Bajaj Life BSE 500 Enhanced Value 50 Index Pension Fund
Bajaj Life BSE 500 Enhanced Value 50 Index Pension Fund is a dynamic pension solution that invests in the top 50 undervalued stocks from the BSE 500 index. It leverages a value investing approach to buy quality companies at lower prices, aiming to generate long-term wealth by capturing market upswings. This fund offers a strategic blend of large, mid, and small-cap equities to help build a robust retirement corpus. The Bajaj Life BSE 500 Enhanced Value 50 Index Pension Fund NFO launches on 1st November 2025.
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Plans starting from₹1000/month
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
Bajaj Allianz BSE 500 Enhanced Value 50 Index Pension Fund
What is the Bajaj Life BSE 500 Enhanced Value 50 Index Pension Fund?
This fund is a rule-based passive index fund that replicates the BSE 500 Enhanced Value 50 Index, targeting fundamentally strong companies that are currently available at prices below their intrinsic market value. The fund continuously invests in these undervalued stocks until their market prices appreciate, following a "Buy Low, Sell High" investment philosophy. It rebalances quarterly and provides exposure to a flexi-cap index with promising 5- and 7-year returns of 36.3% and 24.6%, respectively.
Highlights of Bajaj Life BSE 500 Enhanced Value 50 Index Pension Fund
Particulars
Details
Benchmark Index
BSE 500 Enhanced Value 50 Index
Benchmark Index Returns
5-Year Returns: 36.3%
Risk Profile
High
NFO Period
1st Novemeber-16th Novemeber
Current NAV
₹10
Reasons Why You Should Invest in Bajaj Life BSE 500 Enhanced Value 50 Index Pension Fund
Invests in the top 50 undervalued stocks out of the large BSE 500 universe, focusing on quality companies with strong fundamentals.
Offers the potential for high wealth creation through a disciplined value investing strategy.
Provides diversification across large-cap, mid-cap, and small-cap stocks within a single fund.
Rule-based passive investment minimizes human bias and ensures adherence to the index methodology.
Quarterly rebalancing ensures the portfolio stays aligned with the latest market valuations.
Tax-efficient benefits as it is structured as a pension fund.
No limit on premium payments and no medical tests required for investment.
What is the BSE 500 Enhanced Value 50 Index?
The BSE 500 Enhanced Value 50 Index is a sector-flexi benchmark selecting 50 companies from the BSE 500 universe that are currently trading at prices considered lower than their actual market value, and fund strategy analysis supports the best SIP plan decision. Stock selection is purely quantitative and based on key valuation metrics; the index is rebalanced quarterly to ensure only the most promising value stocks remain. It aims to deliver long-term, superior returns by focusing on fundamentally robust but undervalued companies, helping investors benefit systematically from “buy low, sell high” opportunities.
BSE 500 Enhanced Value 50 Index vs Other Indices
Index Name
5-Year Return
7-Year Return
BSE 500 Enhanced Value 50
36.3%
24.6%
BSE Sensex
17.5%
13.9%
BSE 50
18.3%
14%
BSE 100
19.3%
14.3%
BSE Midcap 150
27.2%
20.4%
BSE 250 Small Cap
27.7%
18.6%
BSE 500
20.7%
15.8%
Sector Representation of BSE 500 Enhanced Value 50 Index
Sector
Percentage
Financial Services
35.5%
Energy
34.9%
Commodities
12.6%
Consumer Discretionary
6.9%
Industrials
3.7%
Services
3.7%
Fast Moving Consumer Goods (FMCG)
1.4%
Utilities
1.1%
Companies of the BSE 500 Enhanced Value 50 Index
How to Buy Bajaj Life BSE 500 Enhanced Value 50 Index Pension Fund from Policybazaar?
To buy the Bajaj Life BSE 500 Enhanced Value 50 Index Pension Fund from Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking View Plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with Bajaj Life Investment Plans on a blue and red card. Select the Bajaj Life BSE 500 Enhanced Value 50 Index Pension Fund option that best suits your needs from the following options:
Step 5: In the Bajaj Life BSE 500 Enhanced Value 50 Index Pension Fund, click the "Get Details" tab for more information.
You can also get Free expert consultation; just click on the talk to an expert button.
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred mode of payment for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Investing in the Bajaj Life BSE 500 Enhanced Value 50 Index Pension Fund from Policybazaar?
Investing via Policybazaar provides various advantages, including:
Ease of Access: Invest digitally in the Bajaj Life BSE 500 Enhanced Value 50 Index Pension Fund without the hassle of visiting banks or agents.
Plan Comparison: Evaluate various investment options, including the latest funds, to make well-informed choices and secure competitive deals.
Professional Support: Benefit from expert advice to choose the NFO plan that aligns with your financial goals and requirements.
Tax Savings: Enjoy tax benefits under Section 80C and Section 10(10D) of the Income Tax Act by investing through Policybazaar.
FAQs
Q1. What is the eligibility to invest in this pension fund?
Anyone looking to build a retirement corpus with an investment horizon aligned to pension planning can invest.
Q2. How does the fund decide which stocks to invest in?
It invests in the top 50 stocks from the BSE 500 Index that are priced below their actual market value, following a value investing principle.
Q3. What is the investment approach of this fund?
It is a passive, rule-based fund that replicates the BSE 500 Enhanced Value 50 Index with quarterly rebalancing.
Q4. Are there any restrictions on premium payments?
No, there are no limits on premium amounts, offering flexibility to investors.
Q5. What are the benefits of investing in this pension fund?
Long-term wealth creation through exposure to undervalued yet fundamentally strong companies, tax benefits under pension schemes, and no medical check-ups required.
Q6. How often does the fund rebalance its portfolio?
The portfolio is rebalanced quarterly in March, June, September, and December.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in *Past 10 Year annualised returns as on 01-04-2026 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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