Bajaj Life has launched the Nifty 200 Value 30 Index Fund, a market-linked plan built on the value investing approach. It tracks the Nifty 200 Value 30 Index, which picks 30 fundamentally strong companies trading below their true worth. The NFO is open from 14th to 27th July, with units offered at Rs 10 NAV.
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Plans starting from₹1000/month
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
What is the Bajaj Life Nifty 200 Value 30 Index Fund?
Bajaj Life Nifty 200 Value 30 Index Fund is an index fund option offered under Bajaj Life's unit-linked plans. Instead of a fund manager hand-picking stocks, it simply mirrors the Nifty 200 Value 30 Index. NSE decides which companies make the cut, and the fund replicates that list, so there's no stock-selection bias creeping in.
The idea is straightforward. Out of 200 large and mid-cap companies, the index shortlists the top 30 that are financially sound but currently priced lower than what they are actually worth. You buy quality at a discount and hold on while the market catches up. The stocks are picked using the G.E.M.S. framework, which stands for Great Price, Established Brands, Money Makers, and Strong Fundamentals. The list is refreshed twice a year, in June and December.
You can access this fund through Bajaj Life Smart Wealth Goal and the Capital Guarantee Solution. Premium allocation charges are nil, and the fund management charge is 1.35%. During the NFO window, units are available at Rs 10 NAV, and the NAV is declared on 27th July.
Highlights Bajaj Life Nifty 200 Value 30 Index Fund
Particulars
Details
Risk Profile
High
NFO Period
14-27th JulyÂ
Current NAV
₹10Â
Minimum InvestmentÂ
₹2200
What is Nifty 200 Value 30 Index?
The Nifty 200 Value 30 Index is a value-focused index built and maintained by NSE. It starts with the Nifty 200, which is made up of 100 large-cap and 100 mid-cap companies. From this pool of 200, it narrows down to the 30 stocks that look most attractive on value parameters, essentially the companies that are fundamentally strong but available at reasonable prices.
Selection follows the G.E.M.S. logic: Great Price (undervalued stocks with growth potential), Established Brands (trusted names with a long track record), Money Makers (companies expected to deliver solid returns), and Strong Fundamentals (financially healthy, well-run businesses).
The index is rebalanced every six months, in June and December, so the holdings stay aligned with wherever the best value opportunities are at that point in time. This half-yearly reset is what keeps the "buy low, sell high" discipline running without any manual intervention.
Nifty 200 Value 30 Index vs Other Indices
Index Name
5-Year Return
10-Year Return
Nifty 200 Value 30 Index
27.8%
20.8%
Nifty 500
12.7%
14.0%
Nifty 100
10.9%
12.9%
Nifty 50
10.1%
12.4%
Nifty Mid Cap 150
18.1%
18.2%
Nifty Small Cap 250
15.5%
14.4%
Sectoral Representation of Nifty 200 Value 30 IndexÂ
Sector
Allocation (%)
Financial Services
33.20%
Oil, Gas & Consumable Fuels
26.74%
Metals & Mining
15.24%
Power
9.66%
Automobile & Auto Components
5.11%
Fast Moving Consumer Goods (FMCG)
5.02%
Construction Materials
3.97%
Chemicals
1.05%
How to Buy Bajaj Life Nifty 200 Value 30 Index Fund from Policybazaar?
To buy the Bajaj Life Nifty 200 Value 30 Index Fund from Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking View Plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with Bajaj Life Investment Plans on a blue and red card. Select the Bajaj Life Nifty 200 Value 30 Index Fund option that best suits your needs from the following options:
Step 5: In the Bajaj Life Nifty 200 Value 30 Index Fund, click the "Get Details" tab for more information.
You can also get Free expert consultation; just click on the talk to an expert button.Â
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred mode of payment for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Investing in the Bajaj Life Nifty 200 Value 30 Index Fund from Policybazaar?
Investing via Policybazaar provides various advantages, including:
Ease of Access: Invest digitally in the Bajaj Life Nifty 200 Value 30 Index Fund without the hassle of visiting banks or agents.
Plan Comparison: Evaluate various investment plans, including the latest funds, to make well-informed choices and secure competitive deals.
Professional Support: Benefit from expert advice to choose the NFO plan that aligns with your financial goals and requirements.
Tax Savings: Enjoy tax benefits under Section 80C and Section 10(10D) of the Income Tax Act by investing through Policybazaar.
FAQs
How are companies selected for this fund?
The fund follows the G.E.M.S. framework - Great Price, Established Brands, Money Makers, and Strong Fundamentals. From the Nifty 200 (100 large-cap and 100 mid-cap companies), the top 30 value stocks are shortlisted based on these parameters.
How often is the index rebalanced?
The Nifty 200 Value 30 Index is rebalanced twice a year, in June and December. This half-yearly reset keeps the holdings aligned with the best value opportunities available at that time.
Who should consider investing in this fund?
This fund suits investors who want a disciplined, rule-based value investing approach with long-term wealth creation, along with the flexibility to add life cover and capital protection through Bajaj Life's plans.
Is this fund the same as a mutual fund?
No, this is an index fund option within a unit-linked insurance plan (ULIP), which combines market-linked investment with life insurance cover. It is different from a standalone mutual fund.
A Tata AIA ULIP Plan Calculator is a premium and returns calculation tool that helps easily and quickly compare
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in *Past 10 Year annualised returns as on 01-07-2026 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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