Bandhan Asset Allocation Conservative Regular-idcw

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 1.20%
NAV: ₹17.70 as on Wed Nov 19, 2025
Fund NAV

Fund Overview of Bandhan Asset Allocation Conservative Regular-idcw

  • ₹6.3 Cr
    AUM
  • ₹17.70
    NAV
  • 0.76%
    Expense Ratio
  • Hybrid
    Fund Category
As on Wed Nov 19, 2025

Returns of Bandhan Asset Allocation Conservative Regular-idcw

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 1.20% NA 0.55%
6 Months 6.03% NA 5.55%
1 Year 5.53% 5.53% 5.63%
2 Years 20.16% 9.62% 10.55%
3 Years 29.97% 9.13% 10.07%
5 Years 45.65% 7.81% 10.06%
7 Years 68.49% 7.74% NA
10 Years 104.90% 7.44% 8.75%
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As on Wed Nov 19, 2025

Dividend of Bandhan Asset Allocation Conservative Regular-idcw : 2.65%

Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision

Asset Allocation

equities

22.63%

debt instruments

73.69%

other assets or cash equivalents

3.68%
Large Cap: 81.91%
Mid Cap: 9.12%
Small Cap: 8.98%
Other: 0.00%
Top Holdings
Bandhan Bond Fund Short Term Plan Direct-growth
33.81%
Bandhan Bond Fund Short Term Plan Direct-growth
33.81%
Bandhan Bond Fund Short Term Plan Direct-growth
33.83%
Bandhan Bond Fund Short Term Plan Direct-growth
33.83%
Bandhan Bond Fund Short Term Plan Direct-growth
34.27%
 
Top Sectors
Unspecified
500.00%
Detailed Portfolio Analysis
As on Wed Nov 19, 2025
Invest Now

About Fund

About Bandhan Asset Allocation Conservative Regular-idcw

Bandhan Asset Allocation Conservative Regular-idcw is one Hybrid mutual fund offered by Bandhan Mutual Fund. Launched on 11 Feb 2010, the fund aims Capital appreciation and provide regular income over a long period of time. Investment in different mutual fund schemes primarily local funds based on a defined asset allocation model. It manages assets worth ₹6.3 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.76%.
The portfolio allocation consists of 22.63% in equities, 73.69% in debt instruments, 3.68% in other assets or cash equivalents. Managed by Viraj Kulkarni, it has delivered a return of 5.53% in the last year, a total return since inception of 8.11%.

The latest dividend was declared on 30 Sep 2025 at 2.65% of face value. Read more
  • Viraj Kulkarni

    Fund Manager

  • Mr. Kulkarni is a B.Tech. (Electronics), CFA and also holds a PGDM (Finance).

    Manager Education

Key Metrics of Bandhan Asset Allocation Conservative Regular-idcw

  • Standard Deviation
    3.32%
  • Sharpe Ratio
    0.54%
  • Alpha
    -0.29%
  • Beta
    0.84%

Fund Details

Fund Names Bandhan Asset Allocation Conservative Regular-idcw
Inception Date 11 Feb 2010
Lock In No Lock-in
SIP Minimum Investment amount ₹ 0
SWP Minimum Investment amount ₹ 200
STP Minimum Investment amount ₹ 500
 
