Group Health Insurance for Manufacturing Industry

Group health insurance for manufacturing industry covers medical expenses of the workers of manufacturing company in case they get sick or injured during the course of their employment. Apart from this, the coverage also extends to the family members of the insured workers such as spouse, kids and parents.

Read more

Personalised health plans that fit your organization's requirements & dedicated experts to help you choose.

No medical test required
Covers treatment towards illness and accident
Covid-19 cover

App & Website

24X7 Support

Customised Plans

15+ Insurers

Account Manager

Speedy Claims

*Premium starting from ₹110/Employee/Month for ₹1 Lac Sum Insured covering Health & Wellness Needs (excluding GST)
#Premium may vary on the basis of coverage type & add-ons
**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

₹1 lakh cover @ just ₹110/employee*

Select No. of Employees in your organisation

By clicking on "" you agree to our
Privacy Policy and Terms of Use, and also provide us a formal mandate to represent you to the insurer and communicate to you the grant of a cover.
Get Updates on WhatsApp

Organization we are trusted by


Importance of Group Health Insurance for Manufacturing Industries

Workers of a manufacturing firm are one of the most important assets. Since these workers produce finished goods using tools, raw materials, equipment after going through a particular process and play their role in the growth of the firm. Hence, it becomes a responsibility of the owner of the manufacturing firm to give something in return such as group health plan to the workers to keep them motivated stay in the firm for a longer time.

Coverage under Group Medical Insurance for Manufacturing Company

Group health insurance for manufacturing company covers the following:

  • Pre-existing Diseases: The insurance plan covers pre-existing diseases from day 1.
  • Infant Cover: This insurance plan provides coverage to the new born baby of the insured worker from the day of his/her delivery.
  • Pre & post Hospitalisation: This insurance plan provides coverage for pre and post hospitalisation expenses.
  • Doctor’s Fee: The plan covers the doctor’s fee.
  • Maternity Cover: The insurance plan provides maternity cover. Several plans have 9 months of waiting period.
  • Ambulance charges: The insurance plan provides coverage for ambulance charges.
  • Room rent charges: This plan provides cover for room rent as per amount specified in the policy.
  • Day care & Domiciliary charges: The plan provides cover for day care and domiciliary charges as well.
  • Medical Test Cover: Some of the plans cover chemotherapy, radiotherapy and pacemaker cost, etc.
  • Extended Cover: Some of the plans provide coverage for oxygen, blood, Anesthesia, Medicines, drugs, x-rays, diagnostics costs, etc.

Group Insurance for Manufacturing Company does not Covers

Group health insurance for manufacturing firms does not provide coverage for the following:

  • Non-allopathic Treatments: This plan does not provide coverage for the Ayurveda and Homeopathy treatments.
  • Parents: There are several plans that cover parents but some of the insurers do not provide coverage for parents.
  • Alcohol & Drug Abuse: If the health related complications and ailment are caused due to alcohol or drug abuse then the insurer will not provide coverage for it.
  • Congenital Diseases: Diseases present from the birth of the insured will not be covered.
  • AIDS: The insurance plan does not provide coverage for the expenses incurred in the treatment of disease like AIDS or any other related ailments.

Claiming Process under Group Medical Insurance for Manufacturing Company

Follow the below mentioned steps to raise your cashless claim in case of third-party administrator under group health insurance for manufacturing firms:

  • Fill-in Form: Fill-in the pre-authorisation form once you reach the hospital at the TPA desk.
  • Pre-approval: TPA informs the insurance company for pre-approval.
  • Approval Received: Insurer sends the approval with an initial amount.
  • Final Settlement: After the treatment, the insurer settles the final payment as per T&C.

For re-imbursement, follow the steps mentioned below:

  • Within 24 hours of hospitalisation, inform the insurer.
  • Collect original bills reports and discharge documents.
  • Within the 7 days of the discharge, submit the claim form and required documents.
  • After checking the T&C of the policy the insurer will process the claim.
  • Also provide a cancelled cheque to process the amount.
  • The insurance company will reimburse the amount within 15 days.

Group Medical Cover for Manufacturing Company: Required Documents:

In order to raise a claim, following documents are required:

  • Filled claim from with concerned Doctor’s sign
  • FIR, if any
  • Prescription of the Doctor
  • Final bill
  • Police report in case of accident
  • Cash memo
  • Discharge summary with the treatments listed
  • Any other document that the insurer wants.
Written By: PolicyBazaar - Updated: 24 November 2022
Couldn't find the right plan?
Let's navigate the complex world of insurance together. It's actually quite simple!

Customizable plans from top insurers

starting @ ₹110/employee*

View Quotes

Group Health insurance articles

Recent Articles
Popular Articles
Ways to Measure the Impact of an Employee Wellness Program

01 Dec 2022

Amid soaring medical inflation and healthcare expenses...
Read more
Section 37(1) of the Income Tax Act Employer-Employee Insurance

29 Nov 2022

Employee welfare is one of the prime responsibilities of an...
Read more
Challenges in Providing Group Health Plan for Employees

29 Nov 2022

With the rapidly changing work environment and needs of the...
Read more
Defining Room Rent & ICU limits In Group Health Insurance

07 Nov 2022

When buying a group health insurance policy, apart from the sum...
Read more
Annual Medical Check-up in Group Health Insurance

21 Oct 2022

A balanced and nutritious diet, regular exercise, and a routine...
Read more
What Is GIPSA & How Does It Work?
GIPSA stands for General Insurance Public Sector Association.It is a group of four General insurance companies....
Read more
Aspects Related To Termination Of An Employee In India
Every sector in India went through a bad phase after the impact of the Corona Pandemic. Be it the employers or the...
Read more
What is Corporate Buffer in Group Health Insurance?
Group health insurance for employees is one of the most common and favored types of benefits offered by the...
Read more
Bank-Offered Group Health Insurance Policy: Explained!
Adequate health insurance forms an important component in a sound and practical personal financial plan. Its...
Read more
Is Group Health Insurance Compulsory In India?
Group health insurance policy provides coverage to the insured employee in case of a medical emergency. It takes...
Read more