DIGIT Health Insurance vs Reliance Health Insurance

DIGIT and Reliance offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While DIGIT offers cashless hospitalization at 16810 network hospitals, Reliance comes with 10689 network hospitals.

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      Advantages of
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      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium
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      editEdit
      DIGIT Health Insurance
      Starting ₹276/month
      View plans
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      Reliance Health Insurance
      Starting ₹355/month
      View plans
      Average rating
      4.1/5 (21 Reviews)
      4.5/5 (45 Reviews)
      Number of health insurance plans and add-ons
      5 plans
      9 plans
      Sum insured
      Up to ₹1 Cr
      Up to ₹2 Cr
      Network hospitals
      16810+
      10689+
      Claim ratio
      96.10%
      98.70%
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      Any category
      Any category
      Existing illness cover
      Covered after 3 years
      Covered after 2 years
      No claim bonus
      Not Covered
      Not Covered
      Online discount
      OPD coverage
      Not Covered
      Available as an optional cover
      Maternity
      Not Covered
      Upto ₹2 lakh
      Day care treatment
      All day care treatments
      All day care treatments
      Wellness benefits
      Not Covered
      5% discount on renewal premium
      Waiting period
      Covered after 3 years
      Covered after 2 years
      Discount on renewal
      5% discount on renewal premium
      Global coverage
      Covered upto ₹1 cr per year
      Top selling plans
      Untimate Option, Super Care
      Health Gain, Arogya Sanjeevani. Health Wise
      View plans
      View plans
      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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