Risk Principal at moderately high risk
Category Average Annual Returns 5.63
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Aditya Birla Sun Life Regular Savings Fund Direct-growth trend ₹1,524 0.45% 2.36% 9.39% 10.25% 11.30%
UTI Conservative Hybrid Fund Direct-flexi Idcw trend ₹1,707 0.32% 1.95% 7.42% 10.44% 10.43%
Aditya Birla Sun Life Regular Savings Fund Regular-growth trend ₹1,524 0.37% 2.13% 8.41% 9.25% 10.30%
Aditya Birla Sun Life Regular Savings Fund Regular-growth trend ₹1,524 0.37% 2.13% 8.41% 9.25% 10.30%
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct - Growth trend ₹82 0.82% 2.84% 10.20% 12.37% 10.07%
UTI Conservative Hybrid Fund Regular Plan-flexi Idcw trend ₹1,707 0.27% 1.81% 6.76% 9.77% 9.77%
Canara Robeco Conservative Hybrid Fund Direct-growth trend ₹950 -0.05% 1.06% 6.83% 9.47% 9.25%
ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth trend ₹82 0.72% 2.54% 8.83% 11.11% 8.77%
Canara Robeco Conservative Hybrid Fund Regular-growth trend ₹950 -0.15% 0.77% 5.61% 8.19% 7.94%
Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-growth trend ₹26 0.34% 1.93% 6.77% 8.39% 5.69%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Bandhan Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Bandhan Conservative Hybrid Fund Regular-growth increase ₹107 0.47% 2.25% 1.38% 6.49% 7.76%
Bandhan Conservative Hybrid Fund Direct Plan-growth increase ₹107 0.56% 2.50% 1.88% 7.55% 8.77%
Bandhan Conservative Hybrid Fund Regular-idcw Monthly increase ₹107 0.47% 2.25% 1.38% 6.49% 7.76%
Bandhan Conservative Hybrid Fund Direct Plan-idcw Monthly increase ₹107 0.56% 2.50% 1.88% 7.55% 8.77%
Bandhan Conservative Hybrid Fund Regular-idcw Quarterly increase ₹107 0.47% 2.25% 1.38% 6.49% 7.76%
Bandhan Conservative Hybrid Fund Direct Plan-idcw Quarterly increase ₹107 0.56% 2.50% 1.88% 7.55% 8.77%
Bandhan Asset Allocation Conservative Direct- Growth increase ₹6 0.55% 2.10% 3.83% 8.47% 9.61%
Bandhan Asset Allocation Conservative Regular-growth increase ₹6 0.50% 1.96% 3.53% 7.85% 9.00%
Bandhan Asset Allocation Conservative Direct- Idcw increase ₹6 0.55% 2.10% 3.83% 8.47% 9.61%
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increase growth is based on 1-month returns of the funds

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
UTI Conservative Hybrid Fund Direct-flexi Idcw trend ₹1,707 ₹51.09 10.44% 10.43% 9.02%
UTI Conservative Hybrid Fund Regular Plan-flexi Idcw trend ₹1,707 ₹46.01 9.77% 9.77% 8.31%
Aditya Birla Sun Life Regular Savings Fund Direct-growth trend ₹1,524 ₹76.91 10.25% 11.30% 9.81%
Aditya Birla Sun Life Regular Savings Fund Regular-growth trend ₹1,524 ₹68.62 9.25% 10.30% 8.76%
Aditya Birla Sun Life Regular Savings Fund Regular-growth trend ₹1,524 ₹68.62 9.25% 10.30% 8.76%
Canara Robeco Conservative Hybrid Fund Direct-growth trend ₹950 ₹112.90 9.47% 9.25% 9.14%
Canara Robeco Conservative Hybrid Fund Regular-growth trend ₹950 ₹97.99 8.19% 7.94% 7.90%
ICICI Prudential Retirement Fund - Hybrid Conservative Plan Direct - Growth trend ₹82 ₹19.48 12.37% 10.07% -
ICICI Prudential Retirement Fund - Hybrid Conservative Plan - Growth trend ₹82 ₹17.81 11.11% 8.77% -
Aditya Birla Sun Life Retirement Fund - The 50s Plan Regular-growth trend ₹26 ₹14.84 8.39% 5.69% -
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Top funds are based on Fund AUM

