Bajaj Allianz Health Insurance vs Niva Bupa Health Insurance

Bajaj Allianz and Niva Bupa offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While Bajaj Allianz offers cashless hospitalization at 8181 network hospitals, Niva Bupa comes with 10170 network hospitals.

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      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium
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      Bajaj Allianz Health Insurance
      Starting ₹501/month
      View plans
      editEdit
      Niva Bupa Health Insurance
      Starting ₹393/month
      View plans
      Average rating
      4.3/5 (64 Reviews)
      4.7/5 (160 Reviews)
      Number of health insurance plans and add-ons
      4 plans
      22 plans
      Sum insured
      Up to ₹1 Cr
      Up to ₹3 Cr
      Network hospitals
      8181+
      10170+
      Claim ratio
      96.60%
      100.00%
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      Any category
      Covered upto ₹3 Cr
      Existing illness cover
      Covered after 3 years
      Covered after 2 years
      No claim bonus
      Not Covered
      Not Covered
      Online discount
      OPD coverage
      Available as an optional cover
      Covered upto ₹2,500 per year
      Maternity
      Upto ₹25,000
      Covered upto ₹2 lakh
      Day care treatment
      All day care treatments
      All day care treatments
      Wellness benefits
      Upto 12.5% wellness discount on renewal
      Upto 30% discount on renewal premium for base policy
      Waiting period
      Covered after 3 years
      Covered after 2 years
      Discount on renewal
      Upto 12.5% wellness discount on renewal
      Upto 30% discount on renewal premium for base policy
      Global coverage
      Covered upto ₹30 lakh per insured person
      Top selling plans
      Health Guard
      Health ReAssure, Health Recharge, Health Companion
      View plans
      View plans
      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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