Home Insurance

With our comprehensive & affordable Home Insurance plans, add a silver lining to every adversity, natural or man-made.

Protect your house from calamities & valuable contents from thefts starting @ 125/month*

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**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*For 50 lakhs Structure Value

Chola MS Home Insurance Plan

This Plan offers coverage to both the structure of home and valuable contents. It allows flexible options at an affordable premium and a hassle free documentation procedure. It is available both for rented and self-owned houses.

Policy Benefits:

  • Fire Benefits Include: Explosion / Implosion, damage caused by aircraft, Riot, Strike, Damages due to Impact by rail / road vehicle or animal, , Lightning, Loss caused by Storm, Tempest, Hurricane, Flood.
  • Personal Accident: Entire family is covered in case of death, permanent total or partial disablement
  • Baggage: Accidental loss/damage and theft of personal baggage is covered anywhere in India.
  • Domestic/Audio/Visual Appliance: Covers against risk of sudden mechanical/electrical breakdown.
  • Cover against Contents/ Jewellery and Valuables.


It offers coverage in respect of the following items-

  • Building
  • Jewellery and valuables
  • Plate glass
  • Domestic appliances
  • Domestic electronic equipment
  • Baggage
  • Personal accident


  • Cases of natural deterioration/ wearing off of building.
  • Expenses on account of war, invasion, military or related reasons.
  • Loss/ Damage due to pollution or contamination.
Home insurance

Key Features of Chola Home Insurance Plan-

  • Buy home insurance plan online and save time and money
  • An option to cover valuable items like jewellery, camera, etc.
  • A standard coverage to protect against explosion, damage due to natural disasters, burglary, etc.
Written By: PolicyBazaar - Updated: 22 January 2021