Niva Bupa Health Insurance vs Star Health Insurance

Niva Bupa and Star offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While Niva Bupa offers cashless hospitalization at 9175 network hospitals, Star comes with 11035 network hospitals.

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      Compare Niva Bupa Health Insurance vs Star Health Insurance

      Niva Bupa Health Insurance
      Starting ₹393/month
      View plans
      Star Health Insurance
      Starting ₹447/month
      View plans
      Average rating
      4.7/5 (160 Reviews)
      4.6/5 (181 Reviews)
      Number of health insurance plans and add-ons
      Sum insured
      Up to ₹3 Cr
      Up to ₹2 Cr
      Network hospitals
      9175+
      11035+
      Claim ratio
      96%
      90%
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      Covered upto ₹3 Cr
      Any category
      Existing illness cover
      Covered after 2 years
      Covered after 1 years
      No claim bonus
      Not Covered
      Not Covered
      Online discount
      OPD coverage
      Covered upto ₹2,500 per year
      Covered upto ₹7,000 for individual and ₹5,000 for family floater
      Maternity
      Covered upto ₹75,000
      Covered upto ₹25,000
      Day care treatment
      All day care treatments
      All day care treatments
      Wellness benefits
      Upto 30% discount on renewal premium for base policy
      Upto 20% discount on renewal premium
      Waiting period
      Covered after 2 years
      Covered after 1 years
      Discount on renewal
      Upto 30% discount on renewal premium for base policy
      Upto 20% discount on renewal premium
      Global coverage
      Covered upto ₹30 lakh per insured person
      Top selling plans
      Health ReAssure, Health Recharge, Health Companion
      Women Care, Star Comprehensive, Young Star
      View plans
      View plans
      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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