Detailed Portfolio

Stocks Sector % of Holding Value
Bandhan Bond Fund Short Term Plan Direct-growthUnspecified33.81%₹2.20 Cr
Bandhan Bond Fund Short Term Plan Direct-growthUnspecified33.81%₹2.20 Cr
Bandhan Bond Fund Short Term Plan Direct-growthUnspecified33.83%₹2.18 Cr
Bandhan Bond Fund Short Term Plan Direct-growthUnspecified33.83%₹2.18 Cr
Bandhan Bond Fund Short Term Plan Direct-growthUnspecified34.27%₹2.18 Cr
Bandhan Low Duration Fund Direct-growthUnspecified30.71%₹2.00 Cr
Bandhan Low Duration Fund Direct-growthUnspecified30.71%₹2.00 Cr
Bandhan Low Duration Fund Direct-growthUnspecified30.76%₹1.99 Cr
Bandhan Low Duration Fund Direct-growthUnspecified30.76%₹1.99 Cr
Bandhan Low Duration Fund Direct-growthUnspecified31.01%₹1.97 Cr
Bandhan Large Cap Fund Direct-growthUnspecified24.34%₹1.55 Cr
Bandhan Large Cap Fund Direct-growthUnspecified22.73%₹1.48 Cr
Bandhan Large Cap Fund Direct-growthUnspecified22.73%₹1.48 Cr
Bandhan Large Cap Fund Direct-growthUnspecified21.80%₹1.41 Cr
Bandhan Large Cap Fund Direct-growthUnspecified21.80%₹1.41 Cr
Bandhan Liquid Fund Direct Plan-growthUnspecified11.71%₹0.76 Cr
Bandhan Liquid Fund Direct Plan-growthUnspecified11.71%₹0.76 Cr
Bandhan Liquid Fund Direct Plan-growthUnspecified7.72%₹0.50 Cr
Bandhan Liquid Fund Direct Plan-growthUnspecified7.72%₹0.50 Cr
Bandhan Liquid Fund Direct Plan-growthUnspecified7.77%₹0.49 Cr
Reverse RepoUnspecified6.00%₹0.39 Cr
Reverse RepoUnspecified6.00%₹0.39 Cr
Reverse RepoUnspecified2.50%₹0.16 Cr
Reverse RepoUnspecified1.07%₹0.07 Cr
Reverse RepoUnspecified1.07%₹0.07 Cr
Net Current AssetsUnspecified0.09%₹0.01 Cr
Others Mrgn MoneyUnspecified0.04%₹0.00 Cr
Others Mrgn MoneyUnspecified0.04%₹0.00 Cr
Others Mrgn MoneyUnspecified0.02%₹0.00 Cr
Others Mrgn MoneyUnspecified0.01%₹0.00 Cr
Others Mrgn MoneyUnspecified0.01%₹0.00 Cr
Net PayablesUnspecified-0.04%₹0.00 Cr
Net PayablesUnspecified-0.04%₹0.00 Cr
Net PayablesUnspecified-0.15%₹-0.01 Cr
Net PayablesUnspecified-0.15%₹-0.01 Cr
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Frequently Asked Questions

Bandhan Asset Allocation Conservative Regular-idcw

What is the current AUM of Bandhan Asset Allocation Conservative Regular-idcw?

As of Thu Jul 31, 2025, Bandhan Asset Allocation Conservative Regular-idcw manages assets worth ₹6.3 crore

How has Bandhan Asset Allocation Conservative Regular-idcw performed recently?

  • 3 Months: 1.20%
  • 6 Months: 6.03%

What is the long-term performance of Bandhan Asset Allocation Conservative Regular-idcw?

  • 3 Years CAGR: 9.13%
  • 5 Years CAGR: 7.81%
  • Since Inception: 8.11%

What is the portfolio composition of Bandhan Asset Allocation Conservative Regular-idcw?

Equity: 22.63%, Debt: 73.69%, Others: 3.68%.

Who manages Bandhan Asset Allocation Conservative Regular-idcw?

Bandhan Asset Allocation Conservative Regular-idcw is managed by Viraj Kulkarni from Bandhan Mutual Fund.

When was the last dividend declared by Bandhan Asset Allocation Conservative Regular-idcw?

Latest dividend was declared on 30 Sep 2025 at 2.65% of face value.

What is the market-cap allocation of Bandhan Asset Allocation Conservative Regular-idcw?

Large Cap: 81.91%, Mid Cap: 9.12%, Small Cap: 8.98%.

Which are the top companies Bandhan Asset Allocation Conservative Regular-idcw has invested in?

  • Bandhan Bond Fund Short Term Plan Direct-Growth – 33.81% of the fund's portfolio
  • Bandhan Bond Fund Short Term Plan Direct-Growth – 33.81% of the fund's portfolio
  • Bandhan Bond Fund Short Term Plan Direct-Growth – 33.83% of the fund's portfolio
  • Bandhan Bond Fund Short Term Plan Direct-Growth – 33.83% of the fund's portfolio
  • Bandhan Bond Fund Short Term Plan Direct-Growth – 34.27% of the fund's portfolio

Which are the major sectors Bandhan Asset Allocation Conservative Regular-idcw focuses on?

  • Unspecified – 500.00% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.

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