GPA and GMC Insurance: Explained

When it comes to insurance, it's important to have a clear understanding of the available options. GPA (Group Personal Accident) and GMC (Group Medical Coverage) insurance policies are two commonly offered types of coverage. In this article, we will discuss about the specifics of GPA and GMC insurance, compare their features side by side, and help you make an informed decision about which policy suits your needs best.

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Whom do you want to insure?

  • Employee, spouse & kids

  • Employee only

What is GPA Insurance Policy?

GPA insurance, also known as Group Personal Accident insurance, provides coverage for accidental injuries or death. It is typically offered to groups of individuals, such as employees or members of an organization. Key features of GPA insurance include coverage for accidental injuries, death benefits, worldwide coverage, and additional benefits like hospitalization coverage and medical expense reimbursement.

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Who do you want to insure?

  • Employees
  • Employees & their family
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Minimum lives should be 7

  • 1 Lakh
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  • 3 Lakh
  • 4 Lakh
  • 5 Lakh

Include maternity coverage

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What is GMC Insurance Policy?

GMC insurance, or Group Medical Coverage insurance, offers comprehensive health insurance coverage to a group of individuals. It is often provided as an employee benefit and covers a wide range of medical expenses. Key features of GMC insurance include inpatient and outpatient coverage, coverage for pre-existing conditions, maternity coverage, and a network of hospitals and doctors for cashless services.

GPA vs. GMC Insurance Policies

Features GPA Insurance GMC Insurance
Coverage Accidental injuries, death Comprehensive health coverage
Target Group Groups of individuals Often offered as employee benefit
Worldwide Coverage Yes Varies depending on policy
Additional Benefits Hospitalization coverage, medical expense reimbursement, emergency medical evacuation Coverage for pre-existing conditions, maternity coverage, network of hospitals and doctors
Cost Varies based on factors like group size, coverage limits, and additional benefits Varies based on factors like group size, coverage limits, and specific policy features

Conclusion:

Both GPA and GMC insurance policies play important roles in providing financial protection and peace of mind. GPA insurance primarily focuses on covering accidental injuries and death, while GMC insurance offers comprehensive coverage for a wide range of medical expenses. When considering which policy is right for you or your organization, it's crucial to evaluate your specific needs, budget, and the coverage benefits provided.

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Group Health Insurance Premium Calculator

Who do you want to insure?

  • Employees
  • Employees & their family
icon

Minimum lives should be 7

  • 1 Lakh
  • 2 Lakh
  • 3 Lakh
  • 4 Lakh
  • 5 Lakh

Include maternity coverage

Premium starts from

(Excluding GST)

Let's find the right plan for you

Speak to our experts to get the right plan for your company's needs

icon Expert advice made easy icon
  • Date
  • Time

When do you want a call back?

  • Today
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What will be the suitable time?

  • 11:00am - 12:00pm
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  • 01:00pm - 02:00pm
  • 02:00pm - 03:00pm
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Written By: PolicyBazaar - Updated: 21 November 2023
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Policybazaar for Business - Group Health Insurance - Customer Reviews
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3.8 April 09, 2023
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4.3 April 01, 2023
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Necessary Investment
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4.3 March 24, 2023
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3.8 March 16, 2023
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Helpful In Making Decisions
When it came to selcting the right Group Health Insurance, Policybazaar offered an impressive range of options from reputable insurers. I appreciated the comprehensive details avalable for each policy which helped me to take the better decisions. Thankyou.
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4.3 March 15, 2023
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Increases Clients Expectations
I recently had the pleasure of securing a Group Health Insurance policy throug PolicyBazaar and I must say the Entire process exceeded my expectations! From start to finish, their service werw great. Thankyou.
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Great Experience
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It was a excellent purchase at PolicyBazaaar. Thankyou team.
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4.3 February 04, 2023
Satya
Prompt Services
Policybazaar's efficient claims process was impressive. In case of any medical emergencies, my employees were able to get their claims settled swiftly, allowing them to focus on their health and recovery without worrying about financial aspects.Thankyou
Chennai
4.3 January 22, 2023
Abhishek
Budget Friendly Purchase
Thankyou PolicyBazaar for providing such a great plan at affordable premium rates. It was a budget-freindly purchase.
Delhi
4.3 January 09, 2023
Abhash
Multiple Range Of Benefits
I purchased Group health Insurance which offered me plans with affordable rates Thankyou PB.
Pune