Raheja QBE Combined General Liability Policy

Raheja QBE is a joint insurance venture between Rajan Raheja Group and QBE Holding. The company has designed a unique business model in India to provide different types of insurance policies, including combined/comprehensive general liability insurance policies.

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Liability from Product or Service

Property damage or Bodily Injury

Medical & Legal Costs Covered

Get ₹5 crores insurance cover starting at ₹25,000⁺

Liability from Product or Service

Property damage or Bodily Injury

Medical & Legal Costs Covered

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Raheja QBE Combined General Liability Policy: Inclusions

Raheja QBE combined general liability insurance offers coverage for the following perils-

Loss or damage caused to the insured business in respect of personal injury, property damage, or advertising liability during the policy tenure

All the third-party legal liabilities that cause personal damage, bodily injury, advertising injury, or loss of tangible property are covered

It covers all the expenses of investigating officers and lawyers if the insured party or business is being sued for third-party losses.

Disclaimer- To understand the policy inclusions in detail, kindly refer to the policy wording available on the official website of Raheja QBE General Insurance Company Limited.

Raheja QBE Combined General Liability Policy: Exclusions

The following are the exclusions of Raheja QBE's combined general liability policy-

Loss arising due to act of terrorism

Loss caused due to war, invasion, an act of a foreign enemy, civil war, hostilities, insurrection, rebellion, revolution, usurped power, or act of military.

Damages caused due to radiation or contamination by radioactivity in any nuclear fuel site or due to the combustion of nuclear fuel.

Disclaimer- To understand the policy exclusions in detail, kindly refer to the policy wording available on the official website of Raheja QBE General Insurance Company Limited.

Raheja QBE Combined General Liability Policy: Claim Process

By following the below steps, you can raise a claim under Raheja QBE combined/comprehensive general liability policy-

Inform the insurer about the insurer as early as possible through call or email

Provide the insurer with the chronology of events to settle the claims

Take all the safety measures to prevent further loss or damage

If received any formal letter or legal notice from the claimant, share it with the insurer

If there are ongoing legal proceedings that have been initiated before this incident took place, share them with the insurer

If there is any e-mail exchanged between the insured & the claimant, kindly share it with the insurance provider

Cooperate with the insurer in order to recover the loss under this policy

Once the insurer is satisfied with the submitted proofs & documents, they will initiate the claim settlement process.

Raheja QBE Combined General Liability Policy: FAQs

Q1. Will Raheja QBE combined/comprehensive general liability policy cover premise and product liability both?

Ans: Yes, CGL policy covers both premise and product liabilities causing loss to the insured business due to product consumption or usage.
Q2. What does the CGL policy by Raheja QBE General Insurance Company Limited cover?

Ans: Comprehensive/combined general liability insurance policy gives protection to the business entities against unexpected circumstances, which may lead to personal damage, bodily injury, and advertising injury through their business operations or finished products within the business premises or other premises.
Q3. What information does the insurer ask for to issue a Combined General Liability Policy?
Ans: Generally, the proposal form consists of-
- Name of the company
- The registered address of the company
- Sum Insured (SI)
- Risk locations to be covered under the policy