Aditya Birla Health Insurance vs Royal Sundaram Health Insurance

Aditya Birla and Royal Sundaram offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While Aditya Birla offers cashless hospitalization at 8786 network hospitals, Royal Sundaram comes with 8342 network hospitals.

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      Compare Aditya Birla Health Insurance vs Royal Sundaram Health Insurance

      Aditya Birla Health Insurance
      Starting ₹393/month
      View plans
      Royal Sundaram Health Insurance
      Starting ₹280/month
      View plans
      Average rating
      4.5/5 (45 Reviews)
      4.3/5 (71 Reviews)
      Number of health insurance plans and add-ons
      Sum insured
      Up to ₹2 Cr
      Up to ₹15 Lakh
      Network hospitals
      8786+
      8342+
      Claim ratio
      94%
      98%
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      Any category
      Any category
      Existing illness cover
      Covered after 2 years
      Covered after 2 years
      No claim bonus
      Not Covered
      Not Covered
      Online discount
      OPD coverage
      Covered upto ₹2,650 per year for asthma
      Covered upto ₹10,000 per year
      Maternity
      Upto ₹40,000 for normal and upto ₹60,000 for c-sec
      Covered Upto ₹50,000
      Day care treatment
      All day care treatments
      All day care treatments
      Wellness benefits
      Upto 100% discount on renewal premium
      Not Covered
      Waiting period
      Covered after 2 years
      Covered after 2 years
      Discount on renewal
      Upto 100% discount on renewal premium
      Global coverage
      Emergency Evacuation world-wide are Covered upto ₹2 Cr per year
      Covered upto ₹20 lakh per year excluding us and canada
      Top selling plans
      Actv Health, Activ Assure Diamond
      Arogya Sanjeevani, Lifeline Supreme
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      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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