The Bajaj Life Nifty 500 Low Volatility 50 Fund is designed for investors seeking steady growth with reduced market fluctuations. Built on a strategy that prioritises stability, this fund invests in carefully selected stocks that tend to perform consistently even during volatile phases. By focusing on low-volatility companies across market caps, it aims to deliver smoother returns while helping investors stay invested with confidence over the long term. The NFO launches on 16th April 2026.
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Plans starting from₹1000/month
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
What is Bajaj Life Nifty 500 Low Volatility 50 Fund?
The Bajaj Life Nifty 500 Low Volatility 50 Fund is a market-linked index fund that tracks the NIFTY 500 Low Volatility 50 Index. It invests in 50 selected stocks from the broader NIFTY 500 universe, chosen based on their lower price fluctuations and relatively stable performance.
Unlike traditional equity funds that may focus purely on high growth, this fund emphasises consistency. It follows a disciplined investment strategy that filters companies with strong fundamentals and lower volatility, helping reduce downside risk while still participating in market growth cycles.
Highlights of Bajaj Life Nifty 500 Low Volatility 50 Fund
Particulars
Details
Benchmark
Nifty 500 Low Volatility 50 Index
Benchmark Returns
20.4% (5-year returns)
Risk Profile
High
NFO Launch Date
16th April 2026
NFO Duration
16th April– 30th Jan 2026
Current NAV
₹10
Minimum Investment
₹2,000 per month
Why Should You Invest in Bajaj Life Nifty 500 Low Volatility 50 Fund?
Designed for volatile markets
This fund focuses on stocks that historically remain stable during market swings, making it suitable for uncertain economic conditions.
Consistent performance approach
By investing in companies with steady demand, strong brand value, and recurring revenues, the fund aims to deliver more predictable returns over time.
Diversified exposure
It provides exposure to large, mid, and small-cap companies within the NIFTY 500 universe, ensuring a balanced portfolio across sectors.
Focus on quality companies
The fund selects well-established businesses with strong market positions, such as those in telecom, banking, FMCG, and automobiles.
Better risk management
Lower volatility stocks help reduce sharp portfolio fluctuations, making it easier for investors to stay invested for the long term.
What is NIFTY 500 Low Volatility 50 Index?
The NIFTY 500 Low Volatility 50 Index is a specialised stock market index derived from the broader NIFTY 500. It identifies 50 stocks with the lowest volatility over a defined period, ensuring a focus on stability rather than aggressive growth.
The selection process includes:
Universe selection: Stocks are picked from the NIFTY 500, which includes large, mid, and small-cap companies
Volatility screening: Stocks are ranked based on their price fluctuations
Final selection: The 50 least volatile stocks are included in the index
This index is known for its sectoral diversification, with exposure to industries such as financial services, healthcare, automobiles, FMCG, and IT.
Its core objective is to offer a smoother investment journey by reducing sharp ups and downs while still capturing long-term equity growth potential.
NIFTY 500 Low Volatility 50 Index vs Other Indices
Index Name
5-Year Return
7-Year Return
Nifty 500 Low Volatility 50 Index
20.4%
19.0%
Nifty 500
10.9%
11.7%
Nifty 100
15.7%
15.3%
Nifty LargeMidCap 250
13.0%
13.8%
Nifty MidCap 150
15.8%
16.5%
Nifty SmallCap 250
15.7%
15.2%
How to Buy Bajaj Life Nifty 500 Low Volatility 50 Fund from Policybazaar?
To buy the Bajaj Life Nifty 500 Low Volatility 50 Fund from Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking view plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with Bajaj Life Investment Plans on a blue and red card. Select the Bajaj Life Nifty 500 Low Volatility 50 Fund option that best suits your needs.
Step 5: In the Bajaj Life Nifty 500 Low Volatility 50 Fund, click the "Get Details" tab for more information.
You can also get FREE expert consultation; just click on the talk to an expert button.
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred payment method for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Purchasing the Bajaj Life Nifty 500 Low Volatility 50 Fund from Policybazaar?
Investing through Policybazaar offers a range of valuable benefits:
Convenience: Invest conveniently online in the Bajaj Life Nifty 500 Low Volatility 50 Fund via Policybazaar, eliminating the need for bank or agent visits.
Comparison: Compare multiple investment plans, including new funds, to choose the best options suited to your goals
Expert Guidance: Get expert advice from financial professionals to select the right NFO plan tailored to your needs.
Tax Benefits: Maximize tax advantages under Section 80C and Section 10(10D) of the Income Tax Act through investments with Policybazaar.
FAQs
How is this fund different from a regular index fund?
Unlike standard index funds that track broader indices like NIFTY 50 or NIFTY 500, this fund specifically focuses on low-volatility stocks, offering a more stable investment experience.
What kind of investment horizon is ideal?
A long-term horizon of at least 5–10 years is recommended to benefit from compounding and market cycles.
Can this fund be part of a retirement or long-term plan?
Yes, due to its relatively stable nature, it can be considered as part of long-term goals like retirement planning or wealth creation.
How often is the index rebalanced?
The underlying index is periodically reviewed and rebalanced to ensure that only the lowest volatility stocks from the NIFTY 500 universe remain part of the portfolio.
Can I start with a small investment amount?
Yes, the fund can be accessed through ULIP plans like Bajaj Life Smart Wealth Goal, where investments can start with relatively affordable monthly premiums.
A Tata AIA ULIP Plan Calculator is a premium and returns calculation tool that helps easily and quickly compare
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in *Past 10 Year annualised returns as on 01-05-2026 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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