Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-growth
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Fund Overview
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₹17.4 CrAUM
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₹13.25NAV
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2.07%Expense Ratio
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DebtFund Category
Returns of Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 0.47% | NA | 1.00% |
| 6 Months | 2.81% | NA | 4.64% |
| 1 Year | 5.23% | 5.23% | 8.71% |
| 3 Years | 17.30% | 5.46% | 7.90% |
| 5 Years | 21.70% | 4.01% | 6.75% |
Asset Allocation
debt instruments
85.49%other assets or cash equivalents
14.51%Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-growth is one Debt mutual fund offered by Aditya Birla Sun Life Mutual Fund. Launched on 11 Mar 2019, the fund aims Capital appreciation & income over long term to achieve retirement goals. investments in debt & money market instruments as well as equity and equity related securities. It manages assets worth ₹17.4 crore as on Thu Jul 31, 2025. The expense ratio stands at 2.07%. Fund Manager Manager Education
The portfolio allocation consists of 85.49% in debt instruments, 14.51% in other assets or cash equivalents. Managed by Harshil Suvarnkar, it has delivered a return of 5.23% in the last year, a total return since inception of 4.40%.
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Standard Deviation1.27%
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Sharpe Ratio-0.97%
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Alpha4.33%
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Beta3.01%
Fund Details
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Fund NamesAditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-growth
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Inception Date11 Mar 2019
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Lock In1825
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SIP Minimum Investment amount₹ 500
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SWP Minimum Investment amount₹ 500
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STP Minimum Investment amount₹ 500
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RiskPrincipal at moderate risk
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Category Average Annual Returns8.71
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Uti Conservative Hybrid Fund  |
₹1,707.10 Cr | 0.81% | 1.06% | 4.40% | 9.75% | 10.75% |
| Uti Credit Risk Fund |
₹277.27 Cr | 0.72% | 1.61% | 8.19% | 8.05% | 10.28% |
| Uti Dynamic Bond Fund |
₹481.67 Cr | 0.60% | 0.37% | 7.02% | 7.73% | 9.19% |
| Uti Low Duration Fund |
₹3,211.14 Cr | 0.48% | 1.45% | 7.81% | 7.38% | 7.07% |
| Uti Short Duration Fund |
₹3,295.53 Cr | 0.47% | 1.12% | 7.79% | 7.39% | 7.04% |
| Aditya Birla Sun Life Corporate Bond Fund |
₹28,596.86 Cr | 0.51% | 0.89% | 7.80% | 7.90% | 6.67% |
| Uti Money Market Fund |
₹20,553.67 Cr | 0.48% | 1.54% | 7.95% | 7.64% | 6.22% |
| Uti Liquid Fund |
₹29,013.49 Cr | 0.48% | 1.45% | 6.96% | 7.09% | 5.72% |
| Sbi Magnum Ultra Short Duration Fund |
₹15,902.29 Cr | 0.46% | 1.46% | 7.28% | 7.09% | 5.71% |
| Uti Liquid Fund |
₹29,013.49 Cr | 0.47% | 1.43% | 6.87% | 7.00% | 5.63% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
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Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Uti Liquid Regular Plan-flexi Idcw |
