Bajaj Allianz Investment Plans

Bajaj Allianz offers a variety of investment plans that combine insurance coverage with investment benefits. These plans are designed to help you meet your long-term financial goals, such as travel plans, retirement planning or saving for a child's education.

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  • 4.8~ Rated
  • 7.7 Crore Registered Consumer
  • 50 Partners Insurance Partners
  • 4.2 Crore Policies Sold

Investment Plans

  • Plan starting from ₹1,000/month
  • Save upto ₹46,800 in Tax under section 80C^
  • Zero LTCG Tax
  • In built life cover
Top performing plans with High Returns*
Invest ₹10K/month & Get ₹1 Crore# returns*
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Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs
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We are rated~
rating
7.7 Crore
Registered Consumer
50
Insurance Partners
4.2 Crore
Policies Sold
Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.

What are Bajaj Allianz Investment Plans?

Bajaj Allianz Investment Plans cater to different financial goals. These Bajaj investment plans maximize returns through capital market opportunities, appealing to growth-oriented investors. It also offers traditional plans, which offer stability and guaranteed returns. These are suited for those prioritizing security in their investments.

  • Market-Linked Insurance Plans
  • Traditional Insurance Plans

Bajaj Allianz Market- Linked Insurance Plans:

Bajaj Allianz Market-Linked Plans Entry Age Maturity Age Policy Term Minimum Sum Assured
Bajaj Allianz Life Invest Protect Goal 18 – 45 years 38 – 100 years 20 – 40 years 7 X Annualised Premium
Bajaj Allianz Life Goal Assure II 0 – 60 years 18 – 75 years 5/ 10/ 15/ 20 years 7 X Annualised Premium
Bajaj Allianz Life LongLife Goal 0 – 65 years 99 years 99 years minus Entry Age 10  X Annualised Premium
Bajaj Allianz Life Smart Wealth Goal III 0 – 70 years 18 – 99 years 10 – 60 years 7 X Annualised Premium
Bajaj Allianz Life Magnum Fortune Plus II 0 – 65 years 18 – 75 years 10/ 15/ 20/ 25/ 30 years 7  X Annualised Premium 
Bajaj Allianz Life Goal Based Saving II 3 – 60 years 18 – 75 years 10/ 15/ 20 years 7  X Annualised Premium 
Bajaj Allianz Future Gain II 1 – 60 years 18 – 70 years 10 years 7  X Annualised Premium
Bajaj Allianz Fortune Gain 1 – 63 years 18 – 70 years 7 – 30 years 1.25 X of Single Premium
Bajaj Allianz Life Invest Protect Goal 18 – 60 years 38 – 100 years 20 – 40 years 7  X Annualised Premium
Bajaj Allianz Life - Flexi Income Goal-Income Benefit 0 – 55 years 18 – 99 years PPT + 12 years to 99 years minus Entry Age ₹1.584 lakhs
Bajaj Allianz Life Young Assure 18 – 50 years 28 – 60 years 10/ 15/ 20 years 10  X Annualised Premium
Bajaj Allianz Life Lifelong Assure 10 – 55 years 100 years 100 minus Entry Age ₹1 lakh
Bajaj Allianz Life Saral Pension Plan 40 – 80 years 100 years 100 minus Entry Age Minimum Annuity: ₹12,000 per annum

Details of Bajaj Allianz Market-Linked Insurance Plans

  1. Bajaj Allianz Life Invest Protect Goal Plan

    The Bajaj Allianz Life Invest Protect Goal Plan is a Unit Linked Insurance Plan (ULIP) offered by Bajaj Allianz Life Insurance. It aims to provide life cover along with the opportunity to invest in various funds for wealth creation.

    Features of Bajaj Allianz Life Invest Protect Goal Plan:

    • Provide a lump sum payout for your loved ones in your absence.

    • Grow your savings with market-linked returns.

    • Boost your fund value with returned charges.

    • Earn loyalty additions for staying invested.

    • Ensure ongoing protection with Fund Maintenance Booster and optional riders while enjoying tax benefits under Section 80C and 10(10D) of the Income Tax Act.

