.88% |
| Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902.29 Cr | ₹1,264.64 | 7.09% | 5.71% | 6.55% |
| Uti Short Duration Regular Plan-flexi Idcw |
₹3,295.53 Cr | ₹18.35 | 7.39% | 7.04% | 6.34% |
| Uti Low Duration Fund Regular Plan-bonus |
₹3,211.14 Cr | ₹3,009.68 | 7.38% | 7.07% | 6.20% |
| Uti Conservative Hybrid Fund Regular Plan-flexi Idcw |
₹1,707.10 Cr | ₹45.56 | 9.75% | 10.75% | 8.28% |
| Uti Dynamic Bond Fund Direct-flexi Idcw |
₹481.67 Cr | ₹16.98 | 7.73% | 9.19% | 7.44% |
| Uti Credit Risk Fund Direct-flexi Idcw |
₹277.27 Cr | ₹12.44 | 8.05% | 10.28% | 3.91% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Goi Sec 7.18 14/08/2033 | Entities | 19.90% | ₹5.23 Cr |
| Central Government Loan 21563 Goi 08ap26 7.27 Fv Rs 100 | Entities | 19.23% | ₹5.05 Cr |
| Reverse Repo | Unspecified | 9.55% | ₹2.51 Cr |
| Government Of India 32584 Goi 06fb33 7.26 Fv Rs 100 | Entities | 8.98% | ₹2.36 Cr |
| Hdfc Bank Limited Sr V004 8.55 Ncd 27mr29 Fvrs10lac | Financial | 7.97% | ₹2.09 Cr |
| 6.57 Govt. Stock 2033 05.12.2033 | Entities | 3.84% | ₹1.01 Cr |
| Goi Sec 7.17 17/04/2030 | Entities | 2.98% | ₹0.78 Cr |
| Net Receivables | Unspecified | 2.80% | ₹0.73 Cr |
| Hdfc Bank Ltd | Financial | 2.30% | ₹0.61 Cr |
| Icici Bank Ltd | Financial | 1.97% | ₹0.52 Cr |
| Bajaj Finance Ltd | Financial | 1.68% | ₹0.44 Cr |
| Metropolis Healthcare Ltd | Healthcare | 1.14% | ₹0.30 Cr |
| Bharti Airtel Ltd | Technology | 1.09% | ₹0.29 Cr |
| Fortis Healthcare Ltd | Healthcare | 1.06% | ₹0.28 Cr |
| Hindalco Industries Ltd | Materials | 0.91% | ₹0.24 Cr |
| Ultratech Cement Ltd | Materials | 0.88% | ₹0.23 Cr |
| State Bank Of India | Financial | 0.86% | ₹0.23 Cr |
| Max Financial Services Ltd | Financial | 0.85% | ₹0.22 Cr |
| Infosys Ltd | Technology | 0.75% | ₹0.20 Cr |
| Axis Bank Ltd | Financial | 0.69% | ₹0.18 Cr |
| Sun Pharmaceutical Industries Ltd | Healthcare | 0.65% | ₹0.17 Cr |
| Dixon Technologies (india) Ltd | Consumer Discretionary | 0.59% | ₹0.15 Cr |
| Td Power Systems Ltd | Industrials | 0.58% | ₹0.15 Cr |
| The Federal Bank Ltd | Financial | 0.58% | ₹0.15 Cr |
| Godrej Consumer Products Ltd | Consumer Staples | 0.53% | ₹0.14 Cr |
| Torrent Pharmaceuticals Ltd | Healthcare | 0.52% | ₹0.14 Cr |
| Bajaj Auto Ltd | Consumer Discretionary | 0.51% | ₹0.14 Cr |
| Larsen & Toubro Ltd | Industrials | 0.51% | ₹0.13 Cr |
| S.j.s Enterprises Ltd | Consumer Discretionary | 0.47% | ₹0.12 Cr |
| Apollo Hospitals Enterprise Ltd | Healthcare | 0.46% | ₹0.12 Cr |
| Tech Mahindra Ltd | Technology | 0.45% | ₹0.12 Cr |
| Vinati Organics Ltd | Materials | 0.42% | ₹0.11 Cr |
| Avenue Supermarts Ltd | Consumer Staples | 0.39% | ₹0.10 Cr |
