The TATA AIA Top 200 Alpha 30 Index Pension Fund is a smart retirement planning option that combines the power of index investing with alpha-focused stock selection. This fund invests in the top 30 high-alpha stocks from the NIFTY 200, spanning both large-cap and mid-cap segments. It offers long-term growth potential, tax efficiency, and the unique benefit of a premium waiver in case of unforeseen events. It is a New Fund Offering launching on 16th June, giving investors an early opportunity to enter at ₹10 NAV and grow their retirement savings with confidence.
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Plans starting from₹1000/month
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
What is TATA AIA Top 200 Alpha 30 Index Pension Fund?
The TATA AIA Top 200 Alpha 30 Index Pension Fund is a new-age pension solution designed to help investors maximise their retirement corpus by investing in a high-performing, index-based fund. It tracks the NIFTY 200 Alpha 30 Index, which comprises the top 30 stocks with the highest alpha (excess return) across large-cap and mid-cap companies. This fund is available under the Smart Pension Secure Plan and offers features like industry-first waiver of premium, low-cost structure, and tax benefits, making it an attractive option for retirement planning.
Highlights of TATA AIA Top 200 Alpha 30 Index Pension Fund
Particulars
Details
Benchmark Index
Nifty 200 Alpha 30 Index
Benchmark Index Returns
10-Year Returns: 22.3% p.a.
Risk Profile
High
NFO Launch Date
16th June 2025
NFO Duration
16th to 29th June 2025
Current NAV
₹10
Reasons Why You Should Consider Investing in TATA AIA Top 200 Alpha 30 Index Pension Fund
Superior Long-Term Returns: The NIFTY 200 Alpha 30 Index delivered a 10-year CAGR of 22.3%, significantly outperforming traditional indices like NIFTY 50 and NIFTY 100.
Alpha-Focused Strategy: The fund invests in the top 30 stocks with the highest alpha (excess return over market), aiming to capture outperformance consistently.
Large & Mid-Cap Blend: With a balanced exposure to 15 large-cap and 15 mid-cap stocks, the fund offers both stability and growth potential.
Quarterly Portfolio Rebalancing: The portfolio is updated every March, June, September, and December, ensuring it reflects the best-performing stocks.
Diversified Sector Allocation: The fund is spread across key growth sectors like Financial Services, Healthcare, Consumer Services, and Capital Goods, reducing concentration risk.
Tax Benefits: Up to 60% of the pension corpus can be withdrawn tax-free, offering efficient retirement planning.
Waiver of Premium Benefit: In case of the policyholder's demise, the industry-first waiver of premium feature ensures the policy continues without a financial burden on the family.
Backed by Tata AIA: A reliable and reputed insurer with a strong performance history across its pension plans.
What is the NIFTY 200 Alpha 30 Index?
The NIFTY 200 Alpha 30 Index selects the top 30 stocks from the NIFTY 200 based on their alpha scores. Alpha measures a stock’s outperformance relative to the broader market. This rule-based index favours stocks with:
Strong historical returns (positive alpha)
Low volatility
Proven growth across market cycles
The index is rebalanced quarterly (March, June, September, December), keeping the portfolio dynamic and performance-focused.
NIFTY 200 Alpha 30 Index With Other Indices
Index
5-Year Return
10-Year Return
NIFTY 200 Alpha 30
31.0%
22.3%
NIFTY 200
22.9%
14.0%
NIFTY 100
21.3%
13.5%
NIFTY 50
21.2%
13.2%
Sector Representation of NIFTY 200 Alpha 30
Sector
Weight (%)
Financial Services
28.3%
Consumer Services
14.1%
Healthcare
9.94%
Capital Goods
8.9%
Consumer Durables
8.22%
Chemicals
7.3%
Telecommunication
7.14%
Metals & Mining
6.44%
Services
4.01%
Automobile and Auto Components
3.56%
Information Technology
2.09%
Companies of NIFTY 200 Alpha 30
How to Buy TATA AIA Top 200 Alpha 30 Index Pension Fund from Policybazaar?
To buy the TATA AIA Top 200 Alpha 30 Index Pension Fund from Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking View Plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with Tata AIA Investment Plans on a blue and red card. Select the TATA AIA Top 200 Alpha 30 Index Pension Fund option that best suits your needs from the following options:
Step 5: In the TATA AIA Top 200 Alpha 30 Index Pension Fund, click the "Get Details" tab for more information.
You can also get FREE expert consultation; just click on the “Talk to an Expert” button.
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred mode of payment for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Purchasing the TATA AIA Top 200 Alpha 30 Index Pension Fund From Policybazaar?
Investing via Policybazaar provides various advantages, including:
Ease of Access: Invest digitally in the TATA AIA Top 200 Alpha 30 Index Pension Fund without the hassle of visiting banks or agents.
Plan Comparison: Evaluate various investment options, including the latest funds, to make well-informed choices and secure competitive deals.
Professional Support: Benefit from expert advice to choose the NFO plan that aligns with your financial goals and requirements.
Tax Savings: Enjoy tax benefits under Section 80C and Section 10(10D) of the Income Tax Act by investing through Policybazaar.
FAQs
When does the NFO for this pension fund begin?
The New Fund Offering (NFO) launches on 16th June and will remain open till 30th June. NAV declaration will be on 30th June.
What is alpha, and why is it important in this fund?
Alpha measures a stock’s performance relative to the market. A positive alpha indicates outperformance. This fund invests in the top 30 stocks with the highest alpha, aiming for superior returns compared to broader indices.
How has the NIFTY 200 Alpha 30 Index performed historically?
The index delivered a 10-year CAGR of 22.3% and a 5-year return of 31%, outperforming benchmarks like NIFTY 50 and NIFTY 100.
What sectors does the TATA AIA Top 200 Alpha 30 Index Pension Fund invest in?
The fund is well-diversified across key sectors such as Financial Services (28.3%), Consumer Services (14.1%), Healthcare (9.94%), Capital Goods (8.9%), Consumer Durables, Chemicals, Telecom, Metals, and more.
What are the tax benefits under the TATA AIA Top 200 Alpha 30 Index Pension Fund?
You can avail of the following tax benefits of investing in the TATA AIA Top 200 Alpha 30 Index Pension Fund:
Section 80C: You can claim tax benefits under Section 80C of the Income Tax Act, 1961. It allows a deduction of up to ₹1.5 lakhs from taxable income for the invested amount in TATA AIA.
Section 10(10D): You can utilize Section 10(10D) benefits for your investments in TATA AIA New Fund Offering (NFO). This benefit is applicable if the annual premium paid is below ₹ 2.5 lakh.
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in *Past 10 Year annualised returns as on 01-06-2025 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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