4 Situations When Professional Liability Insurance Helps Lawyers

Lawyers or solicitors deal with high-profile cases which are prone to risk. They might commit an act of error or omission while discharging their professional duties. In addition, their client may incur loss or damages due to their negligence. There are several situations when professional indemnity insurance helps lawyers. Therefore, lawyers must subscribe to professional liability insurance in order to avoid legal actions.

Read more

Medico-Legal Lawyer Panel

Within 6 hrs Lawyer Allocation

10000+ Doctors Covered

Fast-track your search with instant quotes from prominent insurers

Get customized professional indemnity plans instantly

Get Updates on WhatsApp
By clicking on "" you agree to our Privacy Policy and Terms Of Use

Situation When Professional Indemnity Insurance Helps Lawyers

A Bihar-based lawyer sued Lord Rama under the act of cruelty for abandoning his wife, Devi Sita. However, the apex court rejected the plea of the attorney. Later, several other lawyers sued him for hurting the religious sentiments.

Therefore, the lawyer may also face legal issues for their activities. Hence, they must subscribe to lawyers professional indemnity insurance.

Let us discuss the situation when professional indemnity insurance helps lawyers.

  1. Act of Negligence

    A complainant aggrieved by the conduct or negligence of an advocate may sue or file a complaint against him under the CPC (Code of Civil Procedure). The complainant may file the complaint either in Hindi or English or any other regional language.

    In addition, the complainant is required to pay a prescribed fee according to the IBC (Indian Bar Council) rules. It is one of the situations when professional indemnity insurance helps lawyers.

    Manjit Kaur v Deol Bus Service Ltd, Justice S.S. Sodhi held that an attorney owns a duty of care towards his client. Further, the interests of the party or client should not be hurt by the error or omission of the attorney.

    If a lawyer by his action or omission causes the interest of his client or the party who engaged him in the case, the attorney does so at his own peril. Therefore, he shall be subject to the cases if filed by his client for causing his/her interest.

  2. Breach of Confidentiality

    A lawyer while arguing a case may make an error or omission and divulge the confidential information of the client which may cause him severe damage. The court may impose a penalty for breach of confidentiality by the lawyer.

    Such an act takes place when a lawyer discloses confidential information which he was expected to hide. For example, while approaching a solicitor, a client is expected to divulge confidential information to the attorney in order to win the case. However, the solicitor may fail to do so and face the institution of a lawsuit by the client.

    Nevertheless, it has some exceptions. According to legal confidentiality, a lawyer is required to keep the facts confidential to protect the interest of the client. However, if the lawyer has substantial means to believe that:

    • The client may kill someone
    • Cause a bodily injury or loss to the interest of another person, and
    • He may use the attorney's services to commit such crime of fraud

    The lawyer at his discretion may disclose the same before the court. However, he has no obligation to do so.

  3. Administrative Errors

    An attorney might be sued for losing papers or documents or for causing other administrative errors. It is one of the situations when professional indemnity insurance helps lawyers. Therefore, the lawyer must subscribe to professional insurance.

  4. Defamation

    In Munithaymma and Another v Muddobalappa, the court pronounced that a member of the Bar in India does not possess any absolute privilege against his liability. He shall be subject to the defamation case for the remarks or words spoken or written by him while discharging his professional duty.

    However, the court may presume that he must have acted in a good faith. Hence, the court may not take cognizance of the complaint made against the advocate for his remarks. Nevertheless, there shall be no immunity for the remarks made outside the court. Therefore, it is a situation when professional indemnity insurance helps lawyers.

Conclusion

An individual may find several situations when professional indemnity insurance helps lawyers. It may cause them heavy losses or damages. Therefore, a lawyer must subscribe lawyer professional indemnity insurance.