| Sbfc Finance Ltd | Financial | 0.37% | ₹0.10 Cr |
| Bank Of Maharashtra | Financial | 0.36% | ₹0.09 Cr |
| Bank Of Baroda | Financial | 0.35% | ₹0.09 Cr |
| Whirlpool Of India Ltd | Consumer Discretionary | 0.35% | ₹0.09 Cr |
| Mrs. Bectors Food Specialities Ltd | Consumer Staples | 0.31% | ₹0.08 Cr |
| Kotak Mahindra Bank Ltd | Financial | 0.30% | ₹0.08 Cr |
| Zomato Ltd | Technology | 0.29% | ₹0.08 Cr |
| Sbi Life Insurance Company Ltd | Financial | 0.28% | ₹0.07 Cr |
| Sona Blw Precision Forgings Ltd | Consumer Discretionary | 0.27% | ₹0.07 Cr |
| Hg Infra Engineering Ltd | Industrials | 0.25% | ₹0.07 Cr |
| Praj Industries Ltd | Industrials | 0.24% | ₹0.06 Cr |
| Ntpc Ltd | Energy & Utilities | 0.20% | ₹0.05 Cr |
| Cipla Ltd | Healthcare | 0.19% | ₹0.05 Cr |
| Cholamandalam Investment & Finance Company Ltd | Financial | 0.09% | ₹0.02 Cr |
| V-guard Industries Ltd | Industrials | 0.07% | ₹0.02 Cr |
Top Hybrid Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Sbi Magnum Children's Benefit Fund - Savings Plan Direct |
₹120.17 | 12.86% | 13.70% | 120.77 |
| Aditya Birla Sun Life Regular Savings Fund Direct-growth |
₹75.75 | 10.11% | 11.95% | - |
| Sbi Conservative Hybrid Fund Direct-growth |
₹80.14 | 10.51% | 11.73% | - |
| Uti Conservative Hybrid Fund Direct-flexi Idcw |
₹50.54 | 10.43% | 11.42% | - |
| Uti Conservative Hybrid Fund Direct-growth |
₹75.67 | 10.43% | 11.42% | 75.73 |
| Uti Conservative Hybrid Fund Regular Plan-flexi Idcw |
₹45.56 | 9.75% | 10.75% | - |
| Canara Robeco Conservative Hybrid Fund Direct-growth |
₹112.55 | 9.77% | 9.86% | - |
| Canara Robeco Conservative Hybrid Fund Regular-growth |
₹97.88 | 8.48% | 8.54% | - |
| Aditya Birla Sun Life Retirement Fund - The 50s Plan Direct-growth |
₹16.05 | 9.85% | 7.16% | - |
| Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-growth |
₹14.67 | 8.40% | 5.72% | - |
growth is based on 5Y returns of the funds
- 3 Months: 1.63%
- 6 Months: 7.18%
- 3 Years CAGR: 9.81%
- 5 Years CAGR: 7.13%
- Since Inception: 7.49%
- GOI Sec 7.18 14/08/2033 – 19.90% of the fund's portfolio
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – 19.23% of the fund's portfolio
- Reverse Repo – 9.55% of the fund's portfolio
- GOVERNMENT OF INDIA 32584 GOI 06FB33 7.26 FV RS 100 – 8.98% of the fund's portfolio
- HDFC BANK LIMITED SR V004 8.55 NCD 27MR29 FVRS10LAC – 7.97% of the fund's portfolio
- Entities – 54.93% of the fund's portfolio
- Financial – 18.66% of the fund's portfolio
- Unspecified – 12.34% of the fund's portfolio
- Healthcare – 4.01% of the fund's portfolio
- Technology – 2.58% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
