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Tax Benefitup to Rs.75,000
Save up to 12.5%* on 2 Year Payment Plans
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*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Compare Star Medi Classic vs Care Freedom Plan

    Star Health
    Medi Classic
    Starting from
    Care Health
    Care Freedom
    Starting from
    PS - The plans and premiums are for ₹5 Lakh Sum insured for 1 Adult of 21 Years for Delhi city.
    Top Features
    Room rent limit
    Any room up to Rs 5,000 per day
    Shared room
    Restoration of cover
    Rs 5 lakh two times in a year; for unrelated illness
    Rs 5 lakh once in a year; for unrelated illness
    Renewal Bonus
    Rs 25,000 per year and up to maximum of additional Rs 1.25 lakh. In case of a claim, the renewal bonus will reduce by Rs 25,000 Read More...
    Not available in this plan
    Free health checkup
    Once every 4 years; Free health checkup every year for adult insured members in the designated diagnostic centres up to Rs 5,000 Read More...
    Once every year for all insured members (adults)
    Co-pay
    100% paid by the insurer
    70% paid by the insurer
    Existing Illness cover
    4 years
    2 years
    Maternity cover
    Not available in this plan
    Cover from day 1 for with discount up to Rs 25,000 as a part of care health discount connect program on selected cities and hospitals only under value added services. This benefit is not available on monthly mode payments (Refer maternity network list for T&C) Read More...
    Initial Waiting Period
    30 days; except claims arising due to an accident, provided the same are covered. This is standard in the industry across all insurance policies Read More...
    30 days; except claims arising due to an accident, provided the same are covered. This is standard in the industry across all insurance policies Read More...
    Specific Illness cover
    24 months; for slow growing diseases like knee replacement, hernia, cataract etc. See full list of diseases mentioned in policy wordings Read More...
    24 months; for slow growing diseases like knee replacement, hernia, cataract etc. See full list of diseases mentioned in policy wordings Read More...
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