Uti Low Duration Fund Direct-flexi Idcw
- 3 Months
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- 5 Years
- RSI
Fund Overview
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₹3,211.1 CrAUM
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₹1,553.06NAV
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0.35%Expense Ratio
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DebtFund Category
Returns of Uti Low Duration Fund Direct-flexi Idcw
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.48% | NA | 1.68% |
| 6 Months | 4.27% | NA | 4.35% |
| 1 Year | 7.89% | 7.89% | 8.25% |
| 3 Years | 24.12% | 7.47% | 7.61% |
| 5 Years | 41.44% | 7.18% | 6.39% |
| 7 Years | 46.89% | 5.65% | NA |
| 10 Years | 84.62% | 6.32% | 7.03% |
Asset Allocation
debt instruments
90.23%other assets or cash equivalents
9.77%Uti Low Duration Fund Direct-flexi Idcw is one Debt mutual fund offered by UTI Mutual Fund. the fund aims Reasonable income consistent with high liquidity over short term. Investment in Debt & Money Market instruments. It manages assets worth ₹3,211.1 crore as on Thu Jul 31, 2025. The expense ratio stands at 0.35%. Fund Manager Manager Education
The portfolio allocation consists of 90.23% in debt instruments, 9.77% in other assets or cash equivalents. Managed by Anurag Mittal, it has delivered a return of 7.89% in the last year, a total return since inception of 6.97%.
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Standard Deviation0.45%
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Sharpe Ratio1.95%
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Alpha2.99%
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Beta1.14%
Fund Details
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Fund NamesUti Low Duration Fund Direct-flexi Idcw
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Lock InNo Lock-in
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SIP Minimum Investment amount₹ 500
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SWP Minimum Investment amount₹ 500
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STP Minimum Investment amount₹ 100
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RiskPrincipal at moderate risk
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Category Average Annual Returns8.25
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
Uti Conservative Hybrid Fund  |
₹1,707.10 Cr | 0.81% | 1.06% | 4.40% | 9.75% | 10.75% |
| Uti Credit Risk Fund |
₹277.27 Cr | 0.72% | 1.61% | 8.19% | 8.05% | 10.28% |
| Uti Dynamic Bond Fund |
₹481.67 Cr | 0.60% | 0.37% | 7.02% | 7.73% | 9.19% |
| Uti Low Duration Fund |
₹3,211.14 Cr | 0.48% | 1.45% | 7.81% | 7.38% | 7.07% |
| Uti Short Duration Fund |
₹3,295.53 Cr | 0.47% | 1.12% | 7.79% | 7.39% | 7.04% |
| Aditya Birla Sun Life Corporate Bond Fund |
₹28,596.86 Cr | 0.51% | 0.89% | 7.80% | 7.90% | 6.67% |
| Uti Money Market Fund |
₹20,553.67 Cr | 0.48% | 1.54% | 7.95% | 7.64% | 6.22% |
| Uti Liquid Fund |
₹29,013.49 Cr | 0.48% | 1.45% | 6.96% | 7.09% | 5.72% |
| Sbi Magnum Ultra Short Duration Fund |
₹15,902.29 Cr | 0.46% | 1.46% | 7.28% | 7.09% | 5.71% |
| Uti Liquid Fund |
₹29,013.49 Cr | 0.47% | 1.43% | 6.87% | 7.00% | 5.63% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from UTI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
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Uti Liquid Regular Plan-flexi Idcw
|
₹29,013 Cr | 0.47% | 1.43% | 3.28% | 6.87% | 7.00% |
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Uti Liquid Direct-flexi Idcw
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₹29,013 Cr | 0.48% | 1.45% | 3.32% | 6.96% | 7.09% |
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Uti Money Market Fund Direct-flexi Idcw
|
₹20,554 Cr | 0.48% | 1.54% | 4.13% | 7.95% | 7.64% |
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Uti Short Duration Regular Plan-flexi Idcw
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₹3,296 Cr | 0.47% | 1.12% | 4.26% | 7.79% | 7.39% |
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Uti Short Duration Direct-flexi Idcw
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₹3,296 Cr | 0.51% | 1.23% | 4.49% | 8.25% | 7.96% |
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Uti Low Duration Fund Regular Plan-bonus
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₹3,211 Cr | 0.48% | 1.45% | 4.14% | 7.81% | 7.38% |
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Uti Conservative Hybrid Fund Regular Plan-flexi Idcw
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₹1,707 Cr | 0.81% | 1.06% | 5.26% | 4.40% | 9.75% |
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Uti Dynamic Bond Fund Regular Plan-flexi Idcw
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₹482 Cr | 0.53% | 0.16% | 3.15% | 6.12% | 6.84% |
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Uti Dynamic Bond Fund Direct-flexi Idcw
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₹482 Cr | 0.60% | 0.37% | 3.59% | 7.02% | 7.73% |
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Uti Credit Risk Fund Direct-flexi Idcw
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₹277 Cr | 0.72% | 1.61% | 4.32% | 8.19% | 8.05% |
growth is based on 1-month returns of the fundsMutual Fund Calculator
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Tax Information
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 12.5%, if your total long term capital gain exceeds 1.25 lakh. Any cess/surcharge is not included. If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 20%. Any cess/surcharge is not included in the 20%.
