Atal Pension Yojana Calculator

The contribution made towards the Atal Pension Yojana Scheme depends on the amount of pension you want to receive after retirement and at what age you are subscribing to the scheme.  The Atal Pension Yojana Calculator is a financial tool, which can be used to calculate the returns.

Launched by the government of India, the main objective of the scheme is to provide a regular income to the individuals post their retirement i.e after 60 years of age. Under Atal Pension Yojana the subscribers can choose for a fixed monthly pension. The different options of fixed monthly pension available are Rs.1,000, Rs.2,000, Rs.4,000 & Rs.5,0000.

Calculation Tables of Atal Pension Scheme

Atal Pension Scheme Calculator for a donation for Rs. 1000:

If Atal Pension Yojana subscriber picks to receive a fixed pension on a monthly basis of Rs. 1000, then the sum that will be debited from the bank account of the subscriber will be between Rs. 42 and Rs. 291. After the demise of the subscriber and the spouse, the nominee comes in force to receive Rs. 1, 70, 000 according to the calculation plan of Atal Pension Yojana.

Atal Pension Scheme Calculator for a donation for Rs. 2000:

If Atal Pension Yojana subscriber picks to receive a fixed pension on a monthly basis of Rs. 2000, then the sum that will be debited from the bank account of the subscriber will be between Rs. 84 and Rs. 582. After the demise of the subscriber and the spouse, the nominee comes in force to receive Rs. 3, 40, 000 according to the calculation plan of Atal Pension Yojana.

Atal Pension Scheme Calculator for a donation for Rs. 3000:

If Atal Pension Yojana subscriber picks to receive a fixed pension on a monthly basis of Rs. 3000, then the sum that will be debited from the bank account of the subscriber will be between Rs. 126 and Rs. 873. After the demise of the subscriber and the spouse, the nominee comes in force to receive Rs. 5, 10, 000 according to the calculation plan of Atal Pension Yojana.

Atal Pension Scheme Calculator for a donation for Rs. 4000:

If Atal Pension Yojana subscriber picks to receive a fixed pension on a monthly basis of Rs. 4000, then the sum that will be debited from the bank account of the subscriber will be between Rs. 168 and Rs. 1164. After the demise of the subscriber and the spouse, the nominee comes in force to receive Rs. 6, 80, 000 according to the calculation plan of Atal Pension Yojana.

Atal Pension Scheme Calculator for a donation for Rs. 5000:

If Atal Pension Yojana subscriber picks to receive a fixed pension on a monthly basis of Rs. 5000, then the sum that will be debited from the bank account of the subscriber will be between Rs. 210 and Rs. 1454. After the demise of the subscriber and the spouse, the nominee comes in force to receive Rs. 6, 80, 000 according to the calculation plan of Atal Pension Yojana.

Atal Pension Yojana Interest Rate

The subscribers of Atal Pension Yojana have to abide by additional charges, overdue interest for non-payments, and delayed payments of the amount of monthly contribution, from time to time. Such charges will be imposed and applied as per the norms of the PERDA (Pension Fund Regulatory and Development Authority), with permission from the Indian Government.

Charges and Fees to maintain an account of Atal Pension Yojana: