Pradhan Mantri Kisan Samman Nidhi (PM KISAN)

PM Kisan Samman Nidhi Yojana (PM KISAN) was launched on 24 February 2019 as a Central Sector Scheme completely funded by the Union Government. The scheme aims to provide financial assistance to all eligible land-holding farmers. The landholder farming families get Rs. 6,000 per year to supplement their financial requirements.

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What is PM Kisan Samman Nidhi?

PM KISAN is a Central Government Scheme that provides financial benefits to farmers with a fixed income of Rs. 6000 annually.

The amount is transferred in 3 equal instalments of Rs. 2000 every 4 months. 

The farmer families can utilise this supplementary money for the following:

  • Procure various inputs for agriculture

  • Pay for requirements in allied activities

  • Cover expenses for domestic household needs

Features of PM KISAN Yojana

Let us learn the features of PM Kisan Samman Nidhi Yojana through the table below:

Features Details
Scheme Administered by Ministry of Agriculture and Farmers Welfare (Government of India)
Scheme Effective from 1st December 2018
Scheme Officially Launched on 24th February 2019
Funded by Central Sector Scheme 

(100% funded by Central Government)

Who Identifies Beneficiaries State/ UT government decides the eligible farmer’s families as per the land-ownership records
Income to Farmers Rs. 6000/year in 3 equal instalments of Rs. 2000 in every 4 months duration
Beneficiaries PM KISAN yojana benefits approximately 14.5 crore farmers
Loan Facility Provide collateral-free short-term loans through Kisan Credit Card (KCC)

*Note: Earlier, only small and marginal farmers holding cultivable land of up to 2 hectares were eligible to get PM KISAN Nidhi. The government removed the landholding limitation in May 2019.

Benefits of PM Kisan Samman Nidhi Yojana

The eligible farmers can avail of various benefits by subscribing to PM Kisan Samman Nidhi Yojana 2023, which are:

  1. Income Benefits

    Eligible farmers are provided benefits of quarterly income with the following details:

    • Rs. 6000/year is paid to all the eligible farmers’ bank accounts

    • The sum is transferred in 3 equal instalments of Rs. 2000 every 4 months duration of:

      • April to July

      • August to November

      • December to March

  2. Loan Facility

    Under PM KISAN, the farmer can avail of short-term loans through Kisan Credit Card (KCC) with the following features:

    • Loans at cheap interest rates

    • Avail loans of up to Rs. 3 lakhs without any collateral

    • Provides in-built coverage of crop insurance

    • Offers flexible loan repayment options

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Eligibility Criteria

As per the eligibility criteria of PM KISAN Yojana, all the landholding farmer families are eligible to avail of the benefits.

Definition of Family:

  • A family consists of a husband, wife and minor children

  • It must hold a cultivable land listed in the State/UT land records

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Excluded Categories Under PM KISAN

Beneficiaries from Higher economic strata that are not eligible to get benefits under PM KISAN are as follows:

  • Persons with institutional landholding ownership

  • If any member of the farmer families belongs to the following categories:

    • Holding constitutional posts at present or earlier

    • Present or former Members of Parliament/ State Legislative Assemblies

    • Ministers of Centre/ State Governments

    • Mayors of Municipal Corporations, and Chairpersons of District Panchayats

    • Serving/ retired officers and employees of Central/ State Government Ministries /Offices/Departments.

    • Serving or retired officers/employees of Central/ State PSEs

    • Serving or retired officers/ employees of Attached offices /Autonomous Institutions under the Government

    • Regular employees of Local Bodies (Excludes Multi-Tasking Staff / Class IV/ Group D employees)

    • All retired or superannuated pensioners getting a minimum pension of Rs.10000/month (Excludes Multi-Tasking Staff/ Class IV/ Group D employees)

    • Persons earning from professions like Doctors/ Engineers/ Lawyers/ Chartered Accountants/ Architects

  • All income taxpayers

Documents Required

To apply successfully in PM KISAN Yojana, the farmers must provide the following details:

  • Citizenship proof

  • KYC documents

  • Bank account details

  • Aadhar Number

  • If an Aadhar number is not issued: Aadhar Enrolment Number with an identification card (Driving License/ Voter Id Card/ NREGA Job Card)

Note: The farmer must have an Aadhar number, as the Kisan Samman Nidhi is released based on a database linked to the Aadhar card.

