Bajaj Life BSE 500 Dividend Leaders 50 Index Pension Fund
Bajaj Life BSE 500 Dividend Leaders 50 Index Pension Fund is a rule-based passive equity pension fund designed for long-term retirement wealth creation. The fund aims to track the BSE 500 Dividend Leaders 50 Index, which consists of companies that have consistently paid dividends and demonstrated financial stability and long-term growth potential. Launched recently via New Fund Offer (NFO) from January 1st to 16th, 2026, it is available under Bajaj Life Smart Pension solutions.
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Plans starting from₹1000/month
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
Bajaj Life BSE 500 Dividend Leaders 50 Index Pension Fund
What is Bajaj Life BSE 500 Dividend Leaders 50 Index Pension Fund?
The Bajaj Life BSE 500 Dividend Leaders 50 Index Pension Fund is a passive index pension fund that invests in the top 50 dividend-paying companies selected from the BSE 500 universe. These companies are chosen based on profitability, financial stability, and a consistent dividend payout track record over the past ten years.
The fund follows a rule-based investment approach with no active stock selection, ensuring transparency, discipline, and low fund management costs. The index is rebalanced annually to ensure continued alignment with dividend consistency and performance parameters.
Asset Allocation
As a pension-oriented equity index fund, the Bajaj Life BSE 500 Dividend Leaders 50 Index Pension Fund primarily invests in equities that form part of the underlying index.
Equity & Equity-related instruments: Up to 100% (as per index composition)
Cash / Money Market instruments: As required for liquidity and operational purposes
Highlights of Bajaj Life BSE 500 Dividend Leaders 50 Index Pension Fund
Particulars
Details
Returns
5-Year Returns: 31.2%
7-Year Returns: 22.4%
Risk Profile
High
NFO Launch Date
1st Jan 2026
NFO Duration
1st-16th Jan 2026
Current NAV
₹10
Fund Management ChargesÂ
1.35%
Investing Style
Rule-based passive investing
Why You Should Invest in Bajaj Life BSE 500 Dividend Leaders 50 Index Pension Fund?
Exposure to Proven Dividend Leaders: Invests in companies with a strong dividend-paying history.
Rule-Based Discipline: Eliminates emotional bias through a transparent index-based strategy.
Multi-Cap Diversification: Exposure across large-cap, mid-cap, and small-cap stocks.
Lower Cost Structure: Passive investing with a competitive fund management charge.
Long-Term Wealth Creation: Suitable for retirement-focused investors seeking equity growth with stability.
Annual Rebalancing: Promotes strong performers and removes weaker constituents.
How Does the Bajaj Life Dividend Leaders Pension Fund Work?
The fund mirrors the BSE 500 Dividend Leaders 50 Index by investing in its constituents in the same proportion.
Companies included in the index are profitable, financially stable, and consistent dividend payers.
As the index is rebalanced annually, the fund automatically aligns with updated constituents.
This passive approach ensures steady participation in market growth while benefiting from dividend-led stability.
How to Buy Bajaj Life BSE 500 Dividend Leaders 50 Indes Pension Fund From Policybazaar?Â
To buy the Buy Bajaj Life BSE 500 Dividend Leaders 50 Indes Pension Fund Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking View Plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with Bajaj Life Investment Plans on a blue and red card. Select the Bajaj Life BSE 500 Dividend Leaders 50 Indes Pension Fund option that best suits your needs from the following options:
Step 5: In the Bajaj Life BSE 500 Dividend Leaders 50 Indes Pension Fund, click the "Get Details" tab for more information.
You can also get FREE expert consultation; just click on the talk to an expert button.Â
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred mode of payment for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Investing in Bajaj Life BSE 500 Dividend Leaders 50 Indes Pension Fund from Policybazaar?Â
Investing via Policybazaar provides various advantages, including:
Ease of Access: Invest digitally in the Bajaj Life BSE 500 Dividend Leaders 50 Indes Pension Fund without the hassle of visiting banks or agents.
Plan Comparison: Evaluate various investment options, including the latest funds, to make well-informed choices and secure competitive deals.
Professional Support: Benefit from expert advice to choose the NFO plan that aligns with your financial goals and requirements.
What kind of fund is Bajaj Life BSE 500 Dividend Leaders 50 Index Pension Fund?
It is a passive equity index pension fund that tracks the BSE 500 Dividend Leaders 50 Index, investing in companies with a consistent dividend-paying history.
When is the NFO period for this fund?
The NFO launch period is from 1st January to 16th January 2026, with NAV declaration on 16th January 2026.
Who should invest in this fund?
This fund is suitable for long-term retirement investors who prefer a rule-based, low-cost equity strategy focused on stable dividend-paying companies.
What makes this Bajaj Pension fund different from active equity funds?
Unlike active funds, this fund follows a transparent index methodology with no discretionary stock selection, ensuring consistency, discipline, and lower costs.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in *Past 10 Year annualised returns as on 01-05-2026 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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