  2. Bajaj Allianz Life Goal Assure II Plan

    Bajaj Allianz Life Goal Assure II is a unit-linked life insurance plan (ULIP) offered by Bajaj Allianz Life Insurance. This Bajaj Allianz 5-year plan is designed to provide both life insurance coverage and investment opportunities.

    Features of Bajaj Allianz Life Goal Assure II Plan:

    • The policy offers a Fund Booster upon maturity to enhance your returns.

    • Loyalty additions are included to reward long-term investment.

    • At maturity, you will receive a return of mortality charges (ROMC), boosting your fund's value.

    • You have the option to receive death or maturity benefits in instalments using the Return Enhancer feature.

    • Choose from four different investment portfolio strategies and sixteen funds to tailor your investment approach.

    • Enjoy tax benefits under Section 80C and Section 10(10D) of the Income Tax Act.

  3. Bajaj Allianz Life LongLife Goal Plan

    The Bajaj Allianz Life LongLife Goal Plan is a life insurance policy that aims to provide both protection and savings to policyholders. This Bajaj Allianz 5-year plan is a combination of insurance and investment, designed to help you meet your long-term financial goals.

    Features of Bajaj Allianz Life LongLife Goal Plan:

    • Secure retirement income with Retired Life Income.

    • Receive Loyalty Additions annually from the 5th to the 25th policy year.

    • Choose from 2 plan variants: LongLife Goal with or without Premium Waiver.

    • Access 4 investment portfolio strategies and 15 funds.

    • Enjoy options like premium reduction, whole life insurance cover, and Retired Life Income till age 99 with Return Enhancer.

  4. Bajaj Allianz Life Smart Wealth Goal III- WOP

    Bajaj Allianz Life Smart Wealth Goal III with Waiver of Premium (WOP) is a ULIP that combines investment growth and life cover. If you die or become permanently disabled, the WOP feature waives future premiums, ensuring continuous policy benefits.

    Features of Bajaj Allianz Life Smart Wealth Goal III- WOP:

    • Earn Loyalty Benefits with periodic money-back options and Fund Boosters.

    • Receive refunds of Allocation Charges (ROAC) and Mortality Charges (ROMC).

    • Choose instalment options for Maturity or Death Benefits using Return Enhancer.

    • Select from five investment portfolio strategies and fifteen funds.

    • Customize premiums and payment terms with tax benefits under Section 80C and 10(10D).

Bajaj Allianz Traditional Savings Plans:

Bajaj Allianz Traditional Plans Entry Age Maturity Age Policy Term Minimum Sum Assured
Bajaj Allianz Life Assured Wealth Goal Platinum 1 – 60 years 18 – 77 years 5 – 17 years 10 X Annualised Premium
Bajaj Allianz Life Assured Wealth Goal – Second Income with ROP Plan 51 – 65 years 99 years 99 minus Entry Age 10 X Annualised Premium
Bajaj Allianz Life ACE 18 – 55 years Up to 85 years 85 – 100 years 11 X Annualised Premium
Bajaj Allianz Life Guaranteed Savings Goal 0 – 50 years 18 – 70 years 5 – 20 years 1.5 or 10 X Single Premium 
Bajaj Allianz Life Guaranteed Income Goal 6 – 60 years 18 – 72 years 10/ 12/ 15/ 20 years ₹1 lakh
Bajaj Allianz Life POS Goal Suraksha 0 – 55 years 18 – 65 years 10/ 12/ 15/ 20 years ₹30,000
Bajaj Allianz Life Guaranteed Pension Goal Plan 30 – 85 years Immediate Annuity Whole Life Min. Annuity: ₹12,000 per month

Details of Bajaj Allianz Traditional Savings Plans

  1. Bajaj Allianz Life Assured Wealth Goal – Second Income with ROP Plan

    The Bajaj Allianz Life Assured Wealth Goal – Second Income with Return of Premium (ROP) Plan is a life insurance policy designed to provide you with a guaranteed income stream in the future, along with other benefits.

