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Fund Overview of Bank Of India Short Term Income Fund Direct-growth
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₹223.5 CrAUM
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₹29.96NAV
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0.52%Expense Ratio
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DebtFund Category
As on Wed Jan 07, 2026
Returns of Bank Of India Short Term Income Fund Direct-growth
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.41% | NA | 1.00% |
| 6 Months | 3.58% | NA | 4.64% |
| 1 Year | 9.84% | 9.84% | 8.71% |
| 2 Years | 19.01% | 9.09% | 8.38% |
| 3 Years | 35.26% | 10.59% | 7.90% |
| 5 Years | 65.65% | 10.62% | 6.75% |
| 7 Years | 44.84% | 5.44% | NA |
| 10 Years | 82.94% | 6.23% | 7.45% |
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As on Wed Jan 07, 2026
Asset Allocation
debt instruments
93.92%other assets or cash equivalents
6.08%Detailed Portfolio Analysis
As on Wed Jan 07, 2026
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Bank Of India Short Term Income Fund Direct-growth is one Debt mutual fund offered by Bank of India Mutual Fund. the fund aims Regular income over short to medium term. Investment in Debt/Money markets instruments/Govt. Securities such that the Macaulay Duration of the portfolio is between 1 year - 3 years. It manages assets worth ₹223.5 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.52%. Fund Manager Manager Education
About FundAbout Bank Of India Short Term Income Fund Direct-growth
The portfolio allocation consists of 93.92% in debt instruments, 6.08% in other assets or cash equivalents. Managed by Mithraem Bharucha, it has delivered a return of 9.84% in the last year, a total return since inception of 6.96%.
Mithraem Bharucha
Mr. Bharucha is a BMS and MBA
Key Metrics of Bank Of India Short Term Income Fund Direct-growth
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Standard Deviation4.44%
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Sharpe Ratio0.80%
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Alpha8.11%
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Beta2.47%
Fund Details
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Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Short Duration Direct-flexi Idcw  |
₹3,296 | 0.07% | 1.05% | 7.64% | 7.88% | 7.39% |
| ICICI Prudential Short Term Fund Direct Plan-growth |
₹22,070 | 0.22% | 1.40% | 8.43% | 8.33% | 7.00% |
| UTI Short Duration Regular Plan-flexi Idcw |
₹3,296 | 0.02% | 0.94% | 7.16% | 7.33% | 6.80% |
| Aditya Birla Sun Life Short Term Direct Fund Direct-growth |
₹10,524 | 0.02% | 1.32% | 8.16% | 8.14% | 6.74% |
| ICICI Prudential Short Term Fund-growth |
₹22,070 | 0.16% | 1.25% | 7.79% | 7.68% | 6.29% |
| Invesco India Short Duration Fund Direct-discretionary Idcw |
₹994 | 0.02% | 1.12% | 7.99% | 7.78% | 5.98% |
| Canara Robeco Short Duration Fund Direct-growth |
₹496 | 0.13% | 1.05% | 7.38% | 7.37% | 5.78% |
Invesco India Short Duration Fund Regular-discretionary Idcw  |
₹994 | -0.05% | 0.94% | 7.29% | 7.15% | 5.25% |
| Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth |
₹17 | 0.19% | 0.84% | 5.76% | 6.53% | 5.01% |
| Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-growth |
₹17 | 0.08% | 0.53% | 4.67% | 5.33% | 3.74% |
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growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Bank of India Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Bank Of India Short Term Income Fund Regular-growth
|
₹223 | 0.04% | 0.96% | 2.24% | 6.85% | 7.32% |
|
Bank Of India Short Term Income Fund Regular-idcw Monthly
|
₹223 | 0.04% | 0.96% | 2.24% | 6.85% | 7.32% |
|
Bank Of India Short Term Income Fund Direct-idcw Monthly
|
₹223 | 0.09% | 1.10% | 2.52% | 7.43% | 7.87% |
|
Bank Of India Short Term Income Fund Regular-idcw Quarterly
|
₹223 | 0.04% | 0.96% | 2.24% | 6.85% | 7.32% |
|
Bank Of India Short Term Income Fund Direct-idcw Quarterly
|
₹223 | 0.09% | 1.10% | 2.52% | 7.43% | 7.87% |
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growth is based on 1-month returns of the fundsMutual Fund Calculator
I want to invest
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Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
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I want to invest for
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Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Pro Tip
Top 25% of investors consistently generate more than 12% return
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Wealth Gained
Total Wealth
I want to save
I want to invest for
Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return
Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
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Total Investment
Wealth Gained
Monthly Investment
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| ICICI Prudential Short Term Fund-growth |
₹22,070 | ₹62.11 | 7.68% | 6.29% | 7.42% |
| ICICI Prudential Short Term Fund Direct Plan-growth |
₹22,070 | ₹67.95 | 8.33% | 7.00% | 8.21% |
| Aditya Birla Sun Life Short Term Direct Fund Direct-growth |
₹10,524 | ₹53.21 | 8.14% | 6.74% | 8.01% |
| UTI Short Duration Direct-flexi Idcw |
₹3,296 | ₹19.21 | 7.88% | 7.39% | 6.74% |
| UTI Short Duration Regular Plan-flexi Idcw |
₹3,296 | ₹18.62 | 7.33% | 6.80% | 6.19% |
| Invesco India Short Duration Fund Regular-discretionary Idcw |
₹994 | ₹2,734.73 | 7.15% | 5.25% | 6.48% |
| Invesco India Short Duration Fund Direct-discretionary Idcw |
₹994 | ₹2,865.37 | 7.78% | 5.98% | 7.25% |
| Canara Robeco Short Duration Fund Direct-growth |
₹496 | ₹28.51 | 7.37% | 5.78% | 7.19% |
| Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-growth |
₹17 | ₹13.37 | 5.33% | 3.74% | - |
| Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth |
₹17 | ₹14.58 | 6.53% | 5.01% | - |
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Top funds are based on Fund AUM
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 15.04% | ₹36.97 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 15.04% | ₹36.97 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 13.25% | ₹31.94 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | - | — |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 10.94% | ₹27.10 Cr |
| Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100 | Entities | 9.10% | ₹26.47 Cr |
| Repo | Unspecified | 8.84% | ₹21.88 Cr |
| Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lac | Financial | 8.97% | ₹20.04 Cr |
| Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lac | Financial | 8.15% | ₹20.03 Cr |
| Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lac | Financial | 8.15% | ₹20.03 Cr |
| Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lac | Financial | 8.09% | ₹20.03 Cr |
| Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lac | Financial | 8.30% | ₹20.02 Cr |
| Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lac | Financial | - | — |
| Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lac | Financial | 6.87% | ₹19.97 Cr |
| Repo | Unspecified | 7.66% | ₹18.83 Cr |
| Repo | Unspecified | 7.66% | ₹18.83 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 6.29% | ₹18.29 Cr |
| Repo | Unspecified | 7.81% | ₹17.45 Cr |
| Union Bank Of India Cd 25jun26 | Financial | 5.17% | ₹15.04 Cr |
| Bank Of Baroda Cd 16dec25 | Financial | 6.04% | ₹14.96 Cr |
| Punjab National Bank Cd 05dec25 | Financial | 6.58% | ₹14.70 Cr |
| Motilal Oswal Financial Services Limited 344d Cp 12jun26 | Financial | 5.91% | ₹14.26 Cr |
| Bank Of Baroda Cd 11dec26 | Financial | 4.86% | ₹14.13 Cr |
| Motilal Oswal Financial Services Limited 344d Cp 12jun26 | Financial | 6.31% | ₹14.11 Cr |
| Net Receivables | Unspecified | 5.33% | ₹13.20 Cr |
| 7.34% Rec Ltd. ** | Financial | 5.03% | ₹11.23 Cr |
| 7.34% Rec Ltd. ** | Financial | 4.53% | ₹11.23 Cr |
| 7.34% Rec Ltd. ** | Financial | 4.57% | ₹11.23 Cr |
| 7.34% Rec Ltd. ** | Financial | 4.57% | ₹11.23 Cr |
| 7.34% Rec Ltd. ** | Financial | 4.62% | ₹11.14 Cr |
| 7.34% Rec Ltd. ** | Financial | - | — |
| 7.34% Rec Ltd. ** | Financial | 3.83% | ₹11.13 Cr |
| Repo | Unspecified | 4.45% | ₹10.72 Cr |
| Canara Bank Cd 20jan26 | Financial | 4.79% | ₹10.70 Cr |
| Repo | Unspecified | 3.59% | ₹10.44 Cr |
| Indian Railway Finance Corporation Limited Sr 181 7.37 Bd 31jl29 Fvrs1lac | Financial | 4.58% | ₹10.24 Cr |
| Small Industries Development Bank Of India Sr Viii 7.49 Bd 11ju29 Fvrs1lac | Financial | 4.58% | ₹10.24 Cr |
| Small Industries Development Bank Of India Sr Viii 7.49 Bd 11ju29 Fvrs1lac | Financial | 4.13% | ₹10.23 Cr |
| Muthoot Finance Limited 8.90 Ncd 07ot27 Fvrs1lac | Financial | 4.12% | ₹10.21 Cr |
| Small Industries Development Bank Of India Sr Viii 7.49 Bd 11ju29 Fvrs1lac | Financial | 4.15% | ₹10.21 Cr |
| Small Industries Development Bank Of India Sr Viii 7.49 Bd 11ju29 Fvrs1lac | Financial | 4.15% | ₹10.21 Cr |
| Muthoot Finance Limited 8.90 Ncd 07ot27 Fvrs1lac | Financial | 4.57% | ₹10.21 Cr |
| Indian Railway Finance Corporation Limited Sr 181 7.37 Bd 31jl29 Fvrs1lac | Financial | 4.12% | ₹10.20 Cr |
| Indian Railway Finance Corporation Limited Sr 181 7.37 Bd 31jl29 Fvrs1lac | Financial | 4.15% | ₹10.20 Cr |
| Indian Railway Finance Corporation Limited Sr 181 7.37 Bd 31jl29 Fvrs1lac | Financial | 4.15% | ₹10.20 Cr |
| Muthoot Finance Limited 8.90 Ncd 07ot27 Fvrs1lac | Financial | 3.51% | ₹10.20 Cr |
| Godrej Industries Limited Sr Ii 8.40 Ncd 27ag27 Fvrs1lac | Diversified | 4.14% | ₹10.19 Cr |
| Godrej Industries Limited Sr Ii 8.40 Ncd 27ag27 Fvrs1lac | Diversified | 4.14% | ₹10.19 Cr |
| Godrej Industries Limited Sr Ii 8.40 Ncd 27ag27 Fvrs1lac | Diversified | 4.56% | ₹10.19 Cr |