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| Uti Liquid Regular Plan-flexi Idcw |
₹29,013.49 Cr | ₹1,576.78 | 7.00% | 5.63% | 6.19% |
| Uti Liquid Direct-flexi Idcw |
₹29,013.49 Cr | ₹1,586.16 | 7.09% | 5.72% | 6.27% |
| Aditya Birla Sun Life Corporate Bond Fund Direct-discipline Advantage Plan |
₹28,596.86 Cr | ₹10.81 | 7.90% | 6.67% | 7.85% |
| Uti Money Market Fund Direct-flexi Idcw |
₹20,553.67 Cr | ₹1,625.31 | 7.64% | 6.22% | 6.88% |
| Sbi Magnum Ultra Short Duration Fund Regular ( Automatic Reinvestment) |
₹15,902.29 Cr | ₹1,264.64 | 7.09% | 5.71% | 6.55% |
| Uti Short Duration Regular Plan-flexi Idcw |
₹3,295.53 Cr | ₹18.35 | 7.39% | 7.04% | 6.34% |
| Uti Low Duration Fund Regular Plan-bonus |
₹3,211.14 Cr | ₹3,009.68 | 7.38% | 7.07% | 6.20% |
| Uti Conservative Hybrid Fund Regular Plan-flexi Idcw |
₹1,707.10 Cr | ₹45.56 | 9.75% | 10.75% | 8.28% |
| Uti Dynamic Bond Fund Direct-flexi Idcw |
₹481.67 Cr | ₹16.98 | 7.73% | 9.19% | 7.44% |
| Uti Credit Risk Fund Direct-flexi Idcw |
₹277.27 Cr | ₹12.44 | 8.05% | 10.28% | 3.91% |
Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Net Current Assets | Unspecified | 9.77% | ₹313.74 Cr |
| Government Of India 35566 182 Days Tbill 14ag25 Fv Rs 100 | Financial | 4.66% | ₹149.72 Cr |
| Power Finance Corporation Ltd. Sr Bs 212 Opt A 6.09 Bd 27ag26 Fvrs10lac | Financial | 4.65% | ₹149.41 Cr |
| Bajaj Housing Finance Limited 7.9237 Ncd 16mr26 Fvrs10lac | Financial | 3.92% | ₹126.00 Cr |
| Embassy Office Parks Reit Sr V Tr B 7.05 Ncd 18ot26 Fvrs10lac | Real Estate | 3.75% | ₹120.44 Cr |
| National Bank For Agriculture And Rural Development Sr 24e 7.80 Bd 15mr27 Fvrs1lac | Financial | 3.17% | ₹101.77 Cr |
| Rec Limited Sr 231a 7.64 Bd 30ap27 Fvrs1lac | Financial | 3.17% | ₹101.77 Cr |
| National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac | Financial | 3.13% | ₹100.66 Cr |
| Sikka Ports & Terminals Limited Srppd12 6.75ncd 22ap26 Fvrs10lacloaupto21ap21 | Energy & Utilities | 3.12% | ₹100.09 Cr |
| Jamnagar Utilities & Power Private Limited Sr Ppd 6 6.40 Loa 29sp26 Fvrs10lac | Industrials | 3.11% | ₹99.81 Cr |
| Shriram Finance Limited Sr Ppd Xv 23-24 Op1 Tr 5 9.25 Ncd 19dc25 Fvrs1lac | Financial | 2.82% | ₹90.57 Cr |
| Nirma Limited Sr Vii Tr B 8.40 Ncd 07ap26 Fvrs1lac | Consumer Staples | 2.35% | ₹75.54 Cr |
| Kotak Mahindra Bank Limited Cd 30jan26 | Financial | 2.27% | ₹72.82 Cr |
| 360 One Prime Limited Sr Iv Tr I 9.41 Ncd 18jn26 Fvrs1000 | Financial | 1.72% | ₹55.25 Cr |
| Aditya Birla Renewables Limited 8.6 Ncd 24sp27 Fvrs1lac | Energy & Utilities | 1.59% | ₹50.98 Cr |
| Rec Limited Sr 236-b 7.56 Bd 31ag27 Fvrs1lac | Financial | 1.59% | ₹50.94 Cr |
| Tata Capital Housing Finance Limited Sr C 8.0409 Ncd 19mr27 Fvrs1lac | Financial | 1.58% | ₹50.88 Cr |
| Rec Limited Sr 230-a 7.71 Bd 26fb27 Fvrs1lac | Financial | 1.58% | ₹50.85 Cr |