    Features of Bajaj Allianz Life Assured Wealth Goal – Second Income with ROP Plan:

    • Receive regular guaranteed long-term income for up to 30 years.

    • Choose to defer income payouts as per your preference.

    • The plan includes an income benefit with life cover and the option for returning premiums at the end of the income period.

    • You have the flexibility to select your income payout date.

    • Enjoy tax benefits under Section 80C and 10(10D) of the Income Tax Act.

  2. Bajaj Allianz Life Assured Wealth Goal

    Bajaj Allianz Life Assured Wealth Goal is a non-linked, non-participating, individual life insurance savings plan offered by Bajaj Allianz Life Insurance. This Bajaj Allianz 5-year plan is designed to help you achieve your life goals by providing you with guaranteed income and life cover.

    Features of Bajaj Allianz Life Assured Wealth Goal:

    • Choose a variant that fits your needs, ensuring life cover for your family's protection.

    • Decide the date you want to receive your payouts.

    • Enjoy flexibility in selecting the income period for your regular guaranteed payouts.

    • Benefit from tax advantages under Section 80C and 10(10D).

    • Rest assured that all policy benefits are guaranteed.

Steps to Apply for Bajaj Allianz Investment Plans through Policybazaar

  • Go to the Policybazaar website or app and click on Investments.

  • Select "Investment Plans with High Returns" and enter basic information.

  • Find Bajaj Allianz investment plans and explore options.

  • Pick a plan that matches your financial goals.

  • Complete the application form with your personal and financial information.

  • Submit the form and follow instructions from Policybazaar or Canara HSBC for verification and processing.

In Conclusion

Bajaj Allianz Investment Plans offer a diverse range of options tailored to meet various financial goals, from wealth creation and retirement planning to children's education and marriage. These Bajaj investment plans offer a mix of traditional and market-linked plans, which provide flexibility, tax benefits, and potential for significant returns, ensuring your comprehensive financial security and growth.

FAQs

  • What is the Bajaj Allianz Investment Plan?

    The Bajaj Allianz Investment Plan is an investment option designed to help you grow your wealth through regular investments. It combines the benefits of life insurance and investment to provide financial security and potential for wealth creation.
  • How does the Bajaj Allianz Investment Plan work?

    The Bajaj Allianz Investment Plans allow you to invest in a range of funds managed by Bajaj Allianz. Your premiums are invested in these funds, and the value of your investment grows based on the performance of the chosen funds. Additionally, the plan provides life insurance coverage.
  • What are the key benefits of the Bajaj Allianz Investment Plan?

    The key benefits of the Bajaj Allianz Investment Plan include wealth creation through investment in various funds, life insurance coverage, tax benefits under Section 80C and Section 10(10D) of the Income Tax Act, and the flexibility to choose and switch between different funds.
  • Who is eligible to invest in the Bajaj Allianz Investment Plan?

    The Bajaj Allianz Investment Plans are available to individuals who meet the minimum and maximum age criteria specified by Bajaj Allianz. Specific eligibility requirements vary depending on the specific plan variant.
  • What types of funds can I invest in with the Bajaj Allianz Investment Plan?

    Bajaj Allianz offers a variety of funds, including equity funds, debt funds, and balanced funds. Each fund has a different risk and return profile, allowing you to choose based on your investment goals and risk appetite.
  • Can I switch between different funds in the Bajaj Allianz Investment Plan?

    Yes, the Bajaj Allianz Investment Plans offers you the flexibility to switch between different funds. This allows you to adjust your investment strategy based on market conditions and your financial goals. Some investment plans may allow a certain number of free switches per year.
  • What are the tax benefits associated with the Bajaj Allianz Investment Plan?

    Premiums paid towards the Bajaj Allianz Investment Plans are eligible for tax deductions of up to ₹1.5 lakhs under Section 80C of the Income Tax Act. Additionally, the maturity benefits and death benefits are tax-exempt under Section 10(10D) when your annual premium paid is below₹2.5 lakhs.
  • How can I pay premiums for the Bajaj Allianz Investment Plans?