₹29,013.49 Cr | ₹1,576.78 | 7.00% | 5.63% | 6.19% |
| Uti Liquid Direct-flexi Idcw |
₹29,013.49 Cr | ₹1,586.16 | 7.09% | 5.72% | 6.27% |
| Aditya Birla Sun Life Corporate Bond Fund Direct-discipline Advantage Plan |
₹28,596.86 Cr | ₹10.81 | 7.90% | 6.67% | 7.85% |
| Uti Money Market Fund Direct-flexi Idcw |
₹20,553.67 Cr | ₹1,625.31 | 7.64% | 6.22% | 6.88% |
| Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902.29 Cr | ₹1,264.64 | 7.09% | 5.71% | 6.55% |
| Uti Short Duration Regular Plan-flexi Idcw |
₹3,295.53 Cr | ₹18.35 | 7.39% | 7.04% | 6.34% |
| Uti Low Duration Fund Regular Plan-bonus |
₹3,211.14 Cr | ₹3,009.68 | 7.38% | 7.07% | 6.20% |
| Uti Conservative Hybrid Fund Regular Plan-flexi Idcw |
₹1,707.10 Cr | ₹45.56 | 9.75% | 10.75% | 8.28% |
| Uti Dynamic Bond Fund Direct-flexi Idcw |
₹481.67 Cr | ₹16.98 | 7.73% | 9.19% | 7.44% |
| Uti Credit Risk Fund Direct-flexi Idcw |
₹277.27 Cr | ₹12.44 | 8.05% | 10.28% | 3.91% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Central Government Loan 21563 Goi 08ap26 7.27 Fv Rs 100 | Entities | 43.10% | ₹7.51 Cr |
| 6.57 Govt. Stock 2033 05.12.2033 | Entities | 17.35% | ₹3.02 Cr |
| Reverse Repo | Unspecified | 11.70% | ₹2.04 Cr |
| Government Of India 34238 Goi 22ap64 7.34 Fv Rs 100 | Entities | 8.86% | ₹1.54 Cr |
| Hdfc Bank Limited Sr V004 8.55 Ncd 27mr29 Fvrs10lac | Financial | 6.01% | ₹1.05 Cr |
| Government Of India 34293 Gs 06may2030 C Strips Fv Rs 100 | Entities | 5.78% | ₹1.01 Cr |
| Net Receivables | Unspecified | 2.81% | ₹0.49 Cr |
| Maharashtra State Sdl 7.25 28/12/2026 | Unspecified | 1.46% | ₹0.26 Cr |
| Uttar Pradesh State Sdl 7.98 14/10/2025 | Unspecified | 1.37% | ₹0.24 Cr |
| Haryana State Sdl 8.21 31/03/2026 | Unspecified | 1.16% | ₹0.20 Cr |
| Maharashtra State 8.26 12/08/2025 | Unspecified | 0.29% | ₹0.05 Cr |
| State Development Loan 20990 Kar 06nv25 8.59 Fv Rs 100 | Unspecified | 0.12% | ₹0.02 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Uti Short Duration Direct-flexi Idcw |
₹18.91 | 7.96% | 7.64% | - |
| Uti Short Duration Direct-growth |
₹34.23 | 7.96% | 7.64% | - |
| Uti Short Duration Regular Plan-flexi Idcw |
₹18.35 | 7.39% | 7.04% | - |
| Mirae Asset Short Duration Fund Direct - Growth |
₹16.93 | 7.92% | 6.47% | - |
| Sbi Short Term Debt Fund Direct-growth |
₹34.64 | 7.94% | 6.40% | - |
| Aditya Birla Sun Life Short Term Fund Regular-growth |
₹48.18 | 7.39% | 6.26% | - |
| Sbi Short Term Debt Fund-growth |
₹32.58 | 7.42% | 5.88% | - |
| Kotak Bond Short Term Fund Regular-growth |
₹52.76 | 7.14% | 5.73% | - |
| Mirae Asset Short Duration Fund Regular - Growth |
₹15.93 | 7.03% | 5.59% | - |
| Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-growth |
₹13.25 | 5.49% | 4.02% | - |
growth is based on 5Y returns of the funds
- 3 Months: 0.47%
- 6 Months: 2.81%
- 3 Years CAGR: 5.46%
- 5 Years CAGR: 4.01%
- Since Inception: 4.40%
- CENTRAL GOVERNMENT LOAN 21563 GOI 08AP26 7.27 FV RS 100 – 43.10% of the fund's portfolio
- 6.57 GOVT. STOCK 2033 05.12.2033 – 17.35% of the fund's portfolio
- Reverse Repo – 11.70% of the fund's portfolio
- GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 – 8.86% of the fund's portfolio
- HDFC BANK LIMITED SR V004 8.55 NCD 27MR29 FVRS10LAC – 6.01% of the fund's portfolio
- Entities – 75.08% of the fund's portfolio
- Unspecified – 18.91% of the fund's portfolio
- Financial – 6.01% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
