ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -0.67%
NAV: ₹20.21 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth

  • ₹94.0 Cr
    AUM
  • ₹20.21
    NAV
  • 1.02%
    Expense Ratio
  • Hybrid
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -0.67% NA 0.55%
6 Months 2.69% NA 5.55%
1 Year 4.61% 4.61% 5.63%
2 Years 14.08% 6.81% 10.55%
3 Years 32.14% 9.73% 10.07%
5 Years 51.23% 8.62% 10.06%
7 Years 88.37% 9.47% NA
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As on Thu Nov 05, 2026

Asset Allocation of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth

equities

23.78%

debt instruments

63.96%

other assets or cash equivalents

12.27%
Large Cap: 72.35%
Mid Cap: 13.68%
Small Cap: 13.97%
Other: 0.00%
Top Holdings
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100
32.70%
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100
32.57%
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100
23.71%
Repo
21.59%
Repo
17.84%
 
Top Sectors
Entities
163.95%
Unspecified
156.24%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth

ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth is one Hybrid mutual fund offered by ICICI Prudential Mutual Fund. Launched on 27 Feb 2019, the fund aims Medium to long term regular income. A hybrid scheme that aims to generate regular income through investments primarily in debt and money market instruments and long term capital appreciation by investing a portion in equity. It manages assets worth ₹94.0 crore as on Sat Oct 31, 2026. The expense ratio stands at 1.02%.
The portfolio allocation consists of 23.78% in equities, 63.96% in debt instruments, 12.27% in other assets or cash equivalents.Managed by Lalit Kumar, it has delivered a return of 4.61% in the last year, a total return since inception of 9.57%.
To take better financial choices it is useful to also review best sip plan suited to individual risk appetite.

Read more
  • Darshil Dedhia

    Fund Manager

  • Mr. Dedhia has done CA and CFA.

    Manager Education

  • Rohit Lakhotia

    Fund Manager

  • Mr. Lakhotia has done B.Tech from NIT(Rourkela) and MBA from National Institute of Industrial Engineering

    Manager Education

  • Sharmila D'Silva

    Fund Manager

  • Ms. D'Silva is CA and BAF

    Manager Education

  • Lalit Kumar

    Fund Manager

  • Mr. Kumar is a PGDM (IIM) and B.Tech in Electrical Engineering (IIT).

    Manager Education

Key Metrics of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth

  • Standard Deviation
    4.80%
  • Mean
    8.83%
  • Sharpe Ratio
    0.68%
  • Sortino Ratio
    0.84%

ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth Fund Details

Fund Names ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth
Inception Date 27 Feb 2019
Lock In 1825
 
Risk Principal at moderately high risk
Category Average Annual Returns 5.63
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth Fund Returns Comparison

Compare ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth with other mutual funds in the same category

ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth

SBI Children's Fund - Savings Plan Direct-Growth

SBI Children's Fund - Savings Plan Regular-Growth

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
SBI Children's Fund - Savings Plan Direct-Growth trend ₹149 -0.33% 0.35% 8.43% 11.26% 10.24%
SBI Children's Fund - Savings Plan Regular-Growth trend ₹149 -0.36% 0.26% 8.03% 10.86% 9.84%
Bank Of India Conservative Hybrid Fund Direct-Growth trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Bank Of India Conservative Hybrid Fund Direct-IDCW Monthly trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Bank Of India Conservative Hybrid Fund Direct-IDCW Quarterly trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Bank Of India Conservative Hybrid Fund Direct-IDCW Yearly trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Parag Parikh Conservative Hybrid Fund Direct-Growth trend ₹3,395 0.42% -0.63% 3.33% 9.15% 9.11%
Parag Parikh Conservative Hybrid Fund Direct-IDCW Monthly trend ₹3,395 0.42% -0.63% 3.33% 9.15% 9.11%
Bank Of India Conservative Hybrid Fund Regular-Growth trend ₹68 1.18% -0.07% 1.57% 5.77% 8.87%
Bank Of India Conservative Hybrid Fund Regular-IDCW Monthly trend ₹68 1.18% -0.07% 1.57% 5.77% 8.87%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from ICICI Prudential Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
ICICI Prudential Conservative Hybrid Fund-Growth increase ₹3,223 1.60% -0.33% 2.26% 2.46% 8.24%
ICICI Prudential Conservative Hybrid Fund Direct-Growth increase ₹3,223 1.66% -0.16% 2.62% 3.21% 9.04%
ICICI Prudential Conservative Hybrid Fund-IDCW Half Yearly increase ₹3,223 1.60% -0.33% 2.26% 2.46% 8.24%
ICICI Prudential Conservative Hybrid Fund Direct-IDCW Half Yearly increase ₹3,223 1.66% -0.16% 2.62% 3.21% 9.04%
ICICI Prudential Conservative Hybrid Fund-IDCW Monthly increase ₹3,223 1.60% -0.33% 2.26% 2.46% 8.24%
ICICI Prudential Conservative Hybrid Fund Direct-IDCW Monthly increase ₹3,223 1.66% -0.16% 2.62% 3.21% 9.04%
ICICI Prudential Conservative Hybrid Fund Direct-IDCW Quarterly increase ₹3,223 1.66% -0.16% 2.62% 3.21% 9.04%
ICICI Prudential Conservative Hybrid Fund-IDCW Quarterly increase ₹3,223 1.60% -0.33% 2.26% 2.46% 8.24%
ICICI Prudential Retirement Fund - Hybrid Conservative Plan-Growth increase ₹94 1.39% -0.97% 2.06% 3.35% 8.48%
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increase growth is based on 1-month returns of the funds

ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth Calculator

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Top 25% of investors consistently generate more than 12% return
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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
SBI Conservative Hybrid Fund-Growth trend ₹10,107 ₹76.61 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-Growth trend ₹10,107 ₹84.22 8.46% 8.14% 8.83%
SBI Conservative Hybrid Fund-IDCW Monthly trend ₹10,107 ₹20.91 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-IDCW Monthly trend ₹10,107 ₹27.50 8.46% 8.14% 8.83%
SBI Conservative Hybrid Fund-IDCW Quarterly trend ₹10,107 ₹22.10 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-IDCW Quarterly trend ₹10,107 ₹25.73 8.46% 8.14% 8.83%
SBI Conservative Hybrid Fund-IDCW Yearly trend ₹10,107 ₹27.02 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-IDCW Yearly trend ₹10,107 ₹33.59 8.46% 8.14% 8.83%
Parag Parikh Conservative Hybrid Fund Regular-Growth trend ₹3,395 ₹15.83 8.82% 8.77% -
Parag Parikh Conservative Hybrid Fund Direct-Growth trend ₹3,395 ₹16.09 9.15% 9.11% -
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Top funds are based on Fund AUM

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ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth Detailed Portfolio

Stocks Sector % of Holding Value
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities32.70%₹31.15 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities32.57%₹30.63 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities23.71%₹23.14 Cr
RepoUnspecified21.59%₹19.20 Cr
RepoUnspecified17.84%₹16.98 Cr
RepoUnspecified17.84%₹16.98 Cr
RepoUnspecified17.84%₹16.98 Cr
RepoUnspecified14.94%₹13.43 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities13.57%₹12.92 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities13.57%₹12.92 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities13.57%₹12.92 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities13.96%₹12.69 Cr
RepoUnspecified12.52%₹11.27 Cr
RepoUnspecified11.41%₹10.60 Cr
RepoUnspecified10.70%₹10.44 Cr
RepoUnspecified10.70%₹10.44 Cr
RepoUnspecified10.70%₹10.44 Cr
RepoUnspecified10.19%₹9.27 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities10.56%₹8.71 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities9.74%₹8.62 Cr
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Frequently Asked Questions

ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth

What is the current AUM of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth?

As of Sat Oct 31, 2026, ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth manages assets worth ₹94.0 crore

How has ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth performed recently?

  • 3 Months: -0.67%
  • 6 Months: 2.69%

What is the long-term performance of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth?

  • 3 Years CAGR: 9.73%
  • 5 Years CAGR: 8.62%
  • Since Inception: 9.57%

What is the portfolio composition of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth?

Equity: 23.78%, Debt: 63.96%, Others: 12.27%.

Who manages ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth?

ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth is managed by Lalit Kumar from ICICI Prudential Mutual Fund.

What is the market-cap allocation of ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth?

Large Cap: 72.35%, Mid Cap: 13.68%, Small Cap: 13.97%.

Which are the top companies ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth has invested in?

  • GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 – 32.70% of the fund's portfolio
  • GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 – 32.57% of the fund's portfolio
  • GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 – 23.71% of the fund's portfolio
  • Repo – 21.59% of the fund's portfolio
  • Repo – 17.84% of the fund's portfolio

Which are the major sectors ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct-Growth focuses on?

  • Entities – 163.95% of the fund's portfolio
  • Unspecified – 156.24% of the fund's portfolio
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