The Bajaj Life BSE 500 Quality 50 Index Pension Fund is a market-linked pension fund designed to combine retirement planning with disciplined equity investing. It tracks the BSE 500 Quality 50 Index, focusing on financially strong companies with consistent earnings and growth potential. The fund aims to create long-term retirement wealth through quality-driven stock selection and systematic rebalancing.
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Plans starting from₹1000/month
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
What is the Bajaj Life BSE 500 Quality 50 Index Pension Fund?
The Bajaj Life BSE 500 Quality 50 Index Pension Fund is a pension-oriented index fund offered by Bajaj Life Insurance that invests in the top 50 quality companies selected from the broader BSE 500 Index universe.
The underlying index, BSE 500 Quality 50 Index, selects companies based on parameters such as high return on equity, low debt levels, consistent profitability and long-term growth potential. The index follows a flexi-cap approach by drawing from large-cap, mid-cap and small-cap stocks within the BSE 500 and is rebalanced quarterly in March, June, September and December.
Highlights of Bajaj Life BSE 500 Quality 50 Index Pension Fund
Particulars
Details
Benchmark Index
BSE 500 Quality 50 Index
Benchmark Index Returns
5-Year Returns: 23.00% p.a.
Risk Profile
High
NFO Period
2nd-15th MarchÂ
Current NAV
₹10Â
Reasons Why You Should Invest in Bajaj Life BSE 500 Quality 50 Index Pension Fund
 Quality-Focused Investing
The fund invests in companies with strong financial health, high return ratios and relatively low leverage. Such companies tend to demonstrate resilience across market cycles.
 Concentrated Yet Diversified Exposure
It selects only 50 stocks from a universe of 500, ensuring focused exposure while maintaining diversification across sectors and market capitalisations.
 Flexi-Cap Approach
The index includes large-cap, mid-cap and small-cap companies, allowing investors to participate in growth opportunities across market segments.
 Quarterly Rebalancing
The index is rebalanced four times a year, promoting winners and removing underperformers based on predefined quality criteria.
 Pension-Oriented Structure
Being structured as a pension fund, it aligns equity wealth creation with long-term retirement goals, helping investors systematically build a retirement corpus.
Companies of BSE 500 Quality 50 Index
Sectoral Representation of BSE 500 Quality 50 Index
Sector
Allocation (%)
Industrial
19.5%
Fast Moving Consumer Goods
19.1%
Financial Services
15.8%
Information Technology
14.9%
Consumer Discretionary
12.4%
Commodities
8.0%
Healthcare
5.1%
Energy
4.8%
Diversified
0.6%
How to Buy Bajaj Life BSE 500 Quality 50 Index Pension Fund from Policybazaar?
To buy the Bajaj Life BSE 500 Quality 50 Index Pension Fund from Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking View Plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with Bajaj Life Investment Plans on a blue and red card. Select the Bajaj Life BSE 500 Quality 50 Index Pension Fund option that best suits your needs from the following options:
Step 5: In the Bajaj Life BSE 500 Quality 50 Index Pension Fund, click the "Get Details" tab for more information.
You can also get Free expert consultation; just click on the talk to an expert button.Â
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred mode of payment for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Investing in the Bajaj Life BSE 500 Quality 50 Index Pension Fund from Policybazaar?
Investing via Policybazaar provides various advantages, including:
Ease of Access: Invest digitally in the Bajaj Life BSE 500 Quality 50 Index Pension Fund without the hassle of visiting banks or agents.
Plan Comparison: Evaluate various investment options, including the latest funds, to make well-informed choices and secure competitive deals.
Professional Support: Benefit from expert advice to choose the NFO plan that aligns with your financial goals and requirements.
Tax Savings: Enjoy tax benefits under Section 80C and Section 10(10D) of the Income Tax Act by investing through Policybazaar.
FAQs
How often is the index rebalanced?
The BSE 500 Quality 50 Index is rebalanced quarterly in March, June, September and December.
Is this fund suitable for retirement planning?
Yes, it is structured as a pension fund, making it suitable for long-term retirement planning, subject to individual risk appetite and investment horizon.
What does the fund invest in?
It invests in the 50 highest quality companies selected from the BSE 500 universe based on profitability, return ratios, debt levels and growth potential.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in *Past 10 Year annualised returns as on 01-05-2026 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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