| Muthoot Finance Limited 8.90 Ncd 07ot27 Fvrs1lac | Financial | 4.14% | ₹10.19 Cr |
| Muthoot Finance Limited 8.90 Ncd 07ot27 Fvrs1lac | Financial | 4.14% | ₹10.19 Cr |
| Small Industries Development Bank Of India Sr Viii 7.49 Bd 11ju29 Fvrs1lac | Financial | 4.23% | ₹10.19 Cr |
| Small Industries Development Bank Of India Sr Viii 7.49 Bd 11ju29 Fvrs1lac | Financial | - | — |
| Godrej Industries Limited Sr Ii 8.40 Ncd 27ag27 Fvrs1lac | Diversified | 4.23% | ₹10.19 Cr |
| Godrej Industries Limited Sr Ii 8.40 Ncd 27ag27 Fvrs1lac | Diversified | - | — |
| Muthoot Finance Limited 8.90 Ncd 07ot27 Fvrs1lac | Financial | 4.22% | ₹10.18 Cr |
| Muthoot Finance Limited 8.90 Ncd 07ot27 Fvrs1lac | Financial | - | — |
| Godrej Industries Limited Sr Ii 8.40 Ncd 27ag27 Fvrs1lac | Diversified | 4.11% | ₹10.18 Cr |
| Indian Railway Finance Corporation Limited Sr 181 7.37 Bd 31jl29 Fvrs1lac | Financial | 4.22% | ₹10.17 Cr |
| Indian Railway Finance Corporation Limited Sr 181 7.37 Bd 31jl29 Fvrs1lac | Financial | - | — |
| Indian Railway Finance Corporation Limited Sr 181 7.37 Bd 31jl29 Fvrs1lac | Financial | 3.49% | ₹10.14 Cr |
| Small Industries Development Bank Of India Sr Viii 7.49 Bd 11ju29 Fvrs1lac | Financial | 3.49% | ₹10.14 Cr |
| Godrej Industries Limited Sr Ii 8.40 Ncd 27ag27 Fvrs1lac | Diversified | 3.48% | ₹10.12 Cr |
| 360 One Prime Limited 9.30 Ncd 28fb26 Fvrs1lac | Financial | 4.16% | ₹10.04 Cr |
| 360 One Prime Limited 9.30 Ncd 28fb26 Fvrs1lac | Financial | - | — |
| 360 One Prime Limited 9.30 Ncd 28fb26 Fvrs1lac | Financial | 4.08% | ₹10.03 Cr |
| 360 One Prime Limited 9.30 Ncd 28fb26 Fvrs1lac | Financial | 4.08% | ₹10.03 Cr |
| 360 One Prime Limited 9.30 Ncd 28fb26 Fvrs1lac | Financial | 4.05% | ₹10.02 Cr |
| 360 One Prime Limited 9.30 Ncd 28fb26 Fvrs1lac | Financial | 3.45% | ₹10.02 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 4.46% | ₹9.97 Cr |
| Canara Bank Cd 13mar26 | Financial | 3.40% | ₹9.89 Cr |
| Bank Of Baroda Cd 27jan26 | Financial | 4.01% | ₹9.86 Cr |
| Bank Of Baroda Cd 27jan26 | Financial | 4.01% | ₹9.86 Cr |
| Kotak Mahindra Bank Limited Cd 09jan26 | Financial | 4.36% | ₹9.74 Cr |
| Hdfc Bank Limited Cd 21dec26 | Financial | 3.23% | ₹9.40 Cr |
| Net Receivables | Unspecified | 2.49% | ₹7.33 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 2.76% | ₹6.16 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 2.49% | ₹6.16 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 2.50% | ₹6.15 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 2.50% | ₹6.15 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 2.54% | ₹6.13 Cr |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | - | — |
| Power Finance Corporation Limited Sr 237a 7.60 Bd 13ap29 Fvrs1lac | Financial | 2.10% | ₹6.11 Cr |
| National Bank For Agriculture And Rural Development Cd 13mar26 | Financial | 2.04% | ₹5.93 Cr |
| Bharti Telecom Limited 360d Cp 17oct25 | Technology | 2.65% | ₹5.92 Cr |
| National Bank For Agriculture And Rural Development Cd 13mar26 | Financial | 2.38% | ₹5.90 Cr |
| National Bank For Agriculture And Rural Development Cd 13mar26 | Financial | 2.39% | ₹5.87 Cr |
| National Bank For Agriculture And Rural Development Cd 13mar26 | Financial | 2.39% | ₹5.87 Cr |
