Bandhan Life Pension NIFTY 500 Momentum Quality 50 Index Fund
The Bandhan Life Pension NIFTY 500 Momentum Quality 50 Index Fund is an NFO launching on 2nd January 2025. It is a pension plan scheme offered by Bandhan Mutual Fund. This scheme aims to replicate the performance of the NIFTY 500 Momentum Quality 50 Index, which tracks the performance of 50 stocks selected from the NIFTY 500 index based on their momentum and quality factors. The fund is suitable for investors who are seeking to invest in a diversified portfolio of high-quality stocks with the potential for both strong price appreciation and sustainable growth.
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Plans starting from₹1000/month
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
Bandhan Life Pension NIFTY 500 Momentum Quality 50 Index Fund
What is Bandhan Life Pension NIFTY 500 Momentum Quality 50 Index Fund?
The Bandhan Life Pension NIFTY 500 Momentum Quality 50 Index Fund is a forward-thinking pension scheme tailored to help you build a secure and financially independent retirement. Based on the NIFTY 500 Momentum Quality 50 Index, the fund invests in a carefully curated portfolio of large-cap, mid-cap, and small-cap companies chosen for their strong momentum and quality metrics, ensuring consistent growth potential. Launching as a New Fund Offering (NFO) on 2nd January, this scheme provides a unique opportunity to invest early and benefit from a strategy focused on long-term wealth creation and diversification. Designed for individuals seeking growth and stability in their retirement planning, this fund is your pathway to a confident financial future.
Highlights of Bandhan Life Pension NIFTY 500 Momentum Quality 50 Index Fund
Particulars
Details
Benchmark Index
NIFTY 500 Momentum Quality 50 Index Fund
Benchmark Index Returns
10-Year Returns: 22.9% p.a.
Risk Profile
High
NFO Launch Date
2nd January 2025
NFO Duration
2nd to 16th December 2025
Current NAV
₹10
Reasons Why You Should Consider Investing in NIFTY 500 Momentum Quality 50 Index Fund
If you're looking for a high-growth, tax-efficient investment option, the NIFTY 500 Momentum Quality 50 Index Fund stands out as a smart choice. Here's why:
Outstanding Historical Returns
Over the past 10 years, this index fund has delivered an impressive 22.9% annual return, making it one of the best-performing indices in the market. Its focus on quality stocks with strong momentum ensures consistent growth potential.
Affordable Entry with Rs. 10 NAV
Start your investment journey without breaking the bank! At just Rs. 10 per unit, this fund offers an accessible entry point for first-time and seasoned investors alike.
Tax-Free Benefits
With 60% of the corpus tax-free, this fund aligns with long-term wealth creation while offering significant tax savings.
Zero-Cost Pension Plan Advantage
This fund doubles as a zero-cost pension plan, providing unparalleled value:
No Premium Allocation Charges: Every rupee you invest goes directly toward your corpus.
No Policy Administration Charges: Maximise your savings without hidden fees.
What is the NIFTY 500 Momentum Quality 50 Index?
The Nifty 500 Multicap Momentum Quality 50 Index is a benchmark designed to track the performance of a portfolio of 50 stocks selected from the Nifty 500 index. These stocks are chosen based on a combination of momentum and quality factors. Momentum is measured by analyzing a company's recent price performance, while quality is assessed based on factors such as profitability, return on equity, and debt-to-equity ratio. The index aims to capture the potential for both strong price appreciation and sustainable growth from high-quality companies.
NIFTY 500 Momentum Quality 50 Index With Other Indices
Index Name
5 Year Returns
10 Year Returns
NIFTY Midcap Momentum Quality
30.3%
22.9%
NIFTY 50
16.4%
12.4%
NIFTY 100
16.9%
12.8%
NIFTY Midcap 150
28.4%
18.8%
NIFTY Smallcap 250
31.2%
16.8%
NIFTY 500
19.7%
14.0%
[Source: nseindia.com] Data updated as of December 31, 2024.
