Chola MS Total Home Protect Plan

This is a comprehensive Home Insurance Policy that provides Three-fold protection across coverage areas like structure of home, valuable contents and even coverage of family members. It is also flexible and comes with affordable premium rates.

Cholamandalam MS Total Home Protect Plan

4.4 (120 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.


Cholamandalam MS Total Home Protect Plan

4.4 (120 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.
What’s covered?
Violent disturbance
Fire
Natural disasters
Policybazaar advantages
365 days support system
Easy claim process
Instant online policy issuance

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 9/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Protect your house from calamities

cover starting just @ ₹9/month*

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**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 9/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Chola MS Total Home Protect Plan

This is a comprehensive Home Insurance Policy that provides Three-fold protection across coverage areas like structure of home, valuable contents and even coverage of family members. It is also flexible and comes with affordable premium rates.

Policy Details:

  • Coverage of building structure up to an area of 5000 square feet.
  • Contents are covered up to 2500000 INR in this home insurance policy.
  • Domestic appliances are covered subject to a limit of 125000 INR.
  • Jewellery/ Valuables are covered subject to a limit of 100000 INR.
Home insurance

Policy Benefits:

  • Fire: Benefits Include: Explosion / Implosion, damage caused by aircraft, Riot, Strike, Damages due to Impact by rail / road vehicle or animal, , Lightning, Loss caused by Storm, Tempest, Hurricane, Flood.
  • Cover includes: Rent for Alternative accommodation, additional expenses on rent is borne if forced to shift to an alternative accommodation subject to a limit of not above of 12 Months.
  • Public Liability: Compensation/litigation expenses due to Property damage/Bodily Injury of any third party excluding family/domestic staff.
  • Purchase Protection: Covers newly purchased items against fire/burglary up to 30 days from purchase.
  • Baggage: Accidental loss/damage and theft of personal baggage is covered anywhere in India.
  • Domestic/Audio/Visual Appliance: Covers against risk of sudden mechanical/electrical breakdown.
  • Personal Accident: Entire family is covered in case of death, permanent total or partial disablement
  • Workmen's Compensation: Expenses against any liability arising due to Workmen's Compensation.
  • Family Floater Accident Hospitalization Cover.

Exclusions:

  • Damage/Loss to articles valued above INR 10000 including precious stones/drawings/ manuscripts, securities/ cheques/documents, computer system records etc.
  • Expenses out of motor vehicles/livestock or even loss of consumable items.
  • Cases of natural deterioration/ wearing off of building.
  • Death; disablement or bodily Injury self-inflicted or caused by misuse of any drugs/alcohol by the insured, his family or domestic staff.
  • Due to pre-existing conditions.

Premium Details:

Sum Insured:

Covers

Silver

Gold

Platinum

Building Structure

Sum Insured Plan

Contents

Sum Insured Plan

Domestic appliances

Sum Insured Plan

Jewellery

Sum Insured Plan

Additional rent

100000

100000

100000

Family Floater accident hospitalization

-

100000

100000

Personal accident (self)

100000

250000

500000

Personal accident (spouse)

50000

125000

 

Personal accident per child (maximum 2 children)

25000

62500

250000

Public Liability

-

-

125000

Baggage Loss

5000

5000

100000

Plate Glass Insurance

-

25000

5000

Workmen’s Compensation

-

50000

25000

Purchase Protection

20000

50000

50000


*The above rates may change. Please check the policy wordings for more details.

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 120 Reviews)
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Reviews & Ratings

4.4 / 5 (Based on 120 Reviews)
(Showing Newest 10 reviews)
Virendra
Bokaro, July 26, 2022
Coverage for natural calamity
I was looking for an insurance policy that provides me coverage for natural calamity. Since my house is located near a river and it floods my area in the rainy season. So i went on the Policybazaar website and particularly look for this coverage found the exact plan that provides this coverage.
Sunil
Bilaspur, July 26, 2022
Premium Calculation
I was looking for a home insurance policy online. I stumblled upon the Policybazaar website and it is one of the best online platforms to purchase home insurance policy. I learned about the insurance plan i wanted to purchase and after choosing the plan and add ons i could calculate the premium using their online premium calculator. Thanks Policybazaar.
Manish
Bikaner, July 26, 2022
Natural Calamity cover
I have recently purchased a flat and wanted to cover it with a home insurance policy. I was aware of the Policybazaar website so i thought i should give it a try. I went on their website and as i wanted to cover my flat with a natural calamity cover specifically i searched for it and without wasting a minute it showed me the natural calamity coverage.
Mohit
Amritsar, July 26, 2022
Enough coverage
I was looking for a home insurance plan online. I was fed up as i have to visit different websites to look for a single suitable insurance plan. However, i stumbbled upon Policybazaar website where i was able to find the right insurance plan that could provide me enough coverage.
Sahil
Bareilly, July 26, 2022
Nice customer service
I wanted to purchase a home insurance policy and a friend of mine suggested to purchase it from Policybazaar. I bought the policy and after that i had a confusion regarding exclusions so i called up Policybazaar customer care and they cleared out the confusion and i loved their customer service.
Jitendra
Ajmer, July 26, 2022
Qiuck claim
I purchased a home insurance policy recently. However, due to a natural calamity, my house was damaged as the pressure of the water because of flood broke the enterance door of my house. But the insurance plan that i bought got me covered and i as able to get the quickest claim possible.
Prashant
Delhi, July 26, 2022
Natural calamities covered
I bought a home insurance policy recently. As i live near a river and in the rainy season, my area gets flooded so in order to protect my house and its contents, i purchased the insurance to get coverage for such natual calamities and i am tension free now.
Sharad
Kolkata, July 26, 2022
Wide coverage
The home insurance plan that i purchased from policybazaar's website is a great plan that provides me coverage for not only the structure but also cover several expensive content of the home such as paintings, mobile phones, laptops, television, etc.
Ravi
Ahmedabad, July 26, 2022
Suitable insurance plan
I purchased the group health insurance policy from Policybazaar website. First of all, i did not have to wander much online while lookig for a home insurance plan that fits my requirement and i found the suitbale home insurance plan by comparing different plans on the website.
Yashashvi
Amritsar, June 09, 2022
Natural calamities covered
I bought a home insurance policy recently. As i live near a river and in the rainy season, my area gets flooded so in order to protect my house and its contents, i purchased the insurance to get coverage for such natual calamities and i am tension-free now.
  • Disclaimers+

    #Savings of 28% are based on the comparison between the highest and lowest premiums for a pucca building with sum insured of >₹ 1 crore at Delhi, for property age less than 5 years and policy term of 11 years.

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