| National Bank For Agriculture And Rural Development Cd 13mar26 | Financial | 2.42% | ₹5.84 Cr |
| National Bank For Agriculture And Rural Development Cd 13mar26 | Financial | 2.59% | ₹5.78 Cr |
| Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100 | Entities | 2.48% | ₹5.55 Cr |
| Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100 | Entities | 2.27% | ₹5.46 Cr |
| Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100 | Entities | - | — |
| Motilal Oswal Financial Services Limited 365d Cp 06feb26 | Financial | 1.88% | ₹5.46 Cr |
| Motilal Oswal Financial Services Limited 365d Cp 06feb26 | Financial | 2.19% | ₹5.43 Cr |
| Motilal Oswal Financial Services Limited 365d Cp 06feb26 | Financial | 2.19% | ₹5.40 Cr |
| Motilal Oswal Financial Services Limited 365d Cp 06feb26 | Financial | 2.19% | ₹5.40 Cr |
| Central Government Loan 31568 Goi 18ap29 7.10 Fv Rs 100 | Entities | 2.32% | ₹5.18 Cr |
| Central Government Loan 31568 Goi 18ap29 7.10 Fv Rs 100 | Entities | 2.09% | ₹5.18 Cr |
| Central Government Loan 31568 Goi 18ap29 7.10 Fv Rs 100 | Entities | 2.10% | ₹5.17 Cr |
| Central Government Loan 31568 Goi 18ap29 7.10 Fv Rs 100 | Entities | 2.10% | ₹5.17 Cr |
| Central Government Loan 31568 Goi 18ap29 7.10 Fv Rs 100 | Entities | 2.14% | ₹5.17 Cr |
| Central Government Loan 31568 Goi 18ap29 7.10 Fv Rs 100 | Entities | - | — |
| Central Government Loan 31568 Goi 18ap29 7.10 Fv Rs 100 | Entities | 1.77% | ₹5.16 Cr |
| National Bank For Agriculture And Rural Development Sr 25d 7.40 Bd 29ap30 Fvrs1lac | Financial | 2.29% | ₹5.11 Cr |
| National Bank For Agriculture And Rural Development Sr 25d 7.40 Bd 29ap30 Fvrs1lac | Financial | 2.06% | ₹5.11 Cr |
| National Bank For Agriculture And Rural Development Sr 25d 7.40 Bd 29ap30 Fvrs1lac | Financial | 2.07% | ₹5.10 Cr |
| National Bank For Agriculture And Rural Development Sr 25d 7.40 Bd 29ap30 Fvrs1lac | Financial | 2.07% | ₹5.10 Cr |
| Bajaj Finance Limited 8.1167 Ncd 10my27 Fvrs1lac | Financial | 2.28% | ₹5.09 Cr |
| Bajaj Finance Limited 8.1167 Ncd 10my27 Fvrs1lac | Financial | 2.07% | ₹5.08 Cr |
| Bajaj Finance Limited 8.1167 Ncd 10my27 Fvrs1lac | Financial | 2.07% | ₹5.08 Cr |
| Bajaj Finance Limited 8.1167 Ncd 10my27 Fvrs1lac | Financial | 2.11% | ₹5.08 Cr |
| Bajaj Finance Limited 8.1167 Ncd 10my27 Fvrs1lac | Financial | - | — |
| Bajaj Finance Limited 8.1167 Ncd 10my27 Fvrs1lac | Financial | 2.05% | ₹5.07 Cr |
| National Bank For Agriculture And Rural Development Sr 25d 7.40 Bd 29ap30 Fvrs1lac | Financial | 2.10% | ₹5.07 Cr |
| National Bank For Agriculture And Rural Development Sr 25d 7.40 Bd 29ap30 Fvrs1lac | Financial | - | — |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 1.74% | ₹5.07 Cr |
| National Bank For Agriculture And Rural Development Sr 25d 7.40 Bd 29ap30 Fvrs1lac | Financial | 1.74% | ₹5.07 Cr |
| Bajaj Finance Limited 8.1167 Ncd 10my27 Fvrs1lac | Financial | 1.74% | ₹5.06 Cr |
| Manappuram Finance Limited 9.10 Ncd 19ag26 Fvrs1lac | Financial | 2.06% | ₹5.06 Cr |
| Manappuram Finance Limited 9.10 Ncd 19ag26 Fvrs1lac | Financial | 2.06% | ₹5.06 Cr |
| Manappuram Finance Limited 9.10 Ncd 19ag26 Fvrs1lac | Financial | 2.10% | ₹5.06 Cr |
