Cholamandalam Home Insurance Plan


Introduction:

This Plan offers coverage to both the structure of home and valuable contents. It allows flexible options at an affordable premium and a hassle free documentation procedure. It is available both for rented and self-owned houses.

Policy Benefits:

  • Fire: Benefits Include: Explosion / Implosion, damage caused by aircraft, Riot, Strike, Damages due to Impact by rail / road vehicle or animal, , Lightning, Loss caused by Storm, Tempest, Hurricane, Flood.
  • Personal Accident: Entire family is covered in case of death, permanent total or partial disablement
  • Baggage: Accidental loss/damage and theft of personal baggage is covered anywhere in India.
  • Domestic/Audio/Visual Appliance: Covers against risk of sudden mechanical/electrical breakdown.
  • Cover against Contents/ Jewellery and Valuables.

Inclusions

It offers coverage in respect of the following items-

  • Building
  • Jewellery and valuables
  • Plate glass
  • Domestic appliances
  • Domestic electronic equipment
  • Baggage
  • Personal accident

Exclusions:

  • Cases of natural deterioration/ wearing off of building.
  • Expenses on account of war, invasion, military or related reasons.
  • Loss/ Damage due to pollution or contamination.

Key Features of Chola Home Insurance Plan-

  • Buy insurance online and save time and money
  • An option to cover valuable items like jewellery, camera, etc.
  • A standard coverage to protect against explosion, damage due to natural disasters, burglary, etc.