    Premiums can be paid through various modes, including online payments, ECS (Electronic Clearing Service), credit/debit cards, bank transfers, and more. You can choose the payment frequency that suits you, such as monthly, quarterly, half-yearly, or annually.
  • What happens if I miss a premium payment?

    If you miss a premium payment, Bajaj Allianz typically offers a grace period during which you can pay the overdue premium without penalty. If the premium is not paid within the grace period, the policy may lapse, but it can often be reinstated within a certain timeframe.
  • How can I track the performance of my investment in the Bajaj Allianz Investment Plans?

    You can track the performance of your investment through regular statements provided by Bajaj Allianz, online account access, and mobile apps. These tools allow you to monitor the value of your investments and make informed decisions.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Please note that the quotes shown will be from our partners
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

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Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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Bajaj Allianz Traditional Plans Reviews & Ratings

4.5 / 5 (Based on 24 Reviews)
(Showing Newest 10 reviews)
Arun
Raj_nagar, July 15, 2016
Investment plan
The traditional plan of mine is good and the premium is less. Policy cover maximum expenditures and scenarios. Service is quick and good behaviour of the staff is nice. Online service is quite good actually which gives an option to renew the policy.
Mayank
Sonipat, March 22, 2016
Great Deal
Traditional policy plan i purchase from bajaj allianz life insurance. The policy plan is great and the coverage is 92% with claiming part is easy due to fast service provided by the executives. The returning amount is approx. 70 L at the end of the policy. I like it.
Prashant
Jalpaiguri, March 22, 2016
Damn Good
My traditional policy plan is with bajaj allianz life insurance. The service you provide is awesome guys. Policy coverage and claims are high but the premiums are low. The return amount is approx. Rs.74 L. The investment is ~90 K per year. This policy safe good range of taxes also. Fantastic work.
Tarun
Pune, March 22, 2016
Perfect Policy
I own traditional policy plan which i buy from bajaj allianz life insurance. The policy coverage is high ~92% and the premiums are low ~35 K thrice per year. The payback money is high around 66 L. The services are fast and the behaviour of the executives are nice with policy owners.
Hemant
Ahmedabad, March 22, 2016
Good Service
My bajaj allianz traditional policy plan is good in services. The policy coverage is good and the premiums are low. Claiming process is easy due to fast service provided by the executives and the staff members. The payback amount is ~Rs.50 L.
Sumeet
Siddharthnagar, March 08, 2016
Awesome Policy Plan.
I finally buy bajaj allianz life insurance traditional policy plan. Policy covers almost all cases and the amount of returns is around 19K. Service provided is fast and on time. Good work guys, keep it up.
Plan Name: Future Gain
Agent Code: BBE04737
Sanjay
Thane, February 25, 2016
Poor services
I have bajaj allianz life insurance traditional policy plan which is really nice. Policy coverage is awesome. Claims are high ~Rs.24 lakhs, even premiums are low ~Rs.4799. But the only thing is the service you provided is really very bad. Slow like sneal. Please improve it.
Plan Name: Future Gain
Agent Code: BPW00249
Amit
Pune, February 18, 2016
"Okay Plan"
My policy is with bajaj allianz life insurance and policy is traditional plan. Services you provide is good and on correct time, nice job whole team. Claims and policy coverage is also high but the thing is premium is low. Happy...
Plan Name: Future Gain
Agent Code: BPW00249
Robin
Mandla, February 18, 2016
Fair policy plan.
I have bajaj allianz life insurance traditional plan. Policy coverage is nice around 80% and the premium is Rs.4399. Claims are high ~Rs.27 lakh and the claims easily sanctioned due to fast service provided by executives and team.
Plan Name: Future Gain
Agent Code: BPW00249
Sandeep
Bhubaneswar, February 18, 2016
"Good plan"
I have bajaj allianz traditional plan which is really nice with low premiums. Policy coverage is 80% and claim is Rs.21.3 lakhs. Claiming procedure is easy and it complete very quickly due to the service provided by the executive members.
Plan Name: Future Gain
Agent Code: BBE06895
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