| Summit Digitel Infrastructure Private Limited 7.40 Ncd 28sp28 Fvrs10lac | Technology | 1.58% | ₹50.71 Cr |
| Hinduja Leyland Finance Limited Sr Ii 8.40 Ncd 06my27 Fvrs1lac | Financial | 1.57% | ₹50.41 Cr |
| Lic Housing Finance Ltd Tr 456 6.90 Ncd 17sp27 Fvrs1lac | Financial | 1.56% | ₹50.10 Cr |
| Government Of India 35628 182 Days Tbill 29ag25 Fv Rs 100 | Financial | 1.55% | ₹49.80 Cr |
| Government Of India 35718 182 Days Tbill 18sp25 Fv Rs 100 | Financial | 1.55% | ₹49.65 Cr |
| Avanse Financial Services Limited Sr 43 8.9 Ncd 10sp27 Fvrs1lac | Financial | 1.55% | ₹49.62 Cr |
| Axis Bank Limited Cd 08jan26 | Financial | 1.52% | ₹48.70 Cr |
| Kotak Mahindra Bank Limited Cd 28jan26 | Financial | 1.51% | ₹48.56 Cr |
| Hdfc Bank Limited Cd 04feb26 | Financial | 1.51% | ₹48.49 Cr |
| Igh Holdings Private Limited 364d Cp 23jan26 | Technology | 1.51% | ₹48.44 Cr |
| Kotak Mahindra Bank Limited Cd 27feb26 | Financial | 1.51% | ₹48.33 Cr |
| Au Small Finance Bank Limited Cd 27feb26 | Financial | 1.50% | ₹48.23 Cr |
| Embassy Office Parks Reit Sr Iv Tr I 6.80 Ncd 07sp26 Fvrs10lac | Real Estate | 1.25% | ₹40.03 Cr |
| India Universal Trust Al1 Series A1 Ptc 25sep24 | Unspecified | 1.18% | ₹38.04 Cr |
| Muthoot Finance Limited 8.3 Ncd 06jn26 Fvrs10lac | Financial | 1.09% | ₹35.12 Cr |
| Sikka Ports And Terminals Ltd Sr-ppd-7 Debenture 7.90 18/11/2026 | Energy & Utilities | 0.95% | ₹30.46 Cr |
| Rural Electrification Corporation Limited 7.77 Sr 220-a Bd 31mr28 Fvrs1lac | Financial | 0.80% | ₹25.68 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 0.80% | ₹25.54 Cr |
| National Housing Bank 7.59 Bd 08sp27 Fvrs1lac | Financial | 0.80% | ₹25.53 Cr |
| Indian Railway Finance Corporation Ltd Sr-118 Bonds 7.83 21/03/2027 | Financial | 0.79% | ₹25.52 Cr |
| National Bank For Agriculture And Rural Development Sr 23i 7.62 Loa 31jn28 Fvrs1lac | Financial | 0.79% | ₹25.52 Cr |
| Small Industries Development Bank Of India Sr Vi 7.79 Bd 14my27 Fvrs1lac | Financial | 0.79% | ₹25.50 Cr |
| National Bank For Agriculture And Rural Development Sr 25e 7.53 Bd 24mr28 Fvrs1lac | Financial | 0.79% | ₹25.49 Cr |
| Rec Limited Sr 232 A 7.59 Bd 31my27 Fvrs1lac | Financial | 0.79% | ₹25.45 Cr |
| Muthoot Finance Limited 8.97 Ncd 18jn27 Fvrs1lac | Financial | 0.79% | ₹25.38 Cr |
| Lic Housing Finance Ltd Tr 453 7.73 Ncd 18mr27 Fvrs1lac | Financial | 0.79% | ₹25.35 Cr |
| Rec Limited Sr 234-a 7.70 Bd 31ag26 Fvrs1lac | Financial | 0.79% | ₹25.31 Cr |
| Mankind Pharma Limited Sr 2 7.99 Ncd 16ot26 Fvrs1lac | Healthcare | 0.79% | ₹25.29 Cr |
| National Bank For Agriculture And Rural Development Sr 24a 7.5 Bd 31au26 Fvrs1lac | Financial | 0.79% | ₹25.24 Cr |
| Bajaj Housing Finance Limited 7.78 Ncd 26my26 Fvrs10lac | Financial | 0.79% | ₹25.21 Cr |
| Tata Projects Limited Sr M 8.43 Ncd 06fb26 Fvrs1lac | Industrials | 0.78% | ₹25.19 Cr |