| Manappuram Finance Limited 9.10 Ncd 19ag26 Fvrs1lac | Financial | - | — |
| Net Receivables | Unspecified | 2.06% | ₹5.05 Cr |
| Net Receivables | Unspecified | 2.06% | ₹5.05 Cr |
| Vedanta Limited Sr Ii 9.45 Ncd 05ju28 Fvrs1lac | Materials | 2.04% | ₹5.05 Cr |
| Manappuram Finance Limited 9.10 Ncd 19ag26 Fvrs1lac | Financial | 2.04% | ₹5.05 Cr |
| Vedanta Limited Sr Ii 9.45 Ncd 05ju28 Fvrs1lac | Materials | 1.74% | ₹5.05 Cr |
| Muthoot Finance Limited 8.05 Ncd 25nv27 Fvrs1lac | Financial | 2.04% | ₹5.04 Cr |
| Vedanta Limited Sr Ii 9.45 Ncd 05ju28 Fvrs1lac | Materials | 2.26% | ₹5.04 Cr |
| Muthoot Finance Limited 8.05 Ncd 25nv27 Fvrs1lac | Financial | 1.73% | ₹5.03 Cr |
| Muthoot Finance Limited 8.05 Ncd 25nv27 Fvrs1lac | Financial | 2.04% | ₹5.02 Cr |
| Muthoot Finance Limited 8.05 Ncd 25nv27 Fvrs1lac | Financial | 2.04% | ₹5.02 Cr |
| Muthoot Finance Limited 8.05 Ncd 25nv27 Fvrs1lac | Financial | 2.08% | ₹5.02 Cr |
| Muthoot Finance Limited 8.05 Ncd 25nv27 Fvrs1lac | Financial | - | — |
| Vedanta Limited Sr Ii 9.45 Ncd 05ju28 Fvrs1lac | Materials | 2.08% | ₹5.01 Cr |
| Vedanta Limited Sr Ii 9.45 Ncd 05ju28 Fvrs1lac | Materials | - | — |
| Vedanta Limited Sr Ii 9.45 Ncd 05ju28 Fvrs1lac | Materials | 2.04% | ₹5.01 Cr |
| Vedanta Limited Sr Ii 9.45 Ncd 05ju28 Fvrs1lac | Materials | 2.04% | ₹5.01 Cr |
| Government Of India 36812 091 Days Tbill 12mr26 Fv Rs 100 | Financial | 1.70% | ₹4.95 Cr |
| State Development Loan 30804 Pjb 29sp33 6.98 Fv Rs 100 | Unspecified | 2.01% | ₹4.95 Cr |
| State Development Loan 30804 Pjb 29sp33 6.98 Fv Rs 100 | Unspecified | 2.01% | ₹4.95 Cr |
| Punjab National Bank Cd 18mar26 | Financial | 1.70% | ₹4.94 Cr |
| Export Import Bank Of India Cd 20mar26 | Financial | 1.70% | ₹4.94 Cr |
| State Development Loan 30804 Pjb 29sp33 6.98 Fv Rs 100 | Unspecified | 1.99% | ₹4.94 Cr |
| Canara Bank Cd 24feb26 | Financial | 1.99% | ₹4.93 Cr |
| Bank Of Baroda Cd 09feb26 | Financial | 2.00% | ₹4.92 Cr |
| Bank Of Baroda Cd 09feb26 | Financial | 2.00% | ₹4.92 Cr |
| Punjab National Bank Cd 18mar26 | Financial | 1.98% | ₹4.92 Cr |
| Export Import Bank Of India Cd 20mar26 | Financial | 1.98% | ₹4.91 Cr |
| State Development Loan 30804 Pjb 29sp33 6.98 Fv Rs 100 | Unspecified | 2.04% | ₹4.91 Cr |
| State Development Loan 30804 Pjb 29sp33 6.98 Fv Rs 100 | Unspecified | - | — |
| Canara Bank Cd 24feb26 | Financial | 2.00% | ₹4.91 Cr |
| Canara Bank Cd 24feb26 | Financial | 2.00% | ₹4.91 Cr |
| Indian Bank (04/02/2026) | Financial | 2.03% | ₹4.90 Cr |
| Bank Of Baroda Cd 09feb26 | Financial | 2.03% | ₹4.89 Cr |
| Punjab National Bank Cd 18mar26 | Financial | 1.99% | ₹4.89 Cr |
| Punjab National Bank Cd 18mar26 | Financial | 1.99% | ₹4.89 Cr |
| Export Import Bank Of India Cd 20mar26 | Financial | 1.99% | ₹4.89 Cr |
| Export Import Bank Of India Cd 20mar26 | Financial | 1.99% | ₹4.89 Cr |
| Indian Bank Cd 05jun26 | Financial | 1.67% | ₹4.87 Cr |
| Bank Of Baroda Cd 13jan26 | Financial | 2.18% | ₹4.87 Cr |
| Punjab National Bank Cd 18mar26 | Financial | 2.02% | ₹4.86 Cr |
| Export Import Bank Of India Cd 20mar26 | Financial | 2.02% | ₹4.86 Cr |
| Indian Bank Cd 19jan26 | Financial | 2.18% | ₹4.86 Cr |
| Indian Bank (04/02/2026) | Financial | 2.17% | ₹4.85 Cr |
