Aditya Birla Health Insurance vs IndusInd (Formerly RGI) Health Insurance

Aditya Birla and IndusInd (Formerly RGI) offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While Aditya Birla offers cashless hospitalization at 15045 network hospitals, IndusInd (Formerly RGI) comes with 11599 network hospitals.

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      Aditya Birla Health Insurance
      Starting ₹339/month
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      IndusInd (Formerly RGI) Health Insurance
      Starting ₹350/month
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      Average rating
      4.5/5 (45 Reviews)
      4.5/5 (45 Reviews)
      Number of health insurance plans and add-ons
      32 plans
      5 plans
      Sum insured
      Up to ₹6 Cr
      Up to ₹5 Cr
      Network hospitals
      15045+
      11599+
      Claim ratio
      NA
      NA
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      Any category
      No room rent limit
      Existing illness cover
      Covered after 2 years
      Covered after 2 years
      No claim bonus
      Not Covered
      Not Covered
      Online discount
      OPD coverage
      Covered upto ₹2,650 per year for asthma
      Available as an optional cover
      Maternity
      ₹50,000 as a maternity sum insured with fixed benefit coverage
      Available as an optional cover
      Day care treatment
      All day-care treatments are covered up to the sum insured
      All day-care treatments are covered up to the sum insured
      Wellness benefits
      Upto 100% discount on renewal premium
      5% discount on renewal premium
      Waiting period
      Covered after 2 years
      Covered after 2 years
      Discount on renewal
      Upto 100% discount on renewal premium
      5% discount on renewal premium
      Global coverage
      Emergency Evacuation world-wide are Covered upto ₹2 Cr per year
      Covered upto ₹1 cr per year
      Top selling plans
      Actv Health, Activ Assure Diamond
      Health Gain, Arogya Sanjeevani. Health Wise
      View plans
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      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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      Quick Comparison with Other Insurers
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      Aditya Birla vs IndusInd plan comparisons
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