Benefits of Buying Car Insurance Policy from Policybazaar

There could be numerous reasons for opting for the traditional method over the online mode when choosing a car insurance policy. However, purchasing car insurance online is a hassle-free and convenient process. With several car insurers available online, it can be a challenging task for a car owner to decide the ideal insurer. If you are unsure about buying car insurance online, take a look at the advantages of buying car insurance from Policybazaar.com.

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Why Buy Policybazaar Car Insurance Policy?

Being a car owner, it is your responsibility to maintain and keep the car safe from all kinds of unforeseen mishaps. In India, it is mandatory to have at least third-party insurance for all car owners as per the Motor Vehicle Act, 1988. It only provides coverage for third-party liabilities in case of a road accident. However, if you want extensive coverage, it is highly recommended to obtain comprehensive car insurance online.

If you have recently purchased a new car, then protect it with car insurance online from Policybazaar.com. Let's go through why you should buy car insurance from India's top online insurance broker.

Benefits of Choosing Policybazaar.com for Car Insurance Policy

Traditionally buying car insurance involves a lot of effort as you have to get in touch with the motor insurance company or the agent via calls or personal visits. If you have recently bought a new car & planning to buy car insurance online or want to renew car insurance policy, below is the list of 'PB Benefits' that you must consider before buying a car insurance policy online -

1. 24x7 Claims Assistance

   The 24x7 claims assistance feature available at Policybazaar.com assists the customers to voluntarily opt for it and avail of all benefits of this feature. Call 1800-258-5881, and connect with the claim assistance experts for any type of motor insurance claim-related queries.

2. Cashless Assurance

   To avail the cashless assurance service, you must get the insured car repaired only at the network garages of your respective insurer. The biggest advantage of opting for a cashless claim facility you do not have to pay for the repair upfront charges for the covered damages.

   At Policybazaar.com, the private insurers reimburse the claim amount within 78 hours. However, as the policyholder your first point of contact for settling the claims should be the respective insurer. If you have chosen public or government insurance company, the first point of contact is PB Claim Settlement Team. Make sure you connect with the claim settlement assistance team immediately post the accident to avail the benefit. Keep in mind that Policybazaar only acts as a facilitator, and the claim settlement is the sole choice of the insurer.

3. 3-Days Repair Assurance

   This repair assurance service is available for all insured cars and is limited up to 3 damaged panels, including bonnet, bumpers, roof or doors within 3 days, excluding weekends or public holidays.

   Moreover, you will need to submit the required documents and agree to the terms & conditions of the insurer through the claim assistance service number immediately post the accident.However, this facility can be availed only when you opt to get your insured car repaired at the registered network garage in your city.

4. Free Pickup and Drop

   The free pick-up and drop service is available for the insured car in case of accidental damages. The facilitator will provide the assistance to pick up the damaged car, get it repaired in the nearest network garage in your city, and drop it at your home.

5. Self-Video Claims

   With the introduction of this newly launched feature, everything has become easier for all consumers. At Policybazaar.com, you can avoid the hassles of physical inspection that is compulsory at the time of raising claims. But with this feature, now you do not need to wait for the surveyor.

   All you need is a stable internet connection, a decent smartphone with a camera, and time to shoot a video of a 360-degree view of the vehicle in one go & upload it to the PB-inspect app available for both android and iOS users. The insurer will accept your claim request within 24 hours and settle the claim amount ranging between 3-7 working days.

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6. Windshield Claims at Home

   This service by Policybazaar.com is available when your home is at least 20 km away from the network garage. Here, the team will send a mechanic to fix the broken windshield at home and for it, they will charge only Rs 350 as a labour fee. Moreover, this single damage will not be considered a claim and will not affect your NCB.

Final Words

Buying a car insurance policy from Policybazaar.com holds several benefits. As an insurance broker, you get assistance in many ways, right from raising claims to getting the claims settled. You can easily call 1800-258-5881 to connect with the claim assistance team or reach out at care@policybazaar.com to seek any information related to your motor insurance query.