How to Get Health Cover For Your New Born Baby

Health Insurance Plans with New Born Baby Cover

Check out the table below with maternity health insurance plans that provide Newborn baby cover:

Health Insurance Plan	Sum Insured (Rs.)	Coverage for New Born
Activ Health Platinum- Enhanced Plan	Rs 2 lakh- Rs 2 Crore	Included	View Plan
Bajaj Allianz Health Guard Gold Family Floater Health Insurance Policy	Rs 3 lakh- Rs 50 Lakh	Up to 90 days	View Plan
Care Health Joy Health Insurance Plan	Rs 3 lakh- Rs 5 lakh	Day 1- 90 days	View Plan
Cholamandalam Privilege Healthline Insurance Plan	Rs 5 lakh- Rs25 lakh	Included	View Plan
Digit Health Insurance with Maternity Cover	Rs 2 lakh- Rs 25 lakh	Day 1- 90 days	View Plan
Future Generali Comprehensive Health Insurance ( Superior & Premier)	Superior: Rs 15 L, 20 L, & 25 L Premier: Rs 50 L- Rs 1 Crore	Included	View Plan
Kotak Mahindra Premier Health Insurance Plan	-	From Day 1	View Plan
Manipal Cigna ProHealth Preferred Plan	Rs 15 lakh- Rs 50 lakh	Included	View Plan
Max Bupa Heartbeat Family Floater Plan	5 Lakh-1 Crore	From Day 1	View Plan
New India Assurance Mediclaim Policy	Up to Rs 15 Lakh	Included	View Plan
National Parivar Mediclaim Policy	Rs 1 lakh- Rs 10 lakh	Included	View Plan
Oriental Happy Family Floater Diamond Plan	Rs 12 lakh- Rs 20 lakh	Included	View Plan
Royal Sundaram Lifeline Elite Plan	25 lakh- 1.5 Crore	From Day 1	View Plan
Smart Super Health Insurance Policy	Rs 5 lakh- Rs 100 lakh	Up to 90 days	View Plan
Star Comprehensive Insurance Policy	Rs 5 lakh- Rs 1 Crore	Up to 1 Year	View Plan
Tata AIG Medicare Premier Plan	Rs 5 lakh- Rs 50 lakh	Included	View Plan
Universal Sompo Complete Healthcare Insurance	Rs 1 lakh- Rs 10 lakh	Up to 91 days	View Plan

See More Plans

Health Insurance for a New Born Baby

The insurance policies that cover the child from their day of birth are rare. Once the baby completes 90 days, they become eligible for health insurance. Adding the child to the health policy of their family is also an available option like a family floater health insurance policy. Check the following when buying health insurance with maternity and child cover.

Age: Children can be insured in their parent’s policy that covers early vaccinations and post-natal care. After completion of 90 days, the baby is eligible for insurance. However, some health insurance plans provide new-born baby cover from Day 1.

Options: The insurance company must be made aware of the child’s birth, within the stipulated time. The plan advised offers insurance cover to the baby after 90 days or from Day 1, and more options can be added while renewing the policy.

Required Documentation: While renewing the policy, a set of documents like a birth certificate and hospital discharge card may be required.

Premium: Check the policy premium. After the submission of the required documents, the premium will be calculated. You can pay the premium and avail the policy benefits.

If you are planning to buy maternity insurance cover, with new-born baby cover or a comprehensive health plan with new-born baby cover then you can speak to our health insurance experts at 1800-208-8787 or write to us at care@policybazaar.com