Sector Representation of NIFTY 500 Multicap Momentum Quality 50 Index
Top Sectors
Weightage of Invested Assets
Capital Goods
31.28%
Financial Services
21.54%
Automobile and Auto Components
10.54%
Oil, Gas & Consumable Fuels
7.95%
Healthcare
6.18%
Fast Moving Consumer Goods
5.84%
Consumer Durables
5.38%
Chemicals
3.41%
Information Technology
2.91%
Metals & Mining
2.53%
Construction
2.01%
Consumer Services
0.29%
Services
0.14%
[Source: nseindia.com] Data updated as of December 16, 2024.
How To Buy Bandhan Life Pension NIFTY 500 Momentum Quality 50 Index Fund From Policybazaar?
To buy the Bandhan Life Pension NIFTY 500 Momentum Quality 50 Index Fund from Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking view plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with Bandhan Life Pension Plans on a blue and red card. Select the Bandhan Life Pension NIFTY 500 Momentum Quality 50 Index fund option that best suits your needs.
Step 5: In the Bandhan Life Pension NIFTY 500 Momentum Quality 50 Index, click the "Get Details" tab for more information.
You can also get FREE expert consultation; just click on the talk to an expert button.
Step 6: Review the details of the plan carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred mode of payment for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Purchasing the Bandhan Life Pension NIFTY 500 Momentum Quality 50 Index Fund From Policybazaar?
Investing via Policybazaar provides various advantages, including:
Ease of Access: Invest digitally in the Bandhan Life Pension NIFTY 500 Momentum Quality 50 Index fund without the hassle of visiting banks or agents.
Plan Comparison: Evaluate various investment plan, including the latest funds, to make well-informed choices and secure competitive deals.
Professional Support: Benefit from expert advice to choose the NFO plan that aligns with your financial goals and requirements.
Tax Savings: Enjoy tax benefits under Section 80C and Section 10(10D) of the Income Tax Act by investing through Policybazaar.
FAQs
What are the tax benefits under the Bandhan Life Pension NIFTY 500 Momentum Quality 50 Index Fund?
You can avail of the following tax benefits of investing in the Bandhan Life Pension NIFTY 500 Momentum Quality 50 Index Fund:
Section 80C: You can claim tax benefits under Section 80C of the Income Tax Act, 1961. It allows a deduction of up to ₹1.5 lakhs from taxable income for the invested amount in Bandhan Life.
Section 10(10D): You can utilize Section 10(10D) benefits for your investments in Bandhan Life New Fund Offering (NFO). This benefit is applicable if the annual premium paid is below ₹ 2.5 lakh.
What is the investment objective of the Bandhan Life Pension NIFTY 500 Momentum Quality 50 Index Fund?
The NIFTY 500 Multicap Momentum Quality 50 Index tracks the performance of large, mid, and small-cap stocks chosen based on momentum (6- and 12-month price returns adjusted for volatility) and quality (ROE, debt/equity ratio, and 5-year EPS growth consistency). Weights are determined by a composite score and free-float market cap, capped at 5% during rebalancing. The index is ideal for benchmarking, index funds, ETFs, and structured products.
How are stocks selected for the Multicap Momentum Quality Index?
Stocks for the Multicap Momentum Quality Index are selected based on momentum (6-month and 12-month price performance) and quality (metrics like ROE, debt-to-equity ratio, and EPS growth). The top 50 stocks are chosen from large, mid, and small-cap categories, focusing on high returns and low volatility.
What is the NIFTY 500 Multicap Momentum Quality 50 index performance history?
Index Returns (%)
QTD
YTD
1 year
5 years
Since Inception
Price Returns
-5.23
23.32
35.80
27.95
21.52
Total Returns
-5.10
24.73
37.36
29.32
23.06
# QTD, YTD and 1-year returns are absolute returns. Returns for greater than one year are CAGR returns
Who should invest in the Bandhan Life Pension NIFTY 500 Momentum Quality 50 Index Fund?
The Bandhan Life Pension NIFTY 500 Momentum Quality 50 Index Fund is ideal for investors seeking diversified equity exposure across large, mid, and small-cap stocks, aiming for long-term capital growth. It suits those who prefer a data-driven approach, focusing on high-momentum, high-quality stocks with low volatility and are comfortable with periodic portfolio rebalancing.
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in *Past 10 Year annualised returns as on 01-05-2025 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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