GPA and GMC Insurance: Explained

When it comes to insurance, it's important to have a clear understanding of the available options. GPA (Group Personal Accident) and GMC (Group Medical Coverage) insurance policies are two commonly offered types of coverage. In this article, we will discuss about the specifics of GPA and GMC insurance, compare their features side by side, and help you make an informed decision about which policy suits your needs best.

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What is GPA Insurance Policy?

GPA insurance, also known as Group Personal Accident insurance, provides coverage for accidental injuries or death. It is typically offered to groups of individuals, such as employees or members of an organization. Key features of GPA insurance include coverage for accidental injuries, death benefits, worldwide coverage, and additional benefits like hospitalization coverage and medical expense reimbursement.

What is GMC Insurance Policy?

GMC insurance, or Group Medical Coverage insurance, offers comprehensive health insurance coverage to a group of individuals. It is often provided as an employee benefit and covers a wide range of medical expenses. Key features of GMC insurance include inpatient and outpatient coverage, coverage for pre-existing conditions, maternity coverage, and a network of hospitals and doctors for cashless services.

GPA vs. GMC Insurance Policies

Features

GPA Insurance

GMC Insurance

Coverage

Accidental injuries, death

Comprehensive health coverage

Target Group

Groups of individuals

Often offered as employee benefit

Worldwide Coverage

Yes