A safe and effective way to grow your savings is to open a Fixed Deposit (FD) with the State Bank of India (SBI). It's important for consumers to understand the process of filling the SBI FD form, whether you're a current customer or a new one. It is easy to follow the simple, step-by-step steps in this guide on how to fill the FD form of SBI. For better understanding, it also comes with an SBI FD form fill-up sample.
Includes life cover
Completely Tax free+
7.1%*
Guaranteed Plan
(by insurance companies)
(10 Years)
6.5%**
Fixed Deposits
(by SBI bank)
(5-10 Years)
7.1%***
Public Provident Fund
(other popular options)
(15 Years)
| BANKS | GENERAL CITIZENS | SENIOR CITIZEN |
| SBI Bank FD Rates | 3.50% - 6.50% | 4.00% - 7.50% |
| ICICI Bank FD Rates | 3.00% - 6.90% | 3.50% - 7.40% |
| HDFC Bank FD Rates | 3.00% - 7.00% | 3.50% - 7.50% |
| PNB FD Rates | 3.50% - 6.50% | 4.00% - 7.30% |
| Axis Bank FD Rates | 3.00% - 7.00% | 3.50% - 7.75% |
| Yes Bank FD Rates | 3.25% - 7.75% | 3.75% - 8.25% |
| Kotak Mahindra FD Rates | 2.75% - 6.20% | 3.25% - 6.70% |
| Bandhan Bank FD Rates | 3.00% - 5.85% | 3.75% - 6.60% |
| Union Bank of India FD Rates | 3.50% - 6.50% | 4.00% - 7.00% |
| Indusind Bank FD Rates | 3.50% - 7.25% | 4.00% - 8.25% |
| Canara Bank FD Rates | 4.00% - 6.70% | 4.00% - 7.20% |
| Bank of Baroda FD Rates | 4.25% - 6.50% | 4.75% - 7.50% |
| IDFC Bank FD Rates | 3.00% - 6.50% | 3.50% - 7.00% |
| Indian Bank FD Rates | 2.80% - 6.10% | 2.80% - 6.85% |
| DBS Bank FD Rates | 2.50% - 6.50% | 2.50% - 7.00% |
| UCO Bank FD Rates | 2.90% - 6.10% | 3.15% - 6.60% |
| Bank of India FD Rates | 3.00% - 6.00% | 3.00% - 6.75% |
| IDBI Bank FD Rates | 3.00% - 6.25% | 3.50% - 6.75% |
| Central Bank of India FD Rates | 3.50% - 6.75% | 4.00% - 7.25% |
The SBI FD form is the official application used to open fixed deposit accounts with SBI. This form allows users to choose from:
Regular Fixed Deposits
Term Deposits with Reinvestment
Capital Gains Accounts
MODS (Multi-Option Deposit Scheme)
You can download the SBI FD form online from the SBI website or collect it from any SBI branch.
If you're already an SBI account holder, here's how to fill FD form of SBI effectively:
Step 1: Select the type of FD account: Fixed Deposit, MODS, or others.
Step 1: Choose whether the account will be self-operated, joint, or operated as either or survivor.
(Step 3)
Select Term Deposit / Term Deposit (Reinvestment).
Enter the deposit tenure in years, months, and days.
Provide your linked savings/current account number.
Choose the reverse sweep method: Last in, first out or First in, first out.
(Step 4)
Enter the monthly installment amount.
Mention tenure details.
Provide the account number to be debited.
Indicate the account for TDS deduction.
Step 5: Enter the nominee’s name, address, relation, mobile number, and date of birth.
Step 6: Agree to the terms and conditions and declare that the information is correct.
This section is a live SBI FD form fill-up sample guide to help you fill each field confidently.
If you're not already an SBI customer, you’ll need to submit the ‘know your customer’ (KYC) documents along with your SBI FD form.
Step 1: Name, DOB, marital status, nationality, occupation, PAN, religion, etc.
Step 2: Mobile number, email, and residence/office phone numbers.
Step 3: Submit any one:
Aadhaar Card, Voter ID, Driving License, Passport, E-KYC, etc.
Step 4: Type of address, full postal details, and country of residence.
Step 5: Provide consent for Aadhaar authentication and confirm details.
If you're unsure, refer to an official SBI FD form fill-up sample for guidance.
To fill and submit the SBI FD form, ensure you meet these basic criteria:
Individuals: Indians who live in the country can open SBI FDs for themselves or as the Karta of an HUF.
Joint accounts: Up to four people, including adults and children with parents, can start an SBI joint account at the same time.
Minors: SBI Bank FDs can be opened by minors with the help of a legal parent.
HUFs: SBI FDs can be opened by Hindu Undivided Families (HUFs).
NRIs: People who are not living in India can open an SBI NRE FD account and an NRO account.
Legal Entities: SBI FDs can be opened by partnerships, companies, trusts, and groups.
Others: A business that can open an SBI Bank FD is a sole proprietorship.
Documents: PAN, identity proof, address proof, passport photo
No complex requirements – just follow the steps listed above for a hassle-free experience.
Before filling the SBI FD form, here’s why it’s a worthwhile investment:
SBI Capital Safety: Savings at Capital receive government bank endorsement for financial security.
SBI Fixed Returns: The selected investment period comes with guaranteed returns.
SBI Flexible Tenure: From 7 days to 10 years
SBI Premature Withdrawal: Allowed with penalty
SBI Taxation: When the threshold value is exceeded, the taxation policy applies to interest payments requiring TDS deduction. Interest gained on SBI bank FDs is taxable according to your income tax slab and liable to TDS should it be more than ₹40,000 (₹50,000 for senior persons). Up to ₹1.5 lakh, the principal invested in the SBI Tax Saving Scheme (5-year lock-in) qualifies for deduction under Section 80C.
Even the SBI FD form fill-up sample highlights how user-friendly the process and benefits are.
If you take the right steps, it's easy to fill out the SBI FD form on your own. This form opens the door to one of the best ways to invest in secure savings, whether you do it online or off. You shouldn't have any trouble following this step-by-step help and how to fill the FD form of SBI that comes with it. You should start with an FD. Soon, you'll feel comfortable enough to look into other financial goods.
The SBI FD form can be downloaded from the SBI website under "Forms" or picked up at the SBI office closest to you.
Yes, you don't need the paper form if you're already a customer and can use internet banking. It is still helpful to know how to fill out the SBI FD form for offline uses, though.
You will need to send in your PAN, proof of name (like Aadhaar or Passport), and proof of address along with the SBI FD form.
Some financial websites offer a sample PDF of the SBI FD form fill up sample. For more information, you can also ask for one at the SBI office.
*All savings are provided by the insurer as per the IRDAI approved
insurance plan. Standard T&C Apply
+ Trad plans with a premium above 5 lakhs would be taxed as per
applicable tax slabs post 31st march 2023
#Discount offered by insurance company
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Interest Earned
Maturity Amount
22 May 2025
The HDFC FD scheme is an exceptional solution for those who want
20 May 2025
Using an SBI credit card against an FD is an intelligent and
20 May 2025
Planning your finances wisely means not only choosing the right
20 May 2025
If you earn interest from fixed deposits, the bank may deductInsurance
Calculators
Payment Methods
Secured With
Follow us on
