DIGIT Health Insurance vs Magma General Health Insurance

DIGIT and Magma General offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While DIGIT offers cashless hospitalization at 9278 network hospitals, Magma General comes with 10063 network hospitals.

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      DIGIT Health Insurance
      Starting ₹276/month
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      Magma General Health Insurance
      Starting ₹433/month
      View plans
      Average rating
      4.1/5 (21 Reviews)
      0/5 (0 Reviews)
      Number of health insurance plans and add-ons
      4 plans
      4 plans
      Sum insured
      Up to ₹1 Cr
      Up to ₹1 Cr
      Network hospitals
      9278+
      10063+
      Claim ratio
      96.10%
      100.00%
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      Any category
      Any category
      Existing illness cover
      Covered after 3 years
      Covered after 2 years
      No claim bonus
      Not Covered
      Not Covered
      Online discount
      OPD coverage
      Not Covered
      Covered upto ₹10,000
      Maternity
      Not Covered
      Upto ₹1 lakh
      Day care treatment
      All day-care treatments are covered up to the sum insured
      541 Day Care Treatments
      Wellness benefits
      Not Covered
      Upto 10% discount on renewal premium
      Waiting period
      Covered after 3 years
      Covered after 2 years
      Discount on renewal
      Upto 10% discount on renewal premium
      Global coverage
      Covered upto ₹20 lakh per year
      Top selling plans
      Untimate Option, Super Care
      One Health
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      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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