How To Register Under PM KISAN?

The process to enrol into PM Kisan Samman Nidhi Yojana the farmer can follow these methods:

Method I: Contact the Revenue Officials/ village Patwari/ Designated Officer and provide all the required details to enrol in PM KISAN Yojana

Method II: Visit the nearby Common Service Centre (CSC) and complete the registration process upon submitting the applicable fees.

Method III: Complete self-registration through the “Farmers Corner” section on PM KISAN online portal. 

Method IV: Complete the online registration process through the mobile app. Download the PM KISAN mobile app from the following:

  • Google play store

  • “PM KISAN Mobile App” option from PM KISAN Yojana portal

Steps to online register for PM KISAN Yojana:

Step 1: Visit the PM KISAN portal of the Ministry of Agriculture and Farmers Welfare

Step 2: Go to the “Farmers Corner” section and select the “New Farmer Registration” option

Step 3: Fill up the following details on the New Farmer Registration Form page to check if the farmer is already registered in the system

  • Rural/ Urban Farmer Registration

  • Aadhar number

  • State of the farmer

Step 4: Fill in the captcha and press the “Search” button. If the system displays no database of the farmer, a window will pop up asking “If you want to register yourself?”

Step 5: Click on “Yes” to apply for new registration

Step 6: Enter all the credentials and press on “Save” button

Follow the instructions mentioned further in the form and complete the enrolment to PM KISAN Yojana.

Details Required to complete the PM KISAN registration process:

The State/UT Governments prepare a database of eligible beneficiaries belonging to the landholding farmer families by registering the following details:

  • Name of beneficiary

  • Age of beneficiary

  • Gender

  • Citizenship proof

  • Category (SC/ST)

  • Bank account details

  • Aadhar Number

  • If Aadhar number not issued: Aadhar Enrolment Number with an ID card (Driving License/ Voter Id Card/ NREGA Job Card)

  • Mobile number

How to Check the PM KISAN Beneficiary Status?

If facing any issues with fund transfer the eligible farmers can check their PM KISAN beneficiary status online with the following steps:

Step 1: Visit the official website of PM KISAN Yojana

Step 2: Go to the section “Farmers Corner” and click on the “Beneficiary Status” tab

Step 3: Enter the following relevant information:

  • Mobile/ Registration Number

  • Captcha code

Step 4: Click on “Get Data”. The beneficiary information of the farmer will be visible.

Checking farmer’s status in PM KISAN Village Beneficiary List:

Step 1: Visit the PM KISAN online portal

Step 2: Go to Section “Farmers Corner” and click on the tab “Beneficiary List”

Step 3: Select the relevant options for the following:

  • State

  • District

  • Sub-District

  • Block

  • Village

Step 4: Check the selected information and press “Get Report”

The farmer can view their beneficiary status in the PM KISAN Yojana 2023 List of the particular village.

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Summing It Up

Pradhan Mantri Kisan Samman Nidhi (PM KISAN) helps augment the income inflow of Small & Marginal Farmers (SMFs). This supplementary income ensures the financial protection of the farmers and prevents them from falling into the debt trap. Kisan Samman Nidhi helps farmers make a bit relieved in meeting their financial commitments.

FAQ's

  • How do I check my beneficiary status?

    Farmers can check the beneficiary status by taking the following steps:
    • Visit the official website of PM KISAN portal
    • Got to the “Farmers Corner” section and select the “Beneficiary Status” option
    • Enter the required details: Aadhar/ Account/ Mobile number
    • Enter the captcha data and press on “Get Data” button
    The beneficiary will be able to view all the instalment transaction history.
  • What is my beneficiary's name?

    The beneficiary name is the family or a person from the immediate family who is legally designated by the subscriber/policyholder to receive the financial returns of the plan/scheme.
  • When is PM KISAN's 13th Instalment date?

    The government of India released the 13th instalment of Pradhan Mantri Kisan Samman Nidhi on 27.02.2023.
  • How can I check my Aadhar Card in PM KISAN?

    To check the Aadhar Card linking status with the PM KISAN account, the steps to follow are:
    Step 1: Visit the official website of PM KISAN card
    Step 2: Go to “Farmers Section” and select “Edit Aadhar Failure Records”
    Step 3: Enter the Aadhar number to check the status
    Step 4: The farmer can view the Aadhar link status through the pop-up dashboard.

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^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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