| Hdb Financial Services Limited Sr A/1(fx)/186 Op 2 8.04 Ncd 25fb26 Fvrs10la | Financial | 0.78% | ₹25.15 Cr |
| Bharti Telecom Limited Sr Xiii 8.7 Loa 05dc25 Fvrs10lac | Technology | 0.78% | ₹25.13 Cr |
| Muthoot Finance Limited Strpp I A 8.65 Ncd 15dc25 Fvrs1lac | Financial | 0.78% | ₹25.12 Cr |
| Rec Limited Sr 250a 6.60 Bd 30ju27 Fvrs1lac | Financial | 0.78% | ₹25.04 Cr |
| Nuvama Wealth And Investment Limited 90d Cp 10sep25 | Financial | 0.77% | ₹24.80 Cr |
| Standard Chartered Capital Limited 365d Cp 13nov25 | Financial | 0.76% | ₹24.55 Cr |
| Nuvama Wealth Finance Limited 365d Cp 24mar26 | Financial | 0.74% | ₹23.79 Cr |
| Shriram Finance Limited Sr Xix Tr8 9.10 Ncd 18mr27 Fvrs1lac | Financial | 0.63% | ₹20.37 Cr |
| Shriram Finance Limited Sr Ppd Xii Op I Tr I 8.75 Ncd 05ot26 Fvrs1lac | Financial | 0.63% | ₹20.24 Cr |
| 360 One Prime Limited Ncd 15ju27 Fvrs1lac | Financial | 0.32% | ₹10.21 Cr |
| Others Class A2 Aif | Unspecified | 0.29% | ₹9.30 Cr |
| Others Cblo | Unspecified | 0.01% | ₹0.31 Cr |
Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| Uti Low Duration Fund Direct-flexi Idcw |
₹1,553.06 | 7.48% | 7.18% | - |
| Uti Low Duration Fund Direct-growth |
₹3,658.58 | 7.48% | 7.18% | - |
| Uti Low Duration Fund Regular Plan-bonus |
₹3,009.68 | 7.38% | 7.07% | - |
| Uti Low Duration Fund Regular Plan-flexi Idcw |
₹1,369.62 | 7.38% | 7.07% | - |
| Uti Low Duration Fund Regular Plan-growth |
₹3,601.01 | 7.38% | 7.07% | - |
| Aditya Birla Sun Life Low Duration Fund Direct-growth |
₹738.21 | 7.73% | 6.56% | - |
| Aditya Birla Sun Life Low Duration Fund Regular-growth |
₹665.25 | 6.87% | 5.70% | - |
| Mirae Asset Low Duration Fund Regular-growth |
₹2,291.02 | 6.96% | 5.56% | - |
growth is based on 5Y returns of the funds
- 3 Months: 1.48%
- 6 Months: 4.27%
- 3 Years CAGR: 7.47%
- 5 Years CAGR: 7.18%
- Since Inception: 6.97%
- Net Current Assets – 9.77% of the fund's portfolio
- GOVERNMENT OF INDIA 35566 182 DAYS TBILL 14AG25 FV RS 100 – 4.66% of the fund's portfolio
- POWER FINANCE CORPORATION LTD. SR BS 212 OPT A 6.09 BD 27AG26 FVRS10LAC – 4.65% of the fund's portfolio
- BAJAJ HOUSING FINANCE LIMITED 7.9237 NCD 16MR26 FVRS10LAC – 3.92% of the fund's portfolio
- EMBASSY OFFICE PARKS REIT SR V TR B 7.05 NCD 18OT26 FVRS10LAC – 3.75% of the fund's portfolio
- Financial – 67.19% of the fund's portfolio
- Unspecified – 11.25% of the fund's portfolio
- Energy & Utilities – 5.65% of the fund's portfolio
- Real Estate – 5.00% of the fund's portfolio
- Industrials – 3.89% of the fund's portfolio
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^Returns as on 10th Jan’25. Tata AIA Life Top 200 ULIP Fund has delivered 18% returns over the last 10 years. Past performance is not necessarily indicative of future results. This disclaimer is specifically regarding a ULIP fund and is not related to mutual funds. Source: Morningstar.
