Retirement is inevitable. A working-class individual must plan for his retirement in advance, or he may become dependent on his kids in his later years. But sometimes, few people cannot accumulate funds or are at a loss upon touching retirement due to nominal income and more expenditure. Under these circumstances, the essential expenses might be challenging for an old age individual who fails to work due to exceeding his age.
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Therefore, the government has come forward with different pension yojanas to meet these financial requirements. One such yojana or scheme is known as the Vridha pension, which helps an individual to receive a sum on a monthly or quarterly basis. The State and Central Governments have launched various pension schemes to transfer a certain sum into their bank account in installments.
Every state has its own Vridha pension with a different name. For example, in Rajasthan, Social Justice and Empowerment Department (SJED) has introduced RajSSP (Rajasthan Social Security Pension), which provides individuals with old age and widow pensions. Further, the UP government offers financial surety for elderly adults by allocating funds into their registered bank account. Every year, the government of UP publishes a list of qualified individuals or recipients for this program. At the national level, the Ministry of Rural Development of India has had its own Vridha pension scheme, known as Indira Gandhi National Old Age Pension Scheme (IGNOAPS), since 2007. The IGNOAPS is also known as NOAPS (National Old Age Pension Scheme).
Vridha Pension online applications are available for individuals wishing to get a pension while sitting at home. One may apply by visiting the official website of the Vridha Pension scheme.
In the case of the state of Uttar Pradesh, the applicant may visit the official website of the UP government (https://sspy-up.gov.in/oap/public_new/UserRegistrationForm.aspx?Scheme=OldAgePension) and fill out the registration form accordingly.
Listed below are the steps to apply for Vridha Pension online.
Upon visiting the site, one may see the registration/application form.
In the first step, the applicant is expected to fill in his resident details, including his district, residence, tehsil, etc.
In the second step, he is required to fill in his personal details such as name, gender, date of birth, father's name, and husband's name in case of a female applicant, category, mobile number, and complete address.
Upon filling in the personal and residential details, the applicant may proceed further and fill in his bank details, including the name of the bank, branch name, account number, and IFSC code. The account details are crucial and need to be filled with utmost care and due diligence, as the pension amount will be transferred to the registered bank account.
To proceed further with the registration, the applicant is supposed to fill in his source of income, which consists of the income application number along with the income certificate number. The income certificate is essential to prove that the applicant falls under the BPL (Below Poverty Line) category.
Later, the applicant may upload a color photograph that should be at most 20Kb in size, and a birth or age certificate, which should be 200kb at maximum.
After filling in the forenamed details, he may sign the declaration stating that the aforementioned details are accurate or true to the best of his knowledge. In order to sign the statement, the applicant needs to fill out the captcha and submit the form by double-checking the details.
An individual may check or track his application online. In order to do so, he is required to follow the steps listed below.
First, he is required to visit the home page of the Vridha pension yojana. For example, in the case of IGNOAPS, the individual may visit the home page.
Next, he may click on the 'more reports' option from the main page.
Now, a new screen will be displayed where he is required to select the 'Application Tracker' option.
At last, he is required to fill in the application number and click on the 'search' in order to check his application status for Vridha Pension.
An individual may check the Vridha pension payment status by clicking on the 'pension payment details new' on the NSAP (National Social Assistance Programme) webpage. Later, he may get the details by entering the application number, applicant name, or mobile number.
In India, one may find different pension schemes for distinct individuals. One such scheme is the Vridha pension scheme, which allocates a certain sum to an individual's bank account on a monthly or quarterly basis. In the Vridha pension, the beneficiary is not required to contribute any sum in order to receive the pension. However, the scheme only applies to senior citizens under the BPL category who are 60 years or older.
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