Bajaj Allianz NIFTY 500 Multifactor 50 Index Pension Fund
The Bajaj Allianz NIFTY 500 Multifactor 50 Index Pension Fund NFO launches on 1st October 2025, aiming to help investors build retirement wealth through a rule-based, diversified, equity-focused approach. This pension fund tracks the NIFTY 500 Multifactor 50 Index, offering the potential for long-term wealth creation while providing sectoral diversification and smart cost benefits for retirement planning.
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Plans starting from₹1000/month
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
Bajaj Allianz NIFTY 500 Multifactor 50 Index Pension Fund
What is Bajaj Allianz NIFTY 500 Multifactor 50 Index Pension Fund?
Bajaj Allianz NIFTY 500 Multifactor 50 Index Pension Fund is a unit-linked pension plan that passively invests in the NIFTY 500 Multifactor 50 Index, leveraging a multifactor strategy for optimized returns linked to quality, value, momentum, and low volatility factors. It is available through zero-cost smart pension options and designed for individuals seeking an efficient, goal-oriented, tax-smart retirement corpus.
Highlights of Bajaj Allianz NIFTY 500 Multifactor 50 Index Pension Fund
Particulars
Details
Benchmark Index
Nifty Alpha 50 Index
Benchmark Index Returns
5-Year Returns: 29.8% p.a.
Risk Profile
High
NFO Launch Date
1st-15th October
Current NAV
₹10
Reasons Why You Should Invest in Bajaj Allianz NIFTY 500 Multifactor 50 Index Pension Fund
Access to one of the best-performing equity indices, with a 10-year return of around 21.1%.
Rule-based, passive investment strategy ensures discipline and reduces emotional bias in stock selection.
Sectoral and constituent diversification reduces risks tied to market volatility.
Pension plans available with zero cost and no medical requirements make it accessible.
Investors get NAV at ₹10 during NFO, maximizing growth potential from the start.
Flexible premium options and a tax-friendly structure support efficient long-term wealth accumulation.
What is the NIFTY 500 Multifactor 50 Index?
The NIFTY 500 Multifactor 50 Index is an equity index comprising the top 50 companies from the NIFTY 500 universe, selected based on four key factors: quality, value, momentum, and low volatility. This index offers balanced exposure across industries, aiming to deliver sustained outperformance by capturing multiple sources of return and reducing dependence on any one market factor. Its methodology supports risk-adjusted returns and features well-known performers from various sectors.
NIFTY 500 Multifactor 50 Index vs Other Indices
Index Name
5-year return
RSI (20 years)
NIFTY 500 Multifactor 50 Index
29.8%
21.1%
NIFTY 50
18.5%
13.7%
NIFTY 100
18.8%
13.8%
NIFTY 200
20.1%
14.4%
NIFTY 500
20.9%
14.8%
Sector Representation of NIFTY 500 Multifactor 50 Index
Sector
Percentage
Financial Services
24.96%
Oil, Gas & Consumable Fuels
14.69%
Fast Moving Consumer Goods (FMCG)
13.33%
Healthcare
12.62%
Automobile and Auto Components
12.04%
Chemicals
6.65%
Consumer Durables
3.95%
Services
3.64%
Textiles
2.20%
Metals & Mining
1.79%
Consumer Services
1.52%
Capital Goods
1.37%
Information Technology
1.24%
Companies of NIFTY 500 Multifactor 50 Index
How to Buy Bajaj Allianz NIFTY 500 Multifactor 50 Index Pension Fund From Policybazaar?
To buy the Bajaj Allianz NIFTY 500 Multifactor 50 Index Pension Fund Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking View Plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with Bajaj Allianz Investment Plans on a blue and red card. Select the Bajaj Allianz NIFTY 500 Multifactor 50 Index Pension Fund option that best suits your needs from the following options:
Step 5: In the Bajaj Allianz NIFTY 500 Multifactor 50 Index Pension Fund, click the "Get Details" tab for more information.
You can also get FREE expert consultation; just click on the talk to an expert button.
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred mode of payment for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Investing in Bajaj Allianz NIFTY 500 Multifactor 50 Index Pension Fund From Policybazaar?
Investing via Policybazaar provides various advantages, including:
Ease of Access: Invest digitally in the Bajaj Allianz NIFTY 500 Multifactor 50 Index Pension Fund without the hassle of visiting banks or agents.
Plan Comparison: Evaluate various investment options, including the latest funds, to make well-informed choices and secure competitive deals.
Professional Support: Benefit from expert advice to choose the NFO plan that aligns with your financial goals and requirements.
What sectors does the NIFTY 500 Multifactor 50 Index cover?
It covers a diversified set of sectors including financial services, oil & gas, healthcare, consumer goods, automobiles, chemicals, and IT, ensuring balanced sectoral exposure.
Who should invest in this fund?
Long-term investors seeking disciplined, rule-based equity exposure for retirement, with a willingness to take moderate to high risk, will find this fund suitable.
What kind of returns can investors expect?
Historically, the NIFTY 500 Multifactor 50 Index has delivered an annualized return of around 21.1% over 10 years, reflecting strong long-term performance.
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in *Past 10 Year annualised returns as on 01-10-2025 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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