Chola MS Home Insurance Plan

This Plan offers coverage to both the structure of home and valuable contents. It allows flexible options at an affordable premium and a hassle free documentation procedure. It is available both for rented and self-owned houses.

Cholamandalam Home Insurance Plan

4.7 (99 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.


Cholamandalam Home Insurance Plan

4.7 (99 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.
What’s covered?
Violent disturbance
Fire
Natural disasters
Policybazaar advantages
365 days support system
Easy claim process
Instant online policy issuance

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 18/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Protect your house from calamities

cover starting just @ ₹18/month*

Step 1/2
Get Updates on WhatsApp
Compare & Save upto 25%**
By clicking on "" you agree to our Privacy Policy and Terms of Use

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹18/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Chola MS Home Insurance Plan

This Plan offers coverage to both the structure of home and valuable contents. It allows flexible options at an affordable premium and a hassle free documentation procedure. It is available both for rented and self-owned houses.

Policy Benefits:

  • Fire Benefits Include: Explosion / Implosion, damage caused by aircraft, Riot, Strike, Damages due to Impact by rail / road vehicle or animal, , Lightning, Loss caused by Storm, Tempest, Hurricane, Flood.
  • Personal Accident: Entire family is covered in case of death, permanent total or partial disablement
  • Baggage: Accidental loss/damage and theft of personal baggage is covered anywhere in India.
  • Domestic/Audio/Visual Appliance: Covers against risk of sudden mechanical/electrical breakdown.
  • Cover against Contents/ Jewellery and Valuables.

Inclusions

It offers coverage in respect of the following items-

  • Building
  • Jewellery and valuables
  • Plate glass
  • Domestic appliances
  • Domestic electronic equipment
  • Baggage
  • Personal accident

Exclusions:

  • Cases of natural deterioration/ wearing off of building.
  • Expenses on account of war, invasion, military or related reasons.
  • Loss/ Damage due to pollution or contamination.
Home insurance

Key Features of Chola Home Insurance Plan-

  • Buy home insurance plan online and save time and money
  • An option to cover valuable items like jewellery, camera, etc.
  • A standard coverage to protect against explosion, damage due to natural disasters, burglary, etc.
Home Insurers
Bajaj Home Insurance
Cholamandalam Home Insurance
Digit Home Insurance
HDFC Ergo Home Insurance
ICICI Lombard Home Insurance
IFFCO Tokio Home Insurance
IndusInd Home Insurance
National Insurance Home Insurance
New India Assurance Home Insurance
SBI Home Insurance
Tata AIG Home Insurance
United India Home Insurance
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Average Rating
(Based on 99 Reviews)
Write a Review

Home Insurance Articles

  • Recent Article
  • Popular Articles
How to File & Track a Home Insurance Claim in India?
31 Oct 2025

How to File & Track a Home Insurance Claim in...

Owning a home is one of the biggest milestones in life, but a

Read more
Rising Flood Risks in Delhi NCR: How Flood Insurance Protects Your Home and Finances
21 Sep 2025

Rising Flood Risks in Delhi NCR: How Flood...

During heavy monsoon rains, Delhi NCR has seen a sharp rise in

Read more
Valuable Content Cover in Bharat Griha Raksha Policy
05 Jun 2024

Valuable Content Cover in Bharat Griha Raksha...

Valuable Content Cover is an optional or add-on cover offered by

Read more
Personal Accident Cover in Bharat Griha Raksha Policy
05 Jun 2024

Personal Accident Cover in Bharat Griha Raksha...

Personal Accident (PA) Cover is an add-on cover provided by

Read more
Loss of Rent Cover in Home Insurance
09 May 2024

Loss of Rent Cover in Home Insurance

Loss of Rent (LOR) coverage is a significant feature of a home

Read more
Is it Mandatory to Buy a Home Insurance Policy for Your Home Loan?

Is it Mandatory to Buy a Home Insurance Policy...

Buying your dream house can be one of your most significant investments in life, for which you might avail of

Read more
Home Insurance Claim Process in India

Home Insurance Claim Process in India

Owning your dream house is one of the significant milestones in a lifetime. Remember, your home is not merely a

Read more
10 Points to Remember When Buying a Flat

10 Points to Remember When Buying a Flat

Purchasing a home is one of the most financially sound decisions one can make. Any decision taken in a hurry might

Read more
Common Inclusions and Exclusions of Home Insurance Policy

Common Inclusions and Exclusions of Home...

Common Inclusions and Exclusions of Home Insurance Policy In India, several insurance companies are offering various

Read more
Insurance Reviews & Ratings
4.7 / 5 (Based on 99 Reviews)
(Showing Newest 10 reviews)
Surendra
Delhi, February 05, 2025
★★★★★
Good Price
I had purchased Bajaj Allianz home insurance, and when there was damage to home equipment due to an electric spark, these damages were covered by the insurance. Got insurance at a good price.
Naresh
Muzaffarnagar, February 02, 2025
★★★★★
Best Deal
I never thought home insurance could be affordable. With Policybazaar, I could compare multiple insurance plans on a single platform. I am glad I got the best insurance plan at a very good deal.
Nalin
Begusarai, January 30, 2025
★★★★★
Easy Renewal
I renewed my home insurance through Policybazaar. Initially, I was unsatisfied with my previous insurer, but my experience with Policybazaar has been good. Very satisfied with their services.
Abhimanyu
Gridi, January 29, 2025
★★★★★
Good Experience
PolicyBazaar has made comparing policies easy, and its agent explained the features clearly. Really happy with my experience of getting a home insurance policy.
Prateek
Patna, January 27, 2025
★★★★★
Expenses Covered
With HDFC ERGO home insurance, I could cover my expenses when our building caught fire. Luckily, no one was hurt.
Dhruv
Jamshedpu, January 24, 2025
★★★★★
Easy Process
Thank you, Policybazaar, for helping me to get the claim approved for my home insurance. Your process was very easy.
Vihan
Etawa, January 21, 2025
★★★★★
Big Help
I had purchased a new flat by taking a home loan. However, after paying the second EMI, there were some issues with the water pipeline, and it burst. The house's walls were damaged, and home insurance through Policybazaar helped me get a claim for my loss.
Ishaan
Lucknow, January 20, 2025
★★★★★
Stress-free process
Exploring different home insurance options felt overwhelming, but PolicyBazaar simplified everything. Their platform helped me compare plans quickly. The team answered all my queries, making the process stress-free.
Kshitiz
Lucknow, January 18, 2025
★★★★★
Easy Process
Thank you, Policybazaar, for helping me to get the claim approved for my home insurance. Your process was very easy.
Rahul
Patna, January 17, 2025
★★★★★
Stress-free process
Exploring different home insurance options felt overwhelming, but PolicyBazaar simplified everything. Their platform helped me compare plans quickly. The team answered all my queries, making the process stress-free.
Write a Review
Read All Reviews

  • Disclaimers+

    #Savings of 25% are based on the comparison between the highest and lowest premiums for a pucca building with the sum insured of ₹1 crore at Delhi for property age less than 5 years and the policy term of 11 years. #The premium of ₹18/month is for a pucca building with the sum insured of ₹10 Lakh structure at selected locations, for property age less than 40 years and policy term of 10 year. An additional premium is payable for the optional covers, including the contents opted.

Claude
top