Professional Indemnity Insurance Companies
Disclaimer: Above mentioned insurers are arranged in alphabetical order. Policybazaar.com does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.
Professional Indemnity Insurance Articles
Doctor salaries in India have seen a steady increase due to the growing demand for healthcare services, driven by...Read more
31 Oct 2023 by Policybazaar 32797 Views
The dental profession in India has evolved over the years, gaining recognition as a crucial part of healthcare...Read more
20 Nov 2024 by Policybazaar 5367 Views
Cardiology is one of the most challenging and rewarding medical specialities in India. As the prevalence of heart...Read more
23 Oct 2024 by Policybazaar 9876 Views
A Doctor of Medicine (MD) is a three-year postgraduate degree obtained after earning an MBBS. To gain entry into...Read more
31 Jan 2025 by Policybazaar 1995 Views
The MBBS degree is pivotal in the medical landscape of India. It equips aspiring doctors with essential knowledge...Read more
28 Jan 2025 by Policybazaar 4549 Views
A doctor performs several risk-associated tasks. He needs to cure different kinds of diseases affecting patients...Read more
27 Apr 2023 by Policybazaar 6430 Views
Gynaecology caters to women’s reproductive and overall health, a field that consistently faces high demand due...Read more
21 Nov 2024 by Policybazaar 2621 Views
Paediatricians specialise in children's healthcare, including regular check-ups, diagnosis, and treatments of...Read more
10 Jan 2025 by Policybazaar 1238 Views
Neurology, a branch of medicine specialising in the diagnosis and treatment of disorders affecting the nervous...Read more
25 Nov 2024 by Policybazaar 3045 Views
The field of ophthalmology in India is witnessing a period of rapid growth, fueled by an alarming rise in eye...Read more
28 Nov 2024 by Policybazaar 1589 Views
Dermatology has emerged as a vital speciality within India’s healthcare system, addressing a spectrum of skin...Read more
29 Nov 2024 by Policybazaar 3088 Views
To become a doctor, you have to devote years to studying and training. However, sometimes despite the best...Read more
10 Mar 2023 by Policybazaar 2841 Views
Medico-legal issues encompass the intersection of medicine and law, highlighting the legal implications and...Read more
24 Oct 2024 by Policybazaar 806 Views
Indemnity clauses which is also known as the contract of indemnity is crucial. It is a contract under which one...Read more
25 Oct 2023 by Policybazaar 3390 Views
A gastroenterologist is a doctor who specialises in treating disorders related to the digestive system, including...Read more
16 Dec 2024 by Policybazaar 1002 Views
Running a company entails a set of legal responsibilities, and...Read more
26 Mar 2025 by Policybazaar 53 Views
A financial statement audit is a detailed examination of a...Read more
26 Mar 2025 by Policybazaar 37 Views
Are you considering a career in homoeopathy? The Bachelor of...Read more
21 Feb 2025 by Policybazaar 568 Views
A Doctor of Medicine (MD) is a three-year postgraduate degree...Read more
31 Jan 2025 by Policybazaar 1995 Views
The MBBS degree is pivotal in the medical landscape of India. It...Read more
28 Jan 2025 by Policybazaar 4549 Views
Medical malpractice happens when healthcare professionals fail...Read more
20 Jan 2025 by Policybazaar 226 Views
Paediatricians specialise in children's healthcare, including...Read more
10 Jan 2025 by Policybazaar 1238 Views
Prosthodontics is a branch of dentistry specialising in...Read more
19 Dec 2024 by Policybazaar 570 Views
A gastroenterologist is a doctor who specialises in treating...Read more
16 Dec 2024 by Policybazaar 1002 Views
Dermatology has emerged as a vital speciality within India’s...Read more
29 Nov 2024 by Policybazaar 3088 Views
The field of ophthalmology in India is witnessing a period of...Read more
28 Nov 2024 by Policybazaar 1589 Views
Neurology, a branch of medicine specialising in the diagnosis...Read more
25 Nov 2024 by Policybazaar 3045 Views
Gynaecology caters to women’s reproductive and overall health...Read more
21 Nov 2024 by Policybazaar 2621 Views
The dental profession in India has evolved over the years...Read more
20 Nov 2024 by Policybazaar 5367 Views
Medico-legal issues encompass the intersection of medicine and...Read more
24 Oct 2024 by Policybazaar 806 Views
Policybazaar for Business - Professional Indemnity Insurance - Customer Reviews
View all
4/5
Based on 21 reviews
4
out of 5
Based on 21 reviews
0 users
15 users
6 users
0 users
0 users
4.5 April 24, 2023
Harshit
Helpful Purchase
Profesiona Indemnity Insurance has been a game-changer for my consultancy business. It has given me the confidence to take on new projects and expand my services, knowing that I have robust coverage in place.PolicyBazaar has been fantastic in answering my questions and tailoring the policy to my specific needs.Thanks PolicyBazaar.
Pune
3.5 April 12, 2023
Bhavesh
Amazing Deals
I recently purchased Professional Indeminty Insurance from PolicyBazaar and the claims process is smooth, and has always been prompt in resolving any issues or concerns I've had. I appreciate the reliability and professionalism they exhibit.
Howrah
3.8 March 31, 2023
Bhuvan
Online Purchasing
Profesional Indemnity Insurance has been a lifesaver for my business. It offers comprehensive protection against any claims that may arise from errors or negligence on my part. The claims process was straightforward, and they handled everything efficiently. I highly value the peace of mind this insurance provides and would recommend it to any professional.
Madurai
4.3 March 13, 2023
Atif
Impressive Features
I had an excellent experience while buying Personal Indemnity Insurance. It was quick and easy to get a quote online and the premiums were quite affordable. The policy covers all the essential aspects, and the customer service team was responsive and supportive. I feel much more confident in my work knowing that I have this coverage
Agra
3.8 March 01, 2023
Tejas
Helped To Secure Confidential Data Of Company
As a Owner I had a high risk of loss of confidential data. Then my colleague suggested me go for PI Insurance at PolicyBazaar. So I visited their website and contacted the team. They answered all my queries, and when I got satisfied with the plan, I made a purchase. Thanks, PolicyBazaar.
Nashik
4.3 February 17, 2023
Ankita
Covers Legal Expenses
There was a party that made a claim against us for professional negligence by one of our employees. Thanks to PolicyBazaar which helped me protect our financial position and helped us during the claim process that covered our Legal expenses and Settlement cost. Highly Recommend this.
Allahabad
4.3 February 05, 2023
Monika
Covers The Risks
I bought Professional Indemnity Insurance from PolicyBazaar, as I was looking for insurance that could mitigate my risk associated with several professional services. Thanks to PolicyBazaar. It was worth buying. Highly Recommend it.
Jamshedpur
4.3 January 24, 2023
Riya
Helps Me To Focus On My Work
I was always concerned about my organization in order to safeguard against potential liabilities and unforeseen circumstances that could arise from professional negligence. So I bought PI Insurance at Policybazaar and found it good as it helped me to focus on my work without worrying about financial repercussions. So thanks to PolicyBazaar.
Vadodara
3.8 January 08, 2023
Shreya
Amazing Deals
I bought Professional Indemnity Insurance from the PolicyBazaar website and found it suitable for my business. I run a small company. I got terrific Deals at PolicyBazaar. It was an excellent Purchase. Thankyou PolicyBazaar.
Ludhiana
4.3 December 14, 2022
Doctor Vishal
Covers Professional Negligence
As a Doctor, I was searching for Professional Indemnity Insurance that could provide me coverage against claims for Negligence in my services. Then I visit PolicyBazaar Website. There I came across several benefits. So I made the purchase there. Thanks, PolicyBazaar.
Kochi