Diabetes health insurance helps you manage the high cost of diabetes treatment and related illnesses. Diabetes medical insurance plans cover hospitalization expenses for Type 1 and Type 2 Diabetes and related complications of diabetes.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
Diabetic patients in India might find it difficult to find an affordable health insurance plan that covers diabetes-related medical costs. Most health insurance plans extend their exclusion to not only diabetes but also to complications arising from it. Though the options are limited for patients who are in search of diabetes health insurance cover, here we have listed all the health insurance plans from different health insurance companies in India that diabetic patients can consider:
Diabetes Health Insurance Plan |
Sum Insured (Rs.) |
Eligibility Criteria |
|
Star Health & Allied Diabetes Safe Health Insurance Plan |
3/4/5/10 lakh |
18 years to no limit |
View Plan |
National Varishta Mediclaim Insurance Policy |
1 lakh -2 lakh |
18 years to no limit |
View Plan |
Aditya Birla Activ Health Enhance Diabetes Plan |
6 lakh |
60 years to 80 years Maximum Renewal Age: 90 years |
View Plan |
Care Freedom Health Insurance Plan | 3 lakh and above |
Minimum entry age 90 days No upper age limit |
View Plan |
Aditya Birla Activ Health Enhance plan is a comprehensive insurance policy with diabetes cover. It is designed for people with pre-existing diseases like hypertension and diabetes. The sum insured limit is up to Rs 2 Crores. The features and benefits under this policy are given below:
Feature and Benefits:
The coverage is provided on both individual and family floater basis. The sum insured in this Care critical illness plan is Rs 3 lakh to Rs 5 lakh. The features and benefits offered under this plan are given below:
Feature and Benefits:
This is a senior citizen health plan that offers coverage to elderly people in the age group of 60-80 years. In this health insurance plan both hospitalization and domiciliary hospitalization expenses are covered. The features and benefits under this policy are given below:
Feature and Benefits:
Any person with the age group of 18years to 65 years who is suffering from Diabetes Mellitus can get covered under this Star Health and Allied Diabetes Safe Insurance Plan. The insurer pays out for room rent, nursing and boarding charges, Anesthetist, Surgeons fees, and the cost of medicines. The features and benefits under this policy are given below:
Feature and Benefits:
Health insurance helps in winning the battle against diabetes. Here is how health insurance ensures that you avail the best possible treatment.
Ans. With a diabetes health insurance policy you can get good treatment for diabetes-related illnesses. The policy helps you meet hospitalization expenses, doctor fees, diagnostic tests, and recurring costs of treatment. You can get coverage for both Type 1 and Type 2 Diabetes and reduce out-of-the-pocket expenses.
Ans. The procedure to file diabetes health insurance claims is similar to other health plans. Once you submit your medical bills the insurer reimburses your medical expenses or the hospital bills. And if you are covered under a cashless health plan then the insurer will make the payment directly to the hospital.
Ans. Health insurance for diabetes covers Type 1 and Type 2 Diabetes expenses incurred on:
Ans. Yes. Care (Religare) health insurance provides coverage to Diabetes patients under their Care Freedom Plan.
Ans. Yes. Star Health & Allied Insurance provides coverage to Diabetes mellitus patients under their Diabetes Safe Health Insurance Plan.
Ans. If you are between the age group of 60 years and 80 years you can buy the National Varishta Mediclaim Insurance Policy that provides renewal up to 90 years. For more details, you can write to us at care@policybazaar.com.