| State Development Loan 30804 Pjb 29sp33 6.98 Fv Rs 100 | Unspecified | 1.67% | ₹4.85 Cr |
| Export Import Bank Of India Cd 20mar26 | Financial | 2.16% | ₹4.82 Cr |
| Hdfc Bank Limited Cd 05aug26 | Financial | 1.66% | ₹4.81 Cr |
| Hdfc Bank Limited Cd 05aug26 | Financial | 1.94% | ₹4.79 Cr |
| Hdfc Bank Limited Cd 05aug26 | Financial | 1.94% | ₹4.77 Cr |
| Hdfc Bank Limited Cd 05aug26 | Financial | 1.94% | ₹4.77 Cr |
| Au Small Finance Bank Limited Cd 18sep26 | Financial | 1.64% | ₹4.77 Cr |
| Au Small Finance Bank Limited Cd 18sep26 | Financial | 1.92% | ₹4.75 Cr |
| Hdfc Bank Limited Cd 05aug26 | Financial | 1.97% | ₹4.74 Cr |
| Axis Bank Limited Cd 10aug26 | Financial | 1.97% | ₹4.74 Cr |
| Au Small Finance Bank Limited Cd 18sep26 | Financial | 1.92% | ₹4.72 Cr |
| Au Small Finance Bank Limited Cd 18sep26 | Financial | 1.92% | ₹4.72 Cr |
| Au Small Finance Bank Limited Cd 18sep26 | Financial | 1.95% | ₹4.69 Cr |
| Net Receivables | Unspecified | 1.91% | ₹4.68 Cr |
| Power Finance Corporation Ltd. Sr Bs 230 7.37 Bd 22my26 Fvrs1lac | Financial | 1.80% | ₹4.03 Cr |
| Power Finance Corporation Ltd. Sr Bs 230 7.37 Bd 22my26 Fvrs1lac | Financial | 1.67% | ₹4.02 Cr |
| Power Finance Corporation Ltd. Sr Bs 230 7.37 Bd 22my26 Fvrs1lac | Financial | - | — |
| Power Finance Corporation Ltd. Sr Bs 230 7.37 Bd 22my26 Fvrs1lac | Financial | 1.63% | ₹4.02 Cr |
| Power Finance Corporation Ltd. Sr Bs 230 7.37 Bd 22my26 Fvrs1lac | Financial | 1.63% | ₹4.02 Cr |
| Power Finance Corporation Ltd. Sr Bs 230 7.37 Bd 22my26 Fvrs1lac | Financial | 1.62% | ₹4.01 Cr |
| Manappuram Finance Limited 365d Cp 03dec26 | Financial | 1.28% | ₹3.73 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 1.61% | ₹3.60 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 1.45% | ₹3.60 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 1.46% | ₹3.59 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 1.46% | ₹3.59 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 1.49% | ₹3.58 Cr |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | - | — |
| National Bank For Agriculture And Rural Development Sr F24 7.68 Bd 30ap29 Fvrs1lac | Financial | 1.23% | ₹3.57 Cr |
| Net Receivables | Unspecified | 1.36% | ₹3.12 Cr |
| Manappuram Finance Limited 9.10 Ncd 19ag26 Fvrs1lac | Financial | 1.04% | ₹3.02 Cr |
| National Bank For Agriculture And Rural Development Sr 23h 7.58 Loa 31jl26 Fvrs1lac | Financial | 1.04% | ₹3.01 Cr |
| Union Bank Of India Cd 25jun26 | Financial | 1.17% | ₹2.90 Cr |
| Union Bank Of India Cd 25jun26 | Financial | 1.17% | ₹2.88 Cr |
| Union Bank Of India Cd 25jun26 | Financial | 1.17% | ₹2.88 Cr |
| Union Bank Of India Cd 25jun26 | Financial | 1.19% | ₹2.87 Cr |
| Government Of India 36211 182 Days Tbill 15jn26 Fv Rs 100 | Financial | 0.69% | ₹2.00 Cr |
| Others Class A2 Aif | Unspecified | 0.16% | ₹0.45 Cr |
| Others Class A2 Aif | Unspecified | 0.18% | ₹0.45 Cr |
| Others Class A2 Aif | Unspecified | 0.18% | ₹0.45 Cr |
| Others Class A2 Aif | Unspecified | 0.18% | ₹0.45 Cr |
| Others Class A2 Aif | Unspecified | 0.18% | ₹0.44 Cr |
| Others Class A2 Aif | Unspecified | 0.20% | ₹0.44 Cr |
| Government Of India 35466 364 Days Tbill 15jn26 Fv Rs 100 | Financial | 0.09% | ₹0.25 Cr |
| Government Of India 35466 364 Days Tbill 15jn26 Fv Rs 100 | Financial | 0.10% | ₹0.25 Cr |
| Government Of India 35466 364 Days Tbill 15jn26 Fv Rs 100 | Financial | 0.10% | ₹0.25 Cr |
| Government Of India 35466 364 Days Tbill 15jn26 Fv Rs 100 | Financial | 0.10% | ₹0.25 Cr |
| Government Of India 35466 364 Days Tbill 15jn26 Fv Rs 100 | Financial | 0.10% | ₹0.25 Cr |
| Government Of India 35466 364 Days Tbill 15jn26 Fv Rs 100 | Financial | 0.11% | ₹0.24 Cr |
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Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Short Duration Direct-flexi Idcw |
₹19.21 | 7.88% | 7.39% | - |
| ICICI Prudential Short Term Fund Direct Plan-growth |
₹67.95 | 8.33% | 7.00% | - |
| UTI Short Duration Regular Plan-flexi Idcw |
₹18.62 | 7.33% | 6.80% | - |
| Aditya Birla Sun Life Short Term Direct Fund Direct-growth |
₹53.21 | 8.14% | 6.74% | - |
| ICICI Prudential Short Term Fund-growth |
₹62.11 | 7.68% | 6.29% | - |
| Invesco India Short Duration Fund Direct-discretionary Idcw |
₹2,865.37 | 7.78% | 5.98% | - |
| Canara Robeco Short Duration Fund Direct-growth |
₹28.51 | 7.37% | 5.78% | - |
| Invesco India Short Duration Fund Regular-discretionary Idcw |
₹2,734.73 | 7.15% | 5.25% | - |
| Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Direct-growth |
₹14.58 | 6.53% | 5.01% | - |
| Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt Plan Regular-growth |
₹13.37 | 5.33% | 3.74% | - |
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growth is based on 5Y returns of the funds
Frequently Asked Questions
Bank Of India Short Term Income Fund Direct-growth
What is the current AUM of Bank Of India Short Term Income Fund Direct-growth?
As of Thu Jul 31, 2025, Bank Of India Short Term Income Fund Direct-growth manages assets worth ₹223.5 crore
How has Bank Of India Short Term Income Fund Direct-growth performed recently?
- 3 Months: 1.41%
- 6 Months: 3.58%
What is the long-term performance of Bank Of India Short Term Income Fund Direct-growth?
- 3 Years CAGR: 10.59%
- 5 Years CAGR: 10.62%
- Since Inception: 6.96%
What is the portfolio composition of Bank Of India Short Term Income Fund Direct-growth?
Debt: 93.92%, Others: 6.08%.
Who manages Bank Of India Short Term Income Fund Direct-growth?
Bank Of India Short Term Income Fund Direct-growth is managed by Mithraem Bharucha from Bank of India Mutual Fund.
Which are the top companies Bank Of India Short Term Income Fund Direct-growth has invested in?
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – 15.04% of the fund's portfolio
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – 15.04% of the fund's portfolio
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – 13.25% of the fund's portfolio
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – 1.00% of the fund's portfolio
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – 10.94% of the fund's portfolio
Which are the major sectors Bank Of India Short Term Income Fund Direct-growth focuses on?
- Financial – 416.08% of the fund's portfolio
- Entities – 94.39% of the fund's portfolio
- Unspecified – 67.02% of the fund's portfolio
- Diversified – 25.66% of the fund's portfolio
